Business Today
Subscribe
PMS TodayBudget 2025US NewsIndiaWeatherBT ShortsNRIEducationElection
BT GolfBT India 100BT Mindrush
Search
Advertisement
Business News
mutual funds
kotak low duration fund- standard plan-growth option
Kotak Low Duration Fund- Standard Plan-Growth Option

Kotak Low Duration Fund- Standard Plan-Growth Option

  • Moderate Risk
  • Fixed Income
  • Low Duration
Share
  • Whatsapp
  • Twitter
  • Facebook
NAV as on Dec 22, 2025
i
Price per unit of the scheme.
₹ 3,437.92930.03%1 Day Change
0.31%
Minimum Investment₹100
Expense Ratio1.17%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Kotak Low Duration Fund- Standard Plan-Growth Option
VS
Fixed Income: Low Duration Average NAV
    Topper in Fixed Income: Low Duration
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
    Share
    • Whatsapp
    • Twitter
    • Facebook

    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Kotak Low Duration Fund- Standard Plan-Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY Low Duration Debt TR INR
    Expense Ratio
    1.17%
    Category Avg Expense Ratio
    0.38%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 15,809.49 Cr(As on Nov, 2025)
    Inception Date
    Mar 06, 2008
    Turnover
    - %
    Exit Load
    NIL

    bt_logoABOUT THE FUND

    Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved

    Kotak Low Duration Fund- Standard Plan-Growth Option is an Fixed Income - Low Duration fund. The fund was launched inMar 06, 2008. Its risk level is . The NAV of the fund as onDec 22, 2025 is ₹3,437.93. Its expense ratio is 1.17 %. The fund has an AUM of ₹15,809.49 Cr.The fund is managed byDeepak Agrawal,Manu Sharma,Palha Khanna,Sunit Garg,Dharmesh Thakkar.
    The minimum initial investment is  ₹100 in Lumpsum mode.

    SUBSCRIBE TO
    BUSINESS TODAY MAGAZINE
    Subscribe Now
    Already a subscriber?Login

