UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl

Very High Risk
Equity
Large-Cap

NAV as on Dec 26, 2025

Price per unit of the scheme.

₹ 55.7047-0.41%1 Day Change

-0.42%

Minimum Investment₹5000

Expense Ratio1.76%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl

Equity: Large-Cap Average NAV

Topper in Equity: Large-Cap

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

S&P BSE 100 India TR INR

Expense Ratio

1.76%

Category Avg Expense Ratio

0.87%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 13,398.93 Cr(As on Nov, 2025)

Inception Date

Sep 19, 1986

Turnover

24.00 %

Exit Load

Redemption / Switch out within 1 year from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 %. Redemption / Switch out after 1 year from the date of allotment – NIL

ABOUT THE FUND

Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investm ent objective of the scheme would be achieved.

UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is an Equity - Large-Cap fund. The fund was launched inSep 19, 1986. Its risk level is . The NAV of the fund as onDec 26, 2025 is ₹55.70. Its expense ratio is 1.76 %. The fund has an AUM of ₹13,398.93 Cr.The fund is managed byKarthikraj Lakshmanan.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Karthikraj Lakshmanan

Lead Fund Manager.

Sep 1, 2022 - Present

Fund Manager Rank44Out of 85
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed2
Total AUM₹ 16,271.24 Cr
Highest Return In 1 Yr8.91 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

UTI MNC Fund Direct Growth Option

₹ 448.22

-0.99%

Very High Risk

₹2,872.30Cr

UTI Master Share-Growth Option - Direct

₹ 311.02

-0.36%

-0.65%

Very High Risk

₹13,398.93Cr

UTI MNC Fund Direct Growth Option

Very High Risk

NAV₹ 448.22
Fund Size₹2,872.30Cr

Fund Return-0.99%

Category Return--

UTI Master Share-Growth Option - Direct

Very High Risk

NAV₹ 311.02
Fund Size₹13,398.93Cr

Fund Return-0.36%

Category Return-0.65%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Nov, 2025

EQUITY (98.76%)

DEBT (0.38%)

CASH (0.86%)

Allocation by Market Cap

Large Cap(86.59%)

Mid Cap(9.49%)

Small Cap(0.85%)

Industry Holdings

Banks Regional27.56%
Information Technology Services11.65%
Oil Gas Refining Marketing6.02%
Auto Manufacturers4.74%
Telecom Services4.25%
Engineering Construction3.86%

Stock Holdings

HDFC Bank Ltd9.22%
ICICI Bank Ltd7.14%
Infosys Ltd5.84%
Reliance Industries Ltd4.83%
Bharti Airtel Ltd4.19%
Kotak Mahindra Bank Ltd3.94%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-2.28
This Fund
VS
0.00
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
92.37
This Fund
VS
93.90
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.89
This Fund
VS
1.00
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.40
This Fund
VS
0.60
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.60
This Fund
VS
0.96
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
11.29
This Fund
VS
12.65
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd

UTI Asset Management Co Ltd manages assets worth ₹ 3,64,091.05 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.

Phone

+91-22-6678 6666

pms_care@uti.co.in

AUM

₹ 3,64,091.05 Cr (

As on Nov 30, 2025

)

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

FAQ's

What is the category of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The category of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is Equity - Large-Cap

What is the current NAV of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The current NAV of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl as on Dec 26, 2025 is ₹55.70

How safe is UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The risk level of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is Very High.

What are short term returns given by UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The return given by UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl in 1 month is -0.42%, 3 months is 1.50%, 6 months is -1.24%, and 1 year is 5.13%

What are the long term returns given by UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The return given by UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl in 3 years is 12.38% and 5 years is 12.77%.

What is the expense ratio of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The expense ratio of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is 1.76%

What is the AUM of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is Rs 13,398.93 crores.

What is the minimum investment in UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl is ₹100.00

What is the asset allocation of UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl?

UTI Mastershare Unit Regular Plan Payout Inc Dist cum Cap Wdrl has an exposure of 98.76% in Equity, 0.38% in Debt and 0.86% in Cash & Money Market Securities