POLO: The Investment Mantra That Outlives FOMO & YOLO : SANJAY KATHURIA

At the India@100 event organised by Business Today, finance coach Sanjay Kathuria delivers a powerful message for the next generation aiming for financial freedom — and possibly retiring by 40. Dismissing the trendy “YOLO” (You Only Live Once) and “FOMO” (Fear of Missing Out) mindsets, Kathuria introduces his own mantra: POLO – Plan Or Lose Out. Through compelling real-life examples, including the story of Ronald Read — a janitor who built an $8 million fortune — and the staggering long-term returns of Warren Buffett’s Berkshire Hathaway, he illustrates the power of habit-based investing. Kathuria’s advice is simple yet transformative: start small, invest regularly, make saving a habit, and keep enjoying life while building wealth. This is not about deprivation, but about planning so your future self can truly live on your terms.