Business Today
Subscribe
Petrol PricesDiesel PricesBT ReelsPMS TodayUS NewsIndiaWeatherBT ShortsNRI
EY Business Today Hidden Gems 2026BT MindrushBT India 100
Search
Advertisement
Business News
mutual funds
aditya birla sun life banking & financial services direct growth
Aditya Birla Sun Life Banking & Financial Services Direct Growth

Aditya Birla Sun Life Banking & Financial Services Direct Growth

  • Very High Risk
  • Equity
  • Sector - Financial Services
Share
  • Whatsapp
  • Twitter
  • Facebook
NAV as on May 12, 2026
i
Price per unit of the scheme.
₹ 67.4600-2.35%1 Day Change
-2.30%
Minimum Investment₹1000
Expense Ratio1.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Aditya Birla Sun Life Banking & Financial Services Direct Growth
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
    Share
    • Whatsapp
    • Twitter
    • Facebook

    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Aditya Birla Sun Life Banking & Financial Services Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    1.07%
    Category Avg Expense Ratio
    0.90%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 3,154.86 Cr(As on Mar, 2026)
    Inception Date
    Dec 14, 2013
    Turnover
    23.00 %
    Exit Load
    For redemption / switch out of units on or before 30 days from the date of allotment 1.00% of applicable NAV. For redemption / switch out of units after 30 days from the date of allotment Nil.

    bt_logoABOUT THE FUND

    Objective: The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

    Aditya Birla Sun Life Banking & Financial Services Direct Growth is an Equity - Sector - Financial Services fund. The fund was launched inDec 14, 2013. Its risk level is . The NAV of the fund as onMay 12, 2026 is ₹67.46. Its expense ratio is 1.07 %. The fund has an AUM of ₹3,154.86 Cr.The fund is managed byDhaval Gala,Dhaval Joshi.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

    SUBSCRIBE TO
    BUSINESS TODAY MAGAZINE
    Subscribe Now
    Already a subscriber?Login

    bt_logoFUND MANAGER

    Dhaval Gala
    Dhaval Gala
    i
    Lead Fund Manager.
    Aug 26, 2015 - Present
    • Fund Manager Rank11Out of 15
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 31,832.83 Cr
    • Highest Return In 1 Yr14.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Dividend Yield Fund Direct Plan Growth
    ₹ 497.07
    0.52%
    -0.20%
    Very High Risk
    ₹1,338.95Cr
    Aditya Birla Sun Life ELSS Tax Relief 96 Direct Plan Growth
    ₹ 65.92
    -0.68%
    -0.25%
    Very High Risk
    ₹13,117.29Cr
    Aditya Birla Sun Life PSU Equity Fund Direct Growth
    --
    ₹ 39.77
    1.20%
    -%
    Very High Risk
    ₹5,334.01Cr
    Aditya Birla Sun Life Dividend Yield Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 497.07
    • Fund Size₹1,338.95Cr
    Fund Return0.52%
    Category Return-0.20%
    Aditya Birla Sun Life ELSS Tax Relief 96 Direct Plan Growth
    Very High Risk
    • NAV₹ 65.92
    • Fund Size₹13,117.29Cr
    Fund Return-0.68%
    Category Return-0.25%
    Aditya Birla Sun Life PSU Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 39.77
    • Fund Size₹5,334.01Cr
    Fund Return1.20%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhaval Joshi
    Dhaval Joshi
    i
    Lead Fund Manager.
    Nov 21, 2022 - Present
    • Schemes managed57
    • Total AUM₹ 3,02,661.69 Cr
    • Highest Return In 1 Yr56.50 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    --
    ₹ 23.06
    3.31%
    -%
    Very High Risk
    ₹382.27Cr
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    --
    ₹ 20.60
    -0.02%
    -%
    Very High Risk
    ₹105.68Cr
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    --
    ₹ 27.90
    1.75%
    -%
    Very High Risk
    ₹890.12Cr
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 23.06
    • Fund Size₹382.27Cr
    Fund Return3.31%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Very High Risk--
    • NAV₹ 20.60
    • Fund Size₹105.68Cr
    Fund Return-0.02%
    Category Return--
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    Very High Risk--
    • NAV₹ 27.90
    • Fund Size₹890.12Cr
    Fund Return1.75%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Apr, 2026
    EQUITY (98.39%)
    DEBT (-%)
    CASH (1.61%)
    Allocation by Market Cap
    Large Cap(62.42%)
    Mid Cap(18.33%)
    Small Cap(17.64%)
    Industry Holdings
    • Banks Regional56.05%
    • Credit Services16.98%
    • Specialty Finance5.97%
    • Asset Management5.96%
    • Insurance Life3.72%
    • Insurance Diversified2.86%
    Stock Holdings
    • ICICI Bank Ltd13.26%
    • HDFC Bank Ltd11.79%
    • Axis Bank Ltd8.25%
    • State Bank of India5.79%
    • Bajaj Finance Ltd5.66%
    • Shriram Finance Ltd4.99%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      3.79
      This Fund
      VS
      2.06
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      87.18
      This Fund
      VS
      85.68
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.98
      This Fund
      VS
      0.98
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.57
      This Fund
      VS
      0.43
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.88
      This Fund
      VS
      0.65
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      16.29
      This Fund
      VS
      16.91
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Aditya Birla Sun Life AMC Ltd
    Aditya Birla Sun Life AMC Ltd manages assets worth ₹ 3,93,795.61 crores. It’s current offering of mutual fund schemes includes 40 equity, 86 debt and 16 hybrid schemes.
    phone icon
    Phone
    +91 22 4356 8008/ 8000
    mail icon
    Email
    abslamc.cs@adityabirlacapital.com
    aum
    AUM
    ₹ 3,93,795.61 Cr (
    As on Mar 31, 2026
    )
    location
    Address
    One World Centre, Tower 1, 17th Floor Mumbai,400 013

    bt_logoFAQs

    What is the category of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The category of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Equity - Sector - Financial Services
    What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The current NAV of Aditya Birla Sun Life Banking & Financial Services Direct Growth as on May 12, 2026 is ₹67.46
    How safe is Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The risk level of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Very High.
    What are short term returns given by Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The return given by Aditya Birla Sun Life Banking & Financial Services Direct Growth in 1 month is -2.30%, 3 months is -8.33%, 6 months is -5.19%, and 1 year is 1.60%
    What are the long term returns given by Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The return given by Aditya Birla Sun Life Banking & Financial Services Direct Growth in 3 years is 13.55% and 5 years is 13.38%.
    What is the expense ratio of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The expense ratio of Aditya Birla Sun Life Banking & Financial Services Direct Growth is 1.07%
    What is the AUM of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The assets under Management (AUM) of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Rs 3,154.86 crores.
    What is the minimum investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The minimum Lumpsum investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth is ₹1,000.00 and the minimum SIP investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth is ₹1,000.00
    What is the asset allocation of Aditya Birla Sun Life Banking & Financial Services Direct Growth?
    Aditya Birla Sun Life Banking & Financial Services Direct Growth has an exposure of 98.39% in Equity and 1.61% in Cash & Money Market Securities

    bt_logoCALCULATORS

    calculatorIncome Tax Calculatorsip calculatorSIP Calculatorfd calculatorFD Calculatordividend yield calculatorDividend Yield Calculatorlump sum calculatorLump-Sum Calculatorcagr calculator CAGR Calculatortop up sip calculatorTop-Up Calculatorlatter factor calculatorLatte Factor Calculator

    bt_logoTop Stories