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franklin india pension plan direct growth
Franklin India Pension Plan Direct Growth

Franklin India Pension Plan Direct Growth

  • High Risk
  • Allocation
  • Retirement
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NAV as on Jan 12, 2026
i
Price per unit of the scheme.
₹ 242.23370.04%1 Day Change
-0.43%
Minimum Investment₹500
Expense Ratio1.49%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Franklin India Pension Plan Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Franklin India Pension Plan Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Composite Bond TR INR
    Expense Ratio
    1.49%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 500 /₹ 1000
    Lock In (Years)
    5
    Fund Size
    ₹ 521.51 Cr(As on Nov, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    3% If redeemed before the age of 58 years; Nil if redeemed after the age of 58 years

    bt_logoABOUT THE FUND

    Objective: The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

    Franklin India Pension Plan Direct Growth is an Allocation - Retirement fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJan 12, 2026 is ₹242.23. Its expense ratio is 1.49 %. The fund has an AUM of ₹521.51 Cr.The fund is managed bySachin Padwal-Desai,Rajasa Kakulavarapu,Umesh Sharma,Anand Radhakrishnan,Varun Sharma,Pallab Roy,Anuj Tagra,Ajay Argal.
    The minimum initial investment is  ₹500 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sachin Padwal-Desai
    Sachin Padwal-Desai
    i
    Lead Fund Manager.
    Feb 1, 2011 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 8,620.43 Cr
    • Highest Return In 1 Yr308.96 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.22
    -0.91%
    -0.34%
    Very High Risk
    ₹2,354.76Cr
    Franklin India Banking & PSU Debt Fund Direct Growth
    ₹ 24.26
    0.34%
    0.09%
    Moderate Risk
    ₹485.44Cr
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    --
    ₹ 3.21
    258.95%
    -%
    Low Risk
    ₹29.52Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.22
    • Fund Size₹2,354.76Cr
    Fund Return-0.91%
    Category Return-0.34%
    Franklin India Banking & PSU Debt Fund Direct Growth
    Moderate Risk
    • NAV₹ 24.26
    • Fund Size₹485.44Cr
    Fund Return0.34%
    Category Return0.09%
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    Low Risk--
    • NAV₹ 3.21
    • Fund Size₹29.52Cr
    Fund Return258.95%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rajasa Kakulavarapu
    Rajasa Kakulavarapu
    i
    Lead Fund Manager.
    Sep 6, 2021 - Present
    • Schemes managed12
    • Total AUM₹ 39,304.59 Cr
    • Highest Return In 1 Yr14.28 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.22
    -0.91%
    -0.34%
    Very High Risk
    ₹2,354.76Cr
    Franklin India Equity Savings Fund Direct Growth
    ₹ 18.40
    0.12%
    -0.06%
    Moderately High risk
    ₹687.09Cr
    Franklin India Debt Hybrid Fund Direct Growth
    ₹ 101.43
    0.06%
    -0.24%
    Moderately High risk
    ₹204.88Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.22
    • Fund Size₹2,354.76Cr
    Fund Return-0.91%
    Category Return-0.34%
    Franklin India Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.40
    • Fund Size₹687.09Cr
    Fund Return0.12%
    Category Return-0.06%
    Franklin India Debt Hybrid Fund Direct Growth
    Moderately High risk
    • NAV₹ 101.43
    • Fund Size₹204.88Cr
    Fund Return0.06%
    Category Return-0.24%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Umesh Sharma
    Umesh Sharma
    i
    Lead Fund Manager.
    Feb 1, 2011 - Present
    • Schemes managed14
    • Total AUM₹ 16,984.24 Cr
    • Highest Return In 1 Yr308.96 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.22
    -0.91%
    -0.34%
    Very High Risk
    ₹2,354.76Cr
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    --
    ₹ 3.21
    258.95%
    -%
    Low Risk
    ₹29.52Cr
    Franklin India Banking & PSU Debt Fund Direct Growth
    ₹ 24.26
    0.34%
    0.09%
    Moderate Risk
    ₹485.44Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.22
    • Fund Size₹2,354.76Cr
    Fund Return-0.91%
    Category Return-0.34%
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    Low Risk--
    • NAV₹ 3.21
    • Fund Size₹29.52Cr
    Fund Return258.95%
    Category Return--
    Franklin India Banking & PSU Debt Fund Direct Growth
    Moderate Risk
    • NAV₹ 24.26
    • Fund Size₹485.44Cr
    Fund Return0.34%
    Category Return0.09%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anand Radhakrishnan
    Anand Radhakrishnan
    i
    Lead Fund Manager.
    Sep 6, 2021 - Present
    • Schemes managed11
    • Total AUM₹ 45,073.14 Cr
    • Highest Return In 1 Yr9.25 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Flexi Cap Fund Direct Growth
    ₹ 1,840.79
    -1.21%
    -0.45%
    Very High Risk
    ₹19,796.16Cr
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.22
    -0.91%
    -0.34%
    Very High Risk
    ₹2,354.76Cr
    Franklin India Taxshield Direct Growth
    ₹ 1,652.63
    -1.59%
    -0.63%
    Very High Risk
    ₹6,787.62Cr
    Franklin India Flexi Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 1,840.79
    • Fund Size₹19,796.16Cr
    Fund Return-1.21%
    Category Return-0.45%
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.22
    • Fund Size₹2,354.76Cr
    Fund Return-0.91%
    Category Return-0.34%
    Franklin India Taxshield Direct Growth
    Very High Risk
    • NAV₹ 1,652.63
    • Fund Size₹6,787.62Cr
    Fund Return-1.59%
    Category Return-0.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Varun Sharma
    Varun Sharma
    i
