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aditya birla sun life banking & financial services direct growth
Aditya Birla Sun Life Banking & Financial Services Direct Growth

Aditya Birla Sun Life Banking & Financial Services Direct Growth

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Dec 19, 2025
i
Price per unit of the scheme.
₹ 71.98001.08%1 Day Change
-0.59%
Minimum Investment₹1000
Expense Ratio1.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Aditya Birla Sun Life Banking & Financial Services Direct Growth
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Aditya Birla Sun Life Banking & Financial Services Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    1.07%
    Category Avg Expense Ratio
    0.91%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 3,708.49 Cr(As on Nov, 2025)
    Inception Date
    Dec 14, 2013
    Turnover
    23.00 %
    Exit Load
    For redemption / switch out of units on or before 30 days from the date of allotment 1.00% of applicable NAV. For redemption / switch out of units after 30 days from the date of allotment Nil.

    bt_logoABOUT THE FUND

    Objective: The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

    Aditya Birla Sun Life Banking & Financial Services Direct Growth is an Equity - Sector - Financial Services fund. The fund was launched inDec 14, 2013. Its risk level is . The NAV of the fund as onDec 19, 2025 is ₹71.98. Its expense ratio is 1.07 %. The fund has an AUM of ₹3,708.49 Cr.The fund is managed byDhaval Gala,Dhaval Joshi.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Dhaval Gala
    Dhaval Gala
    i
    Lead Fund Manager.
    Aug 26, 2015 - Present
    • Fund Manager Rank10Out of 14
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 35,064.00 Cr
    • Highest Return In 1 Yr17.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Dividend Yield Fund Direct Plan Growth
    ₹ 502.19
    0.30%
    -0.64%
    Very High Risk
    ₹1,505.08Cr
    Aditya Birla Sun Life ELSS Tax Relief 96 Direct Plan Growth
    ₹ 69.97
    -0.14%
    -1.14%
    Very High Risk
    ₹15,690.68Cr
    Aditya Birla Sun Life PSU Equity Fund Direct Growth
    --
    ₹ 37.15
    -2.93%
    -%
    Very High Risk
    ₹5,627.47Cr
    Aditya Birla Sun Life Dividend Yield Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 502.19
    • Fund Size₹1,505.08Cr
    Fund Return0.30%
    Category Return-0.64%
    Aditya Birla Sun Life ELSS Tax Relief 96 Direct Plan Growth
    Very High Risk
    • NAV₹ 69.97
    • Fund Size₹15,690.68Cr
    Fund Return-0.14%
    Category Return-1.14%
    Aditya Birla Sun Life PSU Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 37.15
    • Fund Size₹5,627.47Cr
    Fund Return-2.93%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhaval Joshi
    Dhaval Joshi
    i
    Lead Fund Manager.
    Nov 21, 2022 - Present
    • Schemes managed57
    • Total AUM₹ 3,58,366.25 Cr
    • Highest Return In 1 Yr34.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    --
    ₹ 22.99
    -0.27%
    -%
    Very High Risk
    ₹430.54Cr
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    --
    ₹ 21.25
    -0.68%
    -%
    Very High Risk
    ₹116.85Cr
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    --
    ₹ 28.66
    -0.38%
    -%
    Very High Risk
    ₹895.80Cr
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 22.99
    • Fund Size₹430.54Cr
    Fund Return-0.27%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth
    Very High Risk--
    • NAV₹ 21.25
    • Fund Size₹116.85Cr
    Fund Return-0.68%
    Category Return--
    Aditya Birla Sun Life Special Opportunities Fund Dir Growth
    Very High Risk--
    • NAV₹ 28.66
    • Fund Size₹895.80Cr
    Fund Return-0.38%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (98.95%)
    DEBT (-%)
    CASH (1.05%)
    Allocation by Market Cap
    Large Cap(64.03%)
    Mid Cap(12.67%)
    Small Cap(13.02%)
    Industry Holdings
    • Banks Regional59.31%
    • Credit Services17.92%
    • Specialty Finance4.16%
    • Insurance Diversified3.86%
    • Capital Markets3.45%
    • Asset Management3.40%
    Stock Holdings
    • ICICI Bank Ltd17.52%
    • HDFC Bank Ltd15.37%
    • Axis Bank Ltd7.94%
    • State Bank of India6.91%
    • Bajaj Finance Ltd5.98%
    • Kotak Mahindra Bank Ltd4.06%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      2.71
      This Fund
      VS
      0.56
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      80.83
      This Fund
      VS
      78.34
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.97
      This Fund
      VS
      0.98
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.77
      This Fund
      VS
      0.62
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.39
      This Fund
      VS
      1.12
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      12.95
      This Fund
      VS
      14.79
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Aditya Birla Sun Life AMC Ltd
    Aditya Birla Sun Life AMC Ltd manages assets worth ₹ 4,47,392.98 crores. It’s current offering of mutual fund schemes includes 40 equity, 86 debt and 16 hybrid schemes.
    phone icon
    Phone
    +91 22 4356 8008/ 8000
    mail icon
    Email
    abslamc.cs@adityabirlacapital.com
    aum
    AUM
    ₹ 4,47,392.98 Cr (
    As on Oct 31, 2025
    )
    location
    Address
    One World Centre, Tower 1, 17th Floor Mumbai,400 013

    bt_logoFAQ's

    What is the category of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The category of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Equity - Sector - Financial Services
    What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The current NAV of Aditya Birla Sun Life Banking & Financial Services Direct Growth as on Dec 19, 2025 is ₹71.98
    How safe is Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The risk level of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Very High.
    What are short term returns given by Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The return given by Aditya Birla Sun Life Banking & Financial Services Direct Growth in 1 month is -0.59%, 3 months is 5.25%, 6 months is 6.86%, and 1 year is 15.59%
    What are the long term returns given by Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The return given by Aditya Birla Sun Life Banking & Financial Services Direct Growth in 3 years is 16.07% and 5 years is 16.48%.
    What is the expense ratio of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The expense ratio of Aditya Birla Sun Life Banking & Financial Services Direct Growth is 1.07%
    What is the AUM of Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The assets under Management (AUM) of Aditya Birla Sun Life Banking & Financial Services Direct Growth is Rs 3,708.49 crores.
    What is the minimum investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth ?
    The minimum Lumpsum investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth is ₹1,000.00 and the minimum SIP investment in Aditya Birla Sun Life Banking & Financial Services Direct Growth is ₹1,000.00
    What is the asset allocation of Aditya Birla Sun Life Banking & Financial Services Direct Growth?
    Aditya Birla Sun Life Banking & Financial Services Direct Growth has an exposure of 98.95% in Equity and 1.05% in Cash & Money Market Securities

    bt_logoCALCULATORS

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