    bt_logoFUND MANAGER

    Deepak Agrawal
    Deepak Agrawal
    i
    Lead Fund Manager.
    Jan 31, 2015 - Present
    • Fund Manager Rank19Out of 31
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 1,61,507.53 Cr
    • Highest Return In 1 Yr9.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.18
    0.09%
    -0.06%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Dynamic Bond Direct Growth
    ₹ 41.43
    0.07%
    -0.17%
    Moderate Risk
    ₹2,779.45Cr
    Kotak Bond Short Term Plan Direct Growth
    ₹ 59.03
    0.15%
    0.03%
    Low to Moderate Risk
    ₹18,537.89Cr
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.18
    • Fund Size₹5,701.42Cr
    Fund Return0.09%
    Category Return-0.06%
    Kotak Dynamic Bond Direct Growth
    Moderate Risk
    • NAV₹ 41.43
    • Fund Size₹2,779.45Cr
    Fund Return0.07%
    Category Return-0.17%
    Kotak Bond Short Term Plan Direct Growth
    Low to Moderate Risk
    • NAV₹ 59.03
    • Fund Size₹18,537.89Cr
    Fund Return0.15%
    Category Return0.03%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Manu Sharma
    Manu Sharma
    i
    Lead Fund Manager.
    Nov 1, 2022 - Present
    • Schemes managed5
    • Total AUM₹ 90,162.74 Cr
    • Highest Return In 1 Yr8.65 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Money Market Direct Growth
    ₹ 4,674.72
    0.46%
    0.37%
    Low to Moderate Risk
    ₹36,157.16Cr
    Kotak Corporate Bond-Direct Plan-Growth Option
    ₹ 4,054.43
    0.08%
    -0.08%
    Moderate Risk
    ₹19,195.36Cr
    Kotak Low Duration Fund- Direct Plan- Growth Option
    ₹ 3,762.93
    0.38%
    0.27%
    Moderate Risk
    ₹15,809.49Cr
    Kotak Money Market Direct Growth
    Low to Moderate Risk
    • NAV₹ 4,674.72
    • Fund Size₹36,157.16Cr
    Fund Return0.46%
    Category Return0.37%
    Kotak Corporate Bond-Direct Plan-Growth Option
    Moderate Risk
    • NAV₹ 4,054.43
    • Fund Size₹19,195.36Cr
    Fund Return0.08%
    Category Return-0.08%
    Kotak Low Duration Fund- Direct Plan- Growth Option
    Moderate Risk
    • NAV₹ 3,762.93
    • Fund Size₹15,809.49Cr
    Fund Return0.38%
    Category Return0.27%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Palha Khanna
    Palha Khanna
    i
    Lead Fund Manager.
    Jul 3, 2023 - Present
    • Schemes managed16
    • Total AUM₹ 1,73,371.21 Cr
    • Highest Return In 1 Yr9.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.18
    0.09%
    -0.06%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Dynamic Bond Direct Growth
    ₹ 41.43
    0.07%
    -0.17%
    Moderate Risk
    ₹2,779.45Cr
    Kotak Bond Short Term Plan Direct Growth
    ₹ 59.03
    0.15%
    0.03%
    Low to Moderate Risk
    ₹18,537.89Cr
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.18
    • Fund Size₹5,701.42Cr
    Fund Return0.09%
    Category Return-0.06%
    Kotak Dynamic Bond Direct Growth
    Moderate Risk
    • NAV₹ 41.43
    • Fund Size₹2,779.45Cr
    Fund Return0.07%
    Category Return-0.17%
    Kotak Bond Short Term Plan Direct Growth
    Low to Moderate Risk
    • NAV₹ 59.03
    • Fund Size₹18,537.89Cr
    Fund Return0.15%
    Category Return0.03%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sunit Garg
    Sunit Garg
    i
    Lead Fund Manager.
    Jun 1, 2025 - Present
    • Schemes managed3
    • Total AUM₹ 18,612.39 Cr
    • Highest Return In 1 Yr9.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Medium Term Direct Growth
    ₹ 26.28
    0.11%
    -0.04%
    Moderately High risk
    ₹2,082.53Cr
    Kotak Credit Risk Fund Direct Growth
    ₹ 34.44
    0.11%
    0.07%
    High Risk
    ₹720.37Cr
    Kotak Low Duration Fund- Direct Plan- Growth Option
    ₹ 3,762.93
    0.38%
    0.27%
    Moderate Risk
    ₹15,809.49Cr
    Kotak Medium Term Direct Growth
    Moderately High risk
    • NAV₹ 26.28
    • Fund Size₹2,082.53Cr
    Fund Return0.11%
    Category Return-0.04%
    Kotak Credit Risk Fund Direct Growth
    High Risk
    • NAV₹ 34.44
    • Fund Size₹720.37Cr
    Fund Return0.11%
    Category Return0.07%
    Kotak Low Duration Fund- Direct Plan- Growth Option
    Moderate Risk
    • NAV₹ 3,762.93
    • Fund Size₹15,809.49Cr
    Fund Return0.38%
    Category Return0.27%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dharmesh Thakkar
    Dharmesh Thakkar
    i
    Lead Fund Manager.
    Oct 24, 2025 - Present
    • Schemes managed2
    • Total AUM₹ 21,510.91 Cr
    • Highest Return In 1 Yr8.06 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Kotak Low Duration Fund- Direct Plan- Growth Option
    ₹ 3,762.93
    0.38%
    0.27%
    Moderate Risk
    ₹15,809.49Cr
    Kotak Banking and PSU Debt Direct Growth
    ₹ 70.18
    0.09%
    -0.06%
    Moderate Risk
    ₹5,701.42Cr
    Kotak Low Duration Fund- Direct Plan- Growth Option
    Moderate Risk
    • NAV₹ 3,762.93
    • Fund Size₹15,809.49Cr
    Fund Return0.38%
    Category Return0.27%
    Kotak Banking and PSU Debt Direct Growth
    Moderate Risk
    • NAV₹ 70.18
    • Fund Size₹5,701.42Cr
    Fund Return0.09%
    Category Return-0.06%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (79.73%)
    CASH (20.02%)
    Allocation by Market Cap
    Other Cap(0.25%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.82
      This Fund
      VS
      -0.59
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      78.24
      This Fund
      VS
      66.70
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.27
      This Fund
      VS
      1.22
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.79
      This Fund
      VS
      1.21
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.75
      This Fund
      VS
      5.08
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.42
      This Fund
      VS
      0.55
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Kotak Mahindra Asset Management Co Ltd
    Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,95,894.29 crores. It’s current offering of mutual fund schemes includes 50 equity, 56 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91 22 61152100
    mail icon
    Email
    aum
    AUM
    ₹ 5,95,894.29 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

    bt_logoFAQ's

    What is the category of Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The category of Kotak Low Duration Fund- Standard Plan-Growth Option is Fixed Income - Low Duration
    What is the current NAV of Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The current NAV of Kotak Low Duration Fund- Standard Plan-Growth Option as on Dec 22, 2025 is ₹3,437.93
    How safe is Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The risk level of Kotak Low Duration Fund- Standard Plan-Growth Option is Moderate.
    What are short term returns given by Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The return given by Kotak Low Duration Fund- Standard Plan-Growth Option in 1 month is 0.31%, 3 months is 1.39%, 6 months is 2.80%, and 1 year is 7.07%
    What are the long term returns given by Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The return given by Kotak Low Duration Fund- Standard Plan-Growth Option in 3 years is 7.01% and 5 years is 5.66%.
    What is the expense ratio of Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The expense ratio of Kotak Low Duration Fund- Standard Plan-Growth Option is 1.17%
    What is the AUM of Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The assets under Management (AUM) of Kotak Low Duration Fund- Standard Plan-Growth Option is Rs 15,809.49 crores.
    What is the minimum investment in Kotak Low Duration Fund- Standard Plan-Growth Option ?
    The minimum Lumpsum investment in Kotak Low Duration Fund- Standard Plan-Growth Option is ₹100.00 and the minimum SIP investment in Kotak Low Duration Fund- Standard Plan-Growth Option is ₹100.00
    What is the asset allocation of Kotak Low Duration Fund- Standard Plan-Growth Option?
    Kotak Low Duration Fund- Standard Plan-Growth Option has an exposure of 79.73% in Debt and 20.02% in Cash & Money Market Securities

    bt_logoCALCULATORS

    calculatorIncome Tax Calculatorsip calculatorSIP Calculatorfd calculatorFD Calculatordividend yield calculatorDividend Yield Calculatorlump sum calculatorLump-Sum Calculatorcagr calculator CAGR Calculatortop up sip calculatorTop-Up Calculatorlatter factor calculatorLatte Factor Calculator

    bt_logoTop Stories