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kotak banking and psu debt monthly reinvestment of income distribution cum cap wdrl
Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl

Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl

  • Moderate Risk
  • Fixed Income
  • Banking and PSU
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NAV as on Dec 24, 2025
i
Price per unit of the scheme.
₹ 12.64840.14%1 Day Change
0.12%
Minimum Investment₹100
Expense Ratio0.81%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl
VS
Fixed Income: Banking and PSU Average NAV
    Topper in Fixed Income: Banking and PSU
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Banking and PSU Debt TR INR
    Expense Ratio
    0.81%
    Category Avg Expense Ratio
    0.34%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 5,701.42 Cr(As on Nov, 2025)
    Inception Date
    Dec 29, 1998
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

    Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is an Fixed Income - Banking and PSU fund. The fund was launched inDec 29, 1998. Its risk level is . The NAV of the fund as onDec 24, 2025 is ₹12.65. Its expense ratio is 0.81 %. The fund has an AUM of ₹5,701.42 Cr.The fund is managed byDeepak Agrawal,Abhishek Bisen,Palha Khanna,Dharmesh Thakar,Dharmesh Thakkar.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Deepak Agrawal
    Deepak Agrawal
    i
    Lead Fund Manager.
    Apr 15, 2008 - Present
    • Fund Manager Rank12Out of 104
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 1,61,507.53 Cr
    • Highest Return In 1 Yr9.69 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.26
    0.14%
    -0.08%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Dynamic Bond Direct Growth
    ₹ 41.60
    0.28%
    -0.16%
    Moderate Risk
    ₹2,779.45Cr
    Kotak Bond Short Term Plan Direct Growth
    ₹ 59.10
    0.22%
    -0.00%
    Low to Moderate Risk
    ₹18,537.89Cr
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.26
    • Fund Size₹5,701.42Cr
    Fund Return0.14%
    Category Return-0.08%
    Kotak Dynamic Bond Direct Growth
    Moderate Risk
    • NAV₹ 41.60
    • Fund Size₹2,779.45Cr
    Fund Return0.28%
    Category Return-0.16%
    Kotak Bond Short Term Plan Direct Growth
    Low to Moderate Risk
    • NAV₹ 59.10
    • Fund Size₹18,537.89Cr
    Fund Return0.22%
    Category Return-0.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Abhishek Bisen
    Abhishek Bisen
    i
    Lead Fund Manager.
    Nov 1, 2022 - Present
    • Schemes managed156
    • Total AUM₹ 2,07,941.18 Cr
    • Highest Return In 1 Yr143.91 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth
    --
    ₹ 12.72
    0.58%
    -%
    Moderate Risk
    ₹7,220.75Cr
    Kotak All Weather Debt Fund of Funds Direct Growth
    --
    ₹ 12.72
    0.29%
    -%
    Moderate Risk
    ₹7,500.16Cr
    Kotak Banking & Financial Services Fund Direct Growth
    --
    ₹ 16.84
    0.68%
    0.47%
    Very High Risk
    ₹1,366.81Cr
    Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.72
    • Fund Size₹7,220.75Cr
    Fund Return0.58%
    Category Return--
    Kotak All Weather Debt Fund of Funds Direct Growth
    Moderate Risk--
    • NAV₹ 12.72
    • Fund Size₹7,500.16Cr
    Fund Return0.29%
    Category Return--
    Kotak Banking & Financial Services Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.84
    • Fund Size₹1,366.81Cr
    Fund Return0.68%
    Category Return0.47%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Palha Khanna
    Palha Khanna
    i
    Lead Fund Manager.
    Jul 3, 2023 - Present
    • Schemes managed16
    • Total AUM₹ 1,73,371.21 Cr
    • Highest Return In 1 Yr9.69 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.26
    0.14%
    -0.08%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Dynamic Bond Direct Growth
    ₹ 41.60
    0.28%
    -0.16%
    Moderate Risk
    ₹2,779.45Cr
    Kotak Bond Short Term Plan Direct Growth
    ₹ 59.10
    0.22%
    -0.00%
    Low to Moderate Risk
    ₹18,537.89Cr
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.26
    • Fund Size₹5,701.42Cr
    Fund Return0.14%
    Category Return-0.08%
    Kotak Dynamic Bond Direct Growth
    Moderate Risk
    • NAV₹ 41.60
    • Fund Size₹2,779.45Cr
    Fund Return0.28%
    Category Return-0.16%
    Kotak Bond Short Term Plan Direct Growth
    Low to Moderate Risk
    • NAV₹ 59.10
    • Fund Size₹18,537.89Cr
    Fund Return0.22%
    Category Return-0.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dharmesh Thakar
    Dharmesh Thakar
    i
    Lead Fund Manager.
    Jun 1, 2025 - Present
    • Schemes managed1
    • Total AUM₹ 5,701.42 Cr
    • Highest Return In 1 Yr8.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.26
    0.14%
    -0.08%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.26
    • Fund Size₹5,701.42Cr
    Fund Return0.14%
    Category Return-0.08%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dharmesh Thakkar
    Dharmesh Thakkar
    i
    Lead Fund Manager.
    Jun 1, 2025 - Present
    • Schemes managed2
    • Total AUM₹ 21,510.91 Cr
    • Highest Return In 1 Yr8.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Low Duration Fund- Direct Plan- Growth Option
    ₹ 3,765.16
    0.39%
    0.25%
    Moderate Risk
    ₹15,809.49Cr
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.26
    0.14%
    -0.08%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Low Duration Fund- Direct Plan- Growth Option
    Moderate Risk
    • NAV₹ 3,765.16
    • Fund Size₹15,809.49Cr
    Fund Return0.39%
    Category Return0.25%
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.26
    • Fund Size₹5,701.42Cr
    Fund Return0.14%
    Category Return-0.08%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (91.02%)
    CASH (8.66%)
    Allocation by Market Cap
    Other Cap(0.32%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      0.06
      This Fund
      VS
      -0.06
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      89.32
      This Fund
      VS
      71.03
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.13
      This Fund
      VS
      1.02
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.71
      This Fund
      VS
      0.54
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.32
      This Fund
      VS
      1.08
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      1.18
      This Fund
      VS
      1.41
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Kotak Mahindra Asset Management Co Ltd
    Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,95,894.29 crores. It’s current offering of mutual fund schemes includes 50 equity, 56 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91 22 61152100
    mail icon
    Email
    fundaccops@kotakmutual.com
    aum
    AUM
    ₹ 5,95,894.29 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

    bt_logoFAQ's

    What is the category of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The category of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is Fixed Income - Banking and PSU
    What is the current NAV of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The current NAV of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl as on Dec 24, 2025 is ₹12.65
    How safe is Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The risk level of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is Moderate.
    What are short term returns given by Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The return given by Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl in 1 month is 0.12%, 3 months is 1.78%, 6 months is 2.56%, and 1 year is 7.74%
    What are the long term returns given by Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The return given by Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl in 3 years is 7.48% and 5 years is 6.00%.
    What is the expense ratio of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The expense ratio of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is 0.81%
    What is the AUM of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The assets under Management (AUM) of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is Rs 5,701.42 crores.
    What is the minimum investment in Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl ?
    The minimum Lumpsum investment in Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is ₹100.00 and the minimum SIP investment in Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl is ₹100.00
    What is the asset allocation of Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl?
    Kotak Banking and PSU Debt Monthly Reinvestment of Income Distribution cum Cap Wdrl has an exposure of 91.02% in Debt and 8.66% in Cash & Money Market Securities

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