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axis retirement savings fund - dynamic plan direct growth
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Axis Retirement Savings Fund - Dynamic Plan Direct Growth

  • Very High Risk
  • Allocation
  • Retirement
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NAV as on Dec 24, 2025
i
Price per unit of the scheme.
₹ 21.9400-0.09%1 Day Change
0.27%
Minimum Investment₹5000
Expense Ratio0.72%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Axis Retirement Savings Fund - Dynamic Plan Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Axis Retirement Savings Fund - Dynamic Plan Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY 50 Hybrid Composite Debt 65:35 INR
    Expense Ratio
    0.72%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    5
    Fund Size
    ₹ 312.32 Cr(As on Nov, 2025)
    Inception Date
    Dec 20, 2019
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Investment Plan has a dual objective of generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

    Axis Retirement Savings Fund - Dynamic Plan Direct Growth is an Allocation - Retirement fund. The fund was launched inDec 20, 2019. Its risk level is . The NAV of the fund as onDec 24, 2025 is ₹21.94. Its expense ratio is 0.72 %. The fund has an AUM of ₹312.32 Cr.The fund is managed byR Sivakumar,Nitin Arora,Vinayak Jayanath,Jayesh Sundar,Krishnaa N,Devang Shah,Hardik Shah.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    R Sivakumar
    R Sivakumar
    i
    Lead Fund Manager.
    Dec 20, 2019 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed11
    • Total AUM₹ 14,511.60 Cr
    • Highest Return In 1 Yr16.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    --
    ₹ 17.87
    0.40%
    -%
    High Risk
    ₹54.38Cr
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    --
    ₹ 20.55
    0.34%
    -%
    Very High Risk
    ₹769.99Cr
    Axis Dynamic Bond Fund Direct Plan Growth Option
    ₹ 33.29
    0.21%
    0.05%
    Moderate Risk
    ₹1,202.97Cr
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    High Risk--
    • NAV₹ 17.87
    • Fund Size₹54.38Cr
    Fund Return0.40%
    Category Return--
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 20.55
    • Fund Size₹769.99Cr
    Fund Return0.34%
    Category Return--
    Axis Dynamic Bond Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 33.29
    • Fund Size₹1,202.97Cr
    Fund Return0.21%
    Category Return0.05%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Nitin Arora
    Nitin Arora
    i
    Lead Fund Manager.
    May 26, 2023 - Present
    • Schemes managed6
    • Total AUM₹ 43,773.57 Cr
    • Highest Return In 1 Yr6.66 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    --
    ₹ 17.87
    0.40%
    -%
    High Risk
    ₹54.38Cr
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    --
    ₹ 20.55
    0.34%
    -%
    Very High Risk
    ₹769.99Cr
    Axis Multicap Fund Direct Growth
    --
    ₹ 19.09
    0.26%
    0.13%
    Very High Risk
    ₹9,243.44Cr
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    High Risk--
    • NAV₹ 17.87
    • Fund Size₹54.38Cr
    Fund Return0.40%
    Category Return--
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 20.55
    • Fund Size₹769.99Cr
    Fund Return0.34%
    Category Return--
    Axis Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.09
    • Fund Size₹9,243.44Cr
    Fund Return0.26%
    Category Return0.13%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vinayak Jayanath
    Vinayak Jayanath
    i
    Lead Fund Manager.
    Jan 17, 2023 - Present
    • Schemes managed19
    • Total AUM₹ 1,46,115.97 Cr
    • Highest Return In 1 Yr38.54 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Global Innovation Fund of Fund Direct Growth
    --
    ₹ 16.65
    5.05%
    -%
    Very High Risk
    ₹630.37Cr
    Axis Business Cycles Fund Direct Growth
    --
    ₹ 17.27
    0.12%
    -%
    Very High Risk
    ₹2,265.22Cr
    Axis Growth Opportunities Fund Direct Growth
    ₹ 36.98
    0.57%
    0.45%
    Very High Risk
    ₹15,604.95Cr
    Axis Global Innovation Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.65
    • Fund Size₹630.37Cr
    Fund Return5.05%
    Category Return--
    Axis Business Cycles Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.27
    • Fund Size₹2,265.22Cr
    Fund Return0.12%
    Category Return--
    Axis Growth Opportunities Fund Direct Growth
    Very High Risk
    • NAV₹ 36.98
    • Fund Size₹15,604.95Cr
    Fund Return0.57%
    Category Return0.45%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jayesh Sundar
    Jayesh Sundar
    i
    Lead Fund Manager.
    Jan 24, 2024 - Present
    • Schemes managed11
    • Total AUM₹ 45,408.23 Cr
    • Highest Return In 1 Yr16.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Balanced Advantage Fund Direct Growth
    ₹ 24.24
    0.50%
    0.53%
    Moderately High risk
    ₹3,810.49Cr
    Axis Children's Gift Direct Lock in Growth
    --
    ₹ 30.30
    0.31%
    -%
    Very High Risk
    ₹930.91Cr
    Axis Equity Hybrid Fund Direct Growth
    ₹ 23.11
    0.30%
    0.58%
    Very High Risk
    ₹1,574.65Cr
    Axis Balanced Advantage Fund Direct Growth
    Moderately High risk
    • NAV₹ 24.24
    • Fund Size₹3,810.49Cr
    Fund Return0.50%
    Category Return0.53%
    Axis Children's Gift Direct Lock in Growth
    Very High Risk--
    • NAV₹ 30.30
    • Fund Size₹930.91Cr
    Fund Return0.31%
    Category Return--
    Axis Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 23.11
    • Fund Size₹1,574.65Cr
    Fund Return0.30%
    Category Return0.58%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Krishnaa N
    Krishnaa N
    i
    Lead Fund Manager.
    Mar 1, 2024 - Present
    • Schemes managed22
    • Total AUM₹ 1,50,003.94 Cr
    • Highest Return In 1 Yr38.54 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Growth Opportunities Fund Direct Growth
    ₹ 36.98
    0.57%
    0.45%
    Very High Risk
    ₹15,604.95Cr
    Axis ESG Equity Fund Direct Growth
    --
    ₹ 23.63
    0.90%
    0.52%
    Very High Risk
    ₹1,224.08Cr
    Axis Midcap Fund Direct Plan Growth
    ₹ 132.52
    -0.09%
    0.32%
    Very High Risk
    ₹32,201.80Cr
    Axis Growth Opportunities Fund Direct Growth
    Very High Risk
    • NAV₹ 36.98
    • Fund Size₹15,604.95Cr
    Fund Return0.57%
    Category Return0.45%
    Axis ESG Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 23.63
    • Fund Size₹1,224.08Cr
    Fund Return0.90%
    Category Return0.52%
    Axis Midcap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 132.52
    • Fund Size₹32,201.80Cr
    Fund Return-0.09%
    Category Return0.32%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Devang Shah
    Devang Shah
    i
    Lead Fund Manager.
    Apr 5, 2024 - Present
    • Schemes managed23
    • Total AUM₹ 1,18,184.58 Cr
    • Highest Return In 1 Yr16.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Axis Long Duration Fund Direct Growth
    --
    ₹ 1,238.99
    0.45%
    0.12%
    Moderate Risk
    ₹291.36Cr
    Axis Regular Saver Fund Direct Plan Growth Option
    ₹ 35.99
    0.42%
    0.00%
    Moderately High risk
    ₹236.35Cr
    Axis Dynamic Bond Fund Direct Plan Growth Option
    ₹ 33.29
    0.21%
    0.05%
    Moderate Risk
    ₹1,202.97Cr
    Axis Long Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 1,238.99
    • Fund Size₹291.36Cr
    Fund Return0.45%
    Category Return0.12%
    Axis Regular Saver Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 35.99
    • Fund Size₹236.35Cr
    Fund Return0.42%
    Category Return0.00%
    Axis Dynamic Bond Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 33.29
    • Fund Size₹1,202.97Cr
    Fund Return0.21%
    Category Return0.05%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Hardik Shah
    Hardik Shah
    i
    Lead Fund Manager.
    Apr 5, 2024 - Present
    • Schemes managed20
    • Total AUM₹ 46,360.80 Cr
    • Highest Return In 1 Yr16.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Taurus Discovery (Midcap) Fund - Direct Plan-Growth Option
    ₹ 127.70
    -1.35%
    0.32%
    Very High Risk
    ₹131.84Cr
    Taurus Infrastructure Fund-Direct Plan-Growth Option
    ₹ 72.38
    -1.01%
    -0.70%
    Very High Risk
    ₹9.31Cr
    Axis Long Duration Fund Direct Growth
    --
    ₹ 1,238.99
    0.45%
    0.12%
    Moderate Risk
    ₹291.36Cr
    Taurus Discovery (Midcap) Fund - Direct Plan-Growth Option
    Very High Risk
    • NAV₹ 127.70
    • Fund Size₹131.84Cr
    Fund Return-1.35%
    Category Return0.32%
    Taurus Infrastructure Fund-Direct Plan-Growth Option
    Very High Risk
    • NAV₹ 72.38
    • Fund Size₹9.31Cr
    Fund Return-1.01%
    Category Return-0.70%
    Axis Long Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 1,238.99
    • Fund Size₹291.36Cr
    Fund Return0.45%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (88.05%)
    DEBT (9.79%)
    CASH (2.16%)
    Allocation by Market Cap
    Large Cap(63.58%)
    Mid Cap(11.34%)
    Small Cap(12.78%)
    Industry Holdings
    • Banks Regional20.44%
    • Information Technology Services8.15%
    • Oil Gas Refining Marketing7.38%
    • Drug Manufacturers Specialty Generic6.58%
    • Credit Services5.24%
    • Auto Manufacturers3.77%
    Stock Holdings
    • HDFC Bank Ltd6.68%
    • Reliance Industries Ltd5.82%
    • ICICI Bank Ltd5.64%
    • Infosys Ltd4.03%
    • State Bank of India3.34%
    • Larsen & Toubro Ltd3.26%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.77
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.18
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      11.44
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Axis Asset Management Company Limited
    Axis Asset Management Company Limited manages assets worth ₹ 3,68,625.73 crores. It’s current offering of mutual fund schemes includes 34 equity, 31 debt and 14 hybrid schemes.
    phone icon
    Phone
    8108622211
    mail icon
    Email
    customerservice@axismf.com
    aum
    AUM
    ₹ 3,68,625.73 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    22nd & 23rd Floor, One Lodha Place Mumbai,400013

    bt_logoFAQ's

    What is the category of Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The category of Axis Retirement Savings Fund - Dynamic Plan Direct Growth is Allocation - Retirement
    What is the current NAV of Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The current NAV of Axis Retirement Savings Fund - Dynamic Plan Direct Growth as on Dec 24, 2025 is ₹21.94
    How safe is Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The risk level of Axis Retirement Savings Fund - Dynamic Plan Direct Growth is Very High.
    What are short term returns given by Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The return given by Axis Retirement Savings Fund - Dynamic Plan Direct Growth in 1 month is 0.27%, 3 months is 1.25%, 6 months is 2.48%, and 1 year is 2.86%
    What are the long term returns given by Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The return given by Axis Retirement Savings Fund - Dynamic Plan Direct Growth in 3 years is 17.08% and 5 years is 13.15%.
    What is the expense ratio of Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The expense ratio of Axis Retirement Savings Fund - Dynamic Plan Direct Growth is 0.72%
    What is the AUM of Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The assets under Management (AUM) of Axis Retirement Savings Fund - Dynamic Plan Direct Growth is Rs 312.32 crores.
    What is the minimum investment in Axis Retirement Savings Fund - Dynamic Plan Direct Growth ?
    The minimum Lumpsum investment in Axis Retirement Savings Fund - Dynamic Plan Direct Growth is ₹5,000.00 and the minimum SIP investment in Axis Retirement Savings Fund - Dynamic Plan Direct Growth is ₹1,000.00
    What is the asset allocation of Axis Retirement Savings Fund - Dynamic Plan Direct Growth?
    Axis Retirement Savings Fund - Dynamic Plan Direct Growth has an exposure of 88.05% in Equity, 9.79% in Debt and 2.16% in Cash & Money Market Securities

    bt_logoCALCULATORS

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