www.policybazaar.com
Policy Bazaar is one of the most comprehensive Websites on insurance. It allows you to view and compare policies under various categories, such as pension plans, term life insurance, child plans, money back and Ulips. However, for each type, you need to fill up a different form. After doing so for term plans, we instantly received a list of 16 policies, along with their charges. Within an hour, representatives from Policy Bazaar had called up to verify details.
www.apnainsurance.com
Apna Insurance is a section of the Apna Paisa Website, which also provides advice on loans, credit cards and investments. It is very informative, especially the sections on riders and charges for policies. Readers will find it beneficial to go through the exclusions and claims segments—as these are sticky areas—before zooming in on a policy. The Website ranks high on promptness of response. We also like the 'quick apply' tab, where you only need to fill in your contact details.
www.insurancemall.in
Besides providing information on life plans, Insurance Mall gives details on insurance needs related to health, home, travel and for students who want to study abroad. Two good features of the Website are its chat service, which allows you to talk with a representative, and the analysis of your insurance portfolio. You can also become a member of the Insurance Mall loyalty club and avail of the services of an account manager.
www.insurancepandit.com
Insurance Pandit is one of the few Websites that allow you to compare policies and buy them online. It also lets you track, modify or cancel your order. It's the only Website that helped us search for niche plans, such as those for women and handicapped dependants. The response time is also good as we received a call within a day.
www.bimadeals.com
The first thing to do when you log on to Bima Deals is to take their quiz. If you don't score well, the next step should be to go through their exhaustive list of life insurance companies and 'gyan', and by the time you log out, you'll know everything about insurance. The Website also has four financial planning calculators, which are very helpful.
www.itrust.in
The Website provides extensive information on all aspects of financial planning, including insurance. Its discussion forums and insurance calculator give it an edge over other similar sites. The tab for popular searches saves you time and energy. We received a response from iTrust within six hours.
www.easyinsuranceindia.com
Easy Insurance is the best for those who have a sieve for a memory. Once you register, you can choose how many days prior to the premium due date you would like a reminder. You can also choose the mode—SMS, e-mail or phone. Another benefit is that you can download the brochure and proposal forms for all policies and some claim forms. The response time was less than an hour and the representative provided meticulous data.
www.myinsuranceclub.com
My Insurance Club is similar to its peers, though the Website brings a personal touch through its blog. However, it would have been more interactive if the comments on the blogs had received a response. The feedback time of the Website is good as we began to get calls within a day.
www.click2insure.in
Among life insurance policies, Click2insure only sells term plans. It's also the only one to sell a terrorism cover upfront. An advantage is that you can amend an existing policy bought through the Website.
www.rupeetalk.com
Rupee Talk is an umbrella Website for financial matters, with a detailed insurance section. It provides policy reviews (though we could access only three) and best picks. Here, you can compare plans without filling in detailed and time-consuming forms. For novices, it will be beneficial to peruse the glossary to familiarise themselves with insurance terms.
www.getmeinsure.com
Get Me Insure is helpful if you are looking primarily for information and do not want to buy a policy as it ensures you do not receive calls from agents if you are not interested. It's one of the very few Websites that ask upfront if you are okay with a medical test and whether you are keen on riders. It also assesses your insurance needs according to your life stage.
