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Expert speak on stock markets, mutual funds, home loans

Expert speak on stock markets, mutual funds, home loans

Before buying oil stocks investors should check global demand, inventory levels, geo-political issues, crude prices and gross refining margins of the companies, says Kotak Securities' Dipen Shah.

"Before buying oil stocks investors should check global demand, inventory levels, geo-political issues, crude prices and gross refining margins of the companies."
- Dipen Shah, vice-president, private client group research, Kotak Securities

"Housing loans have led to an increase in the sales of home insurance, but it is at the bank's insistence and is up to the extent of the loan amount given."
- Tapan Singhel, Chief Marketing Officer, Bajaj Allianz General Insurance

"Goal-based funds enable investors to invest for the 'right' time horizon as per their needs till their goals are achieved. This approach helps build the required investor confidence."
- Kalpen Parekh, deputy Chief Executive Officer, IDFC Mutual Fund.

"Retail investors should make investment decisions based on their financial goals and not on the equity market movements."
- Sushmita Ghatak, Executive Director and Chief Operating Officer, Icra Online