Mirae Asset Savings Fund - Regular Savings Plan Growth

Moderate Risk
Fixed Income
Low Duration

NAV as on Feb 5, 2026

Price per unit of the scheme.

₹ 2,336.52180.04%1 Day Change

0.34%

Minimum Investment₹5000

Expense Ratio0.92%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Mirae Asset Savings Fund - Regular Savings Plan Growth

Fixed Income: Low Duration Average NAV

Topper in Fixed Income: Low Duration

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Mirae Asset Savings Fund - Regular Savings Plan Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Low Duration Debt TR INR

Expense Ratio

0.92%

Category Avg Expense Ratio

0.38%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 2,561.99 Cr(As on Dec, 2025)

Inception Date

Mar 05, 2008

Turnover

- %

Exit Load

Exit Load: Nil

Objective: The investment objective of the scheme is to seek to generate returns with a portfolio comprising of debt and money market instruments, such that Macaulay duration of the portfolio is between 6 months - 12 months. The Scheme does not guarantee any returns.

Mirae Asset Savings Fund - Regular Savings Plan Growth is an Fixed Income - Low Duration fund. The fund was launched inMar 05, 2008. Its risk level is . The NAV of the fund as onFeb 06, 2026 is ₹2,335.89. Its expense ratio is 0.92 %. The fund has an AUM of ₹2,561.99 Cr.The fund is managed byKruti Chheta,Basant Bafna.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Kruti Chheta

Lead Fund Manager.

Aug 22, 2022 - Present

Fund Manager Rank10Out of 31
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed2
Total AUM₹ 2,606.97 Cr
Highest Return In 1 Yr7.40 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Mirae Asset Savings Fund Direct Plan Growth

₹ 2,552.90

0.36%

0.31%

Moderate Risk

₹2,561.99Cr

Mirae Asset Banking and PSU Debt Fund Direct Growth

₹ 13.63

0.22%

0.33%

Moderate Risk

₹44.98Cr

Mirae Asset Savings Fund Direct Plan Growth

Moderate Risk

NAV₹ 2,552.90
Fund Size₹2,561.99Cr

Fund Return0.36%

Category Return0.31%

Mirae Asset Banking and PSU Debt Fund Direct Growth

Moderate Risk--

NAV₹ 13.63
Fund Size₹44.98Cr

Fund Return0.22%

Category Return0.33%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Basant Bafna

Lead Fund Manager.

Feb 1, 2024 - Present

Fund Manager Rank10Out of 31
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed15
Total AUM₹ 38,562.32 Cr
Highest Return In 1 Yr11.95 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Mirae Asset Corporate Bond Fund Direct Growth

₹ 13.41

0.16%

0.33%

Moderate Risk

₹46.26Cr

Mirae Asset Ultra Short Duration Fund Direct Growth

₹ 1,372.20

0.40%

0.35%

Moderate Risk

₹2,067.19Cr

Mirae Asset Money Market Fund Direct Growth

₹ 1,326.69

0.40%

0.37%

Low to Moderate Risk

₹3,024.56Cr

Mirae Asset Corporate Bond Fund Direct Growth

Moderate Risk--

NAV₹ 13.41
Fund Size₹46.26Cr

Fund Return0.16%

Category Return0.33%

Mirae Asset Ultra Short Duration Fund Direct Growth

Moderate Risk--

NAV₹ 1,372.20
Fund Size₹2,067.19Cr

Fund Return0.40%

Category Return0.35%

Mirae Asset Money Market Fund Direct Growth

Low to Moderate Risk--

NAV₹ 1,326.69
Fund Size₹3,024.56Cr

Fund Return0.40%

Category Return0.37%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jan, 2026

EQUITY (-%)

DEBT (50.37%)

CASH (49.35%)

Allocation by Market Cap

Other Cap(0.28%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.67
This Fund
VS
-0.56
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
88.98
This Fund
VS
70.64
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.14
This Fund
VS
1.23
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.62
This Fund
VS
0.91
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.11
This Fund
VS
2.64
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
0.44
This Fund
VS
0.62
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Mirae Asset Investment Managers (India) Private Limited

Mirae Asset Investment Managers (India) Private Limited manages assets worth ₹ 2,31,965.75 crores. It’s current offering of mutual fund schemes includes 23 equity, 14 debt and 13 hybrid schemes.

Phone

022-6780 0300

customercare@miraeasset.com

AUM

₹ 2,31,965.75 Cr (

As on Dec 31, 2025

)

Address

Unit No. 606, 6th Floor, Mumbai,400 098

FAQ's

What is the category of Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The category of Mirae Asset Savings Fund - Regular Savings Plan Growth is Fixed Income - Low Duration

What is the current NAV of Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The current NAV of Mirae Asset Savings Fund - Regular Savings Plan Growth as on Feb 05, 2026 is ₹2,336.52

How safe is Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The risk level of Mirae Asset Savings Fund - Regular Savings Plan Growth is Moderate.

What are short term returns given by Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The return given by Mirae Asset Savings Fund - Regular Savings Plan Growth in 1 month is 0.34%, 3 months is 1.17%, 6 months is 2.57%, and 1 year is 6.76%

What are the long term returns given by Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The return given by Mirae Asset Savings Fund - Regular Savings Plan Growth in 3 years is 6.96% and 5 years is 5.69%.

What is the expense ratio of Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The expense ratio of Mirae Asset Savings Fund - Regular Savings Plan Growth is 0.92%

What is the AUM of Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The assets under Management (AUM) of Mirae Asset Savings Fund - Regular Savings Plan Growth is Rs 2,561.99 crores.

What is the minimum investment in Mirae Asset Savings Fund - Regular Savings Plan Growth ?

The minimum Lumpsum investment in Mirae Asset Savings Fund - Regular Savings Plan Growth is ₹5,000.00 and the minimum SIP investment in Mirae Asset Savings Fund - Regular Savings Plan Growth is ₹1,000.00

What is the asset allocation of Mirae Asset Savings Fund - Regular Savings Plan Growth?

Mirae Asset Savings Fund - Regular Savings Plan Growth has an exposure of 50.37% in Debt and 49.35% in Cash & Money Market Securities