Tata Banking & Financial Services Fund Regular Growth

Very High Risk
Equity
Sector - Financial Services

NAV as on Dec 26, 2025

Price per unit of the scheme.

₹ 45.0336-0.41%1 Day Change

-0.95%

Minimum Investment₹5000

Expense Ratio2.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Tata Banking & Financial Services Fund Regular Growth

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Tata Banking & Financial Services Fund Regular Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

2.07%

Category Avg Expense Ratio

0.91%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 3,214.01 Cr(As on Nov, 2025)

Inception Date

Dec 28, 2015

Turnover

17.19 %

Exit Load

0.25% of the NAV, if redeemed/switched out before 30 days from the date of allotment. Units issued on reinvestment of IDCW shall not be subject to exit load.

Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Tata Banking & Financial Services Fund Regular Growth is an Equity - Sector - Financial Services fund. The fund was launched inDec 28, 2015. Its risk level is . The NAV of the fund as onDec 26, 2025 is ₹45.03. Its expense ratio is 2.07 %. The fund has an AUM of ₹3,214.01 Cr.The fund is managed byAmey Sathe,Kapil Malhotra.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Amey Sathe

Lead Fund Manager.

Oct 14, 2021 - Present

Fund Manager Rank7Out of 16
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed7
Total AUM₹ 18,657.78 Cr
Highest Return In 1 Yr18.46 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Equity P/E Fund Direct Plan Growth

₹ 409.55

-0.31%

-0.25%

Very High Risk

₹9,031.59Cr

Tata Banking & Financial Services Fund Direct Growth

₹ 52.78

-0.83%

-1.25%

Very High Risk

₹3,214.01Cr

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

₹ 68.15

-1.21%

Very High Risk

₹366.59Cr

Tata Equity P/E Fund Direct Plan Growth

Very High Risk

NAV₹ 409.55
Fund Size₹9,031.59Cr

Fund Return-0.31%

Category Return-0.25%

Tata Banking & Financial Services Fund Direct Growth

Very High Risk

NAV₹ 52.78
Fund Size₹3,214.01Cr

Fund Return-0.83%

Category Return-1.25%

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

Very High Risk

NAV₹ 68.15
Fund Size₹366.59Cr

Fund Return-1.21%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Kapil Malhotra

Lead Fund Manager.

Oct 31, 2025 - Present

Fund Manager Rank7Out of 16
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed9
Total AUM₹ 36,420.25 Cr
Highest Return In 1 Yr18.46 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Large Cap Fund Direct Plan Growth

₹ 602.88

-0.37%

-0.65%

Very High Risk

₹2,827.02Cr

Tata Dividend Yield Fund Direct