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mirae asset savings fund - regular savings plan growth
Mirae Asset Savings Fund - Regular Savings Plan Growth

Mirae Asset Savings Fund - Regular Savings Plan Growth

  • Moderate Risk
  • Fixed Income
  • Low Duration
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NAV as on Dec 29, 2025
i
Price per unit of the scheme.
₹ 2,326.64430.04%1 Day Change
0.33%
Minimum Investment₹5000
Expense Ratio0.92%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Mirae Asset Savings Fund - Regular Savings Plan Growth
VS
Fixed Income: Low Duration Average NAV
    Topper in Fixed Income: Low Duration
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Mirae Asset Savings Fund - Regular Savings Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY Low Duration Debt TR INR
    Expense Ratio
    0.92%
    Category Avg Expense Ratio
    0.38%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 2,842.13 Cr(As on Nov, 2025)
    Inception Date
    Mar 05, 2008
    Turnover
    - %
    Exit Load
    Exit Load: Nil

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to seek to generate returns with a portfolio comprising of debt and money market instruments, such that Macaulay duration of the portfolio is between 6 months - 12 months. The Scheme does not guarantee any returns.

    Mirae Asset Savings Fund - Regular Savings Plan Growth is an Fixed Income - Low Duration fund. The fund was launched inMar 05, 2008. Its risk level is . The NAV of the fund as onDec 29, 2025 is ₹2,326.64. Its expense ratio is 0.92 %. The fund has an AUM of ₹2,842.13 Cr.The fund is managed byKruti Chheta,Basant Bafna.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Kruti Chheta
    Kruti Chheta
    i
    Lead Fund Manager.
    Aug 22, 2022 - Present
    • Fund Manager Rank8Out of 31
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed2
    • Total AUM₹ 2,887.11 Cr
    • Highest Return In 1 Yr7.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Mirae Asset Savings Fund Direct Plan Growth
    ₹ 2,540.90
    0.39%
    0.26%
    Moderate Risk
    ₹2,842.13Cr
    Mirae Asset Banking and PSU Debt Fund Direct Growth
    --
    ₹ 13.60
    0.05%
    -0.05%
    Moderate Risk
    ₹44.98Cr
    Mirae Asset Savings Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 2,540.90
    • Fund Size₹2,842.13Cr
    Fund Return0.39%
    Category Return0.26%
    Mirae Asset Banking and PSU Debt Fund Direct Growth
    Moderate Risk--
    • NAV₹ 13.60
    • Fund Size₹44.98Cr
    Fund Return0.05%
    Category Return-0.05%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Basant Bafna
    Basant Bafna
    i
    Lead Fund Manager.
    Feb 1, 2024 - Present
    • Fund Manager Rank8Out of 31
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed15
    • Total AUM₹ 42,086.40 Cr
    • Highest Return In 1 Yr10.03 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Mirae Asset Corporate Bond Fund Direct Growth
    --
    ₹ 13.38
    0.09%
    -0.13%
    Moderate Risk
    ₹46.26Cr
    Mirae Asset Ultra Short Duration Fund Direct Growth
    --
    ₹ 1,365.02
    0.46%
    0.28%
    Moderate Risk
    ₹2,440.92Cr
    Mirae Asset Money Market Fund Direct Growth
    --
    ₹ 1,319.77
    0.45%
    0.37%
    Low to Moderate Risk
    ₹3,628.35Cr
    Mirae Asset Corporate Bond Fund Direct Growth
    Moderate Risk--
    • NAV₹ 13.38
    • Fund Size₹46.26Cr
    Fund Return0.09%
    Category Return-0.13%
    Mirae Asset Ultra Short Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 1,365.02
    • Fund Size₹2,440.92Cr
    Fund Return0.46%
    Category Return0.28%
    Mirae Asset Money Market Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 1,319.77
    • Fund Size₹3,628.35Cr
    Fund Return0.45%
    Category Return0.37%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (58.50%)
    CASH (41.33%)
    Allocation by Market Cap
    Other Cap(0.16%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.69
      This Fund
      VS
      -0.59
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      84.77
      This Fund
      VS
      66.70
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.13
      This Fund
      VS
      1.22
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.94
      This Fund
      VS
      1.21
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.15
      This Fund
      VS
      5.08
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.36
      This Fund
      VS
      0.55
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Mirae Asset Investment Managers (India) Private Limited
    Mirae Asset Investment Managers (India) Private Limited manages assets worth ₹ 2,36,459.83 crores. It’s current offering of mutual fund schemes includes 22 equity, 14 debt and 13 hybrid schemes.
    phone icon
    Phone
    022-6780 0300
    mail icon
    Email
    customercare@miraeasset.com
    aum
    AUM
    ₹ 2,36,459.83 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    Unit No. 606, 6th Floor, Mumbai,400 098

    bt_logoFAQ's

    What is the category of Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The category of Mirae Asset Savings Fund - Regular Savings Plan Growth is Fixed Income - Low Duration
    What is the current NAV of Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The current NAV of Mirae Asset Savings Fund - Regular Savings Plan Growth as on Dec 29, 2025 is ₹2,326.64
    How safe is Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The risk level of Mirae Asset Savings Fund - Regular Savings Plan Growth is Moderate.
    What are short term returns given by Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The return given by Mirae Asset Savings Fund - Regular Savings Plan Growth in 1 month is 0.33%, 3 months is 1.38%, 6 months is 2.86%, and 1 year is 7.16%
    What are the long term returns given by Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The return given by Mirae Asset Savings Fund - Regular Savings Plan Growth in 3 years is 7.02% and 5 years is 5.60%.
    What is the expense ratio of Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The expense ratio of Mirae Asset Savings Fund - Regular Savings Plan Growth is 0.92%
    What is the AUM of Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The assets under Management (AUM) of Mirae Asset Savings Fund - Regular Savings Plan Growth is Rs 2,842.13 crores.
    What is the minimum investment in Mirae Asset Savings Fund - Regular Savings Plan Growth ?
    The minimum Lumpsum investment in Mirae Asset Savings Fund - Regular Savings Plan Growth is ₹5,000.00 and the minimum SIP investment in Mirae Asset Savings Fund - Regular Savings Plan Growth is ₹1,000.00
    What is the asset allocation of Mirae Asset Savings Fund - Regular Savings Plan Growth?
    Mirae Asset Savings Fund - Regular Savings Plan Growth has an exposure of 58.50% in Debt and 41.33% in Cash & Money Market Securities

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