    Lead Fund Manager.
    Sep 1, 2023 - Present
    • Schemes managed13
    • Total AUM₹ 25,395.27 Cr
    • Highest Return In 1 Yr30.83 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Focused Equity Fund Direct Growth
    ₹ 123.81
    -1.02%
    -0.11%
    Very High Risk
    ₹12,815.07Cr
    Franklin Asian Equity Fund Direct Growth
    --
    ₹ 40.34
    5.06%
    -%
    Very High Risk
    ₹297.29Cr
    Franklin India Technology Fund Direct Growth
    --
    ₹ 588.76
    -0.67%
    -0.97%
    Very High Risk
    ₹1,956.54Cr
    Franklin India Focused Equity Fund Direct Growth
    Very High Risk
    • NAV₹ 123.81
    • Fund Size₹12,815.07Cr
    Fund Return-1.02%
    Category Return-0.11%
    Franklin Asian Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 40.34
    • Fund Size₹297.29Cr
    Fund Return5.06%
    Category Return--
    Franklin India Technology Fund Direct Growth
    Very High Risk--
    • NAV₹ 588.76
    • Fund Size₹1,956.54Cr
    Fund Return-0.67%
    Category Return-0.97%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pallab Roy
    Pallab Roy
    i
    Lead Fund Manager.
    Mar 7, 2024 - Present
    • Schemes managed8
    • Total AUM₹ 10,081.81 Cr
    • Highest Return In 1 Yr14.28 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Floating Rate Direct Growth
    ₹ 46.07
    0.29%
    0.18%
    Low to Moderate Risk
    ₹316.84Cr
    Franklin India Liquid Super Institutional Plan Direct Growth
    --
    ₹ 4,088.35
    0.50%
    0.39%
    Low to Moderate Risk
    ₹3,133.46Cr
    Franklin India Money Market Fund Direct Growth
    ₹ 53.65
    0.48%
    0.30%
    Low to Moderate Risk
    ₹4,421.61Cr
    Franklin India Floating Rate Direct Growth
    Low to Moderate Risk
    • NAV₹ 46.07
    • Fund Size₹316.84Cr
    Fund Return0.29%
    Category Return0.18%
    Franklin India Liquid Super Institutional Plan Direct Growth
    Low to Moderate Risk--
    • NAV₹ 4,088.35
    • Fund Size₹3,133.46Cr
    Fund Return0.50%
    Category Return0.39%
    Franklin India Money Market Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 53.65
    • Fund Size₹4,421.61Cr
    Fund Return0.48%
    Category Return0.30%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anuj Tagra
    Anuj Tagra
    i
    Lead Fund Manager.
    Apr 30, 2024 - Present
    • Schemes managed14
    • Total AUM₹ 1,48,170.65 Cr
    • Highest Return In 1 Yr17.83 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Constant Maturity Gilt Direct Growth
    ₹ 25.84
    0.53%
    0.27%
    Moderate Risk
    ₹2,582.45Cr
    ICICI Prudential Gilt Fund Direct Plan Growth
    ₹ 112.95
    0.35%
    0.36%
    Moderate Risk
    ₹9,215.50Cr
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    --
    ₹ 98.92
    0.55%
    0.51%
    Moderate Risk
    ₹1,068.28Cr
    ICICI Prudential Constant Maturity Gilt Direct Growth
    Moderate Risk
    • NAV₹ 25.84
    • Fund Size₹2,582.45Cr
    Fund Return0.53%
    Category Return0.27%
    ICICI Prudential Gilt Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 112.95
    • Fund Size₹9,215.50Cr
    Fund Return0.35%
    Category Return0.36%
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    Moderate Risk--
    • NAV₹ 98.92
    • Fund Size₹1,068.28Cr
    Fund Return0.55%
    Category Return0.51%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ajay Argal
    Ajay Argal
    i
    Lead Fund Manager.
    Oct 4, 2024 - Present
    • Schemes managed7
    • Total AUM₹ 31,524.26 Cr
    • Highest Return In 1 Yr9.25 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Focused Equity Fund Direct Growth
    ₹ 123.81
    -1.02%
    -0.11%
    Very High Risk
    ₹12,815.07Cr
    Franklin Build India Fund Direct Growth
    ₹ 162.26
    -0.65%
    -0.32%
    Very High Risk
    ₹3,068.34Cr
    Templeton India Equity Income Fund Direct Growth
    ₹ 152.75
    0.56%
    0.18%
    Very High Risk
    ₹2,384.36Cr
    Franklin India Focused Equity Fund Direct Growth
    Very High Risk
    • NAV₹ 123.81
    • Fund Size₹12,815.07Cr
    Fund Return-1.02%
    Category Return-0.11%
    Franklin Build India Fund Direct Growth
    Very High Risk
    • NAV₹ 162.26
    • Fund Size₹3,068.34Cr
    Fund Return-0.65%
    Category Return-0.32%
    Templeton India Equity Income Fund Direct Growth
    Very High Risk
    • NAV₹ 152.75
    • Fund Size₹2,384.36Cr
    Fund Return0.56%
    Category Return0.18%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (38.53%)
    DEBT (60.83%)
    CASH (0.64%)
    Allocation by Market Cap
    Large Cap(29.40%)
    Mid Cap(3.53%)
    Small Cap(5.57%)
    Industry Holdings
    • Banks Regional24.28%
    • Information Technology Services8.01%
    • Engineering Construction5.55%
    • Telecom Services5.28%
    • Oil Gas Refining Marketing4.68%
    • Utilities Regulated Electric3.47%
    Stock Holdings
    • HDFC Bank Ltd4.22%
    • ICICI Bank Ltd2.37%
    • Larsen & Toubro Ltd2.14%
    • Bharti Airtel Ltd1.92%
    • Reliance Industries Ltd1.80%
    • Infosys Ltd1.75%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.83
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.36
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      5.09
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Franklin Templeton Asst Mgmt(IND)Pvt Ltd
    Franklin Templeton Asst Mgmt(IND)Pvt Ltd manages assets worth ₹ 1,20,489.65 crores. It’s current offering of mutual fund schemes includes 17 equity, 19 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91 22 - 67519100
    mail icon
    Email
    services@franklintempleton.com
    aum
    AUM
    ₹ 1,20,489.65 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    Senapati Bapat Marg, Elphinstone Road (West), Mumbai Mumbai,400 013

