Praveen Kutty, DCB Bank CEO On Double-Digit Growth, Asset Quality Improvement & Expansion Plans

DCB Bank delivered robust Q3 FY26 results with net profit rising 21.8% year-on-year to ₹184 crore. Total business crossed the ₹1.24 lakh crore milestone, driven by advances growth of 18.46% and deposits growth of 19.54%. Net interest income grew 14.9% to ₹624 crore. Asset quality improved significantly with gross NPA declining to 2.72% from 2.91% quarter-on-quarter, while net NPA fell to 1.10% from 1.21%. The bank maintained a healthy provision coverage ratio of 75.35% and capital adequacy ratio of 15.84%. Credit cost stood at 0.37%, reflecting disciplined risk management. CASA ratio was reported at 22.77%, showcasing strong retail franchise momentum.