
Past positions: Senior ratings analyst for Crisil before joining Templeton in 1995.
Investment mantra: Value and patience backed by rigorous research to select the best stocks.
Best call over the past few months: Over the long term our investment in an under-researched company called MICO.
Worst call over the past few months: Sticking to the government-owned oil sector stocks.
Top picks right now: SAIL, Tata Investment Corporation, Reliance Industries, Grasim and ONGC (as on 31 August).
Advice to small investors: The best way to manage investments is to stay focused on the long term, while being disciplined and sticking to a pre-determined investment plan.
Worst mistake small investors make: Not staying focused on their ultimate financial goals.

Chetan Sehgal, Director (Research), Franklin Templeton Mutual Fund