    bt_logoFAQ's

    What is the category of Franklin India Pension Plan Direct Growth ?
    The category of Franklin India Pension Plan Direct Growth is Allocation - Retirement
    What is the current NAV of Franklin India Pension Plan Direct Growth ?
    The current NAV of Franklin India Pension Plan Direct Growth as on Jan 12, 2026 is ₹242.23
    How safe is Franklin India Pension Plan Direct Growth ?
    The risk level of Franklin India Pension Plan Direct Growth is High.
    What are short term returns given by Franklin India Pension Plan Direct Growth ?
    The return given by Franklin India Pension Plan Direct Growth in 1 month is -0.43%, 3 months is 0.08%, 6 months is 0.71%, and 1 year is 5.53%
    What are the long term returns given by Franklin India Pension Plan Direct Growth ?
    The return given by Franklin India Pension Plan Direct Growth in 3 years is 10.94% and 5 years is 9.13%.
    What is the expense ratio of Franklin India Pension Plan Direct Growth ?
    The expense ratio of Franklin India Pension Plan Direct Growth is 1.49%
    What is the AUM of Franklin India Pension Plan Direct Growth ?
    The assets under Management (AUM) of Franklin India Pension Plan Direct Growth is Rs 521.51 crores.
    What is the minimum investment in Franklin India Pension Plan Direct Growth ?
    The minimum Lumpsum investment in Franklin India Pension Plan Direct Growth is ₹500.00 and the minimum SIP investment in Franklin India Pension Plan Direct Growth is ₹1,000.00
    What is the asset allocation of Franklin India Pension Plan Direct Growth?
    Franklin India Pension Plan Direct Growth has an exposure of 38.53% in Equity, 60.83% in Debt and 0.64% in Cash & Money Market Securities

    bt_logoCALCULATORS

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