How This Fund Outperformed the Benchmark for 10 Years Straight

Can a portfolio with debt still outperform pure equity funds? Bank of India Mutual Fund CIO Alok Singh explains the unique investment philosophy behind a fund that has consistently beaten its benchmark for nearly a decade. Instead of relying solely on market momentum or sector bets, the fund follows a disciplined bottom-up stock-picking approach combined with a barbell strategy. With nearly 75-80% allocation to carefully selected mid and small-cap stocks and a debt component to reduce volatility, the focus remains on generating alpha rather than simply riding market beta. Discover how smart stock selection, risk management, and long-term conviction have helped create sustainable wealth and deliver consistent outperformance across market cycles.