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Are you protected enough?

Are you protected enough?

Well, did you see the rate chart of that speciality hospital next door? Your finances could be under stress, should you need its services as an in-patient. So, have you thought of buying a health insurance policy?

That sinking feeling, just when everything seemed to be going alright! The executive health-check was just the other day. Normal... normal... normal...! Could the readings have been wrong? Could I be suffering from…? Sounds familiar?

You can never be sure. The enemies of your health could be lurking anywhere. The accelerator-pressing, mobile-yapping guy on the wheel, the man in a rage on the road or your sneezing fellow-mate can all be potential threats. Or it could simply be your lifestyle that is so full of stress. It could be the elements. The earth shaking below, the gathering clouds threatening to burst… Or the teeming army of rats (as any person in Surat would tell you), the bird that just homed in, the lowly swine or the oft-venerated cow, could all make you sick. Sometimes, the mutant they carry could be enough to get you hospitalised.

Well, did you see the rate chart of that speciality hospital next door? Your finances could be under stress, should you need its services as an in-patient. So, have you thought of buying a health insurance policy?

Are we scaremongering to sell our story? Not really. We just want to make you aware.

A lot is happening on the health insurance front, the latest being the move to introduce portability. Insurers are seeking increase in base premiums on health policies, while those in the public sector are busy providing the final touches to the preferred provider network (PPN). We tell you about all of that and how these would impact you.


HEALTH INSURANCE: WHY YOU NEED IT
1. Are you protected enough?
2. Spreading the health cover wider
3. 'Health cover portability will improve industry'
4. Negotiated Settlement
5. 'Standardised rates will benefit insurers, customers'
6. Extra Cover! At What Cost?
7. 'Hike in health cover premium rates needed'

Published on: Mar 28, 2011, 12:00 AM IST
Posted by: Gaytri Madhura, Mar 28, 2011, 12:00 AM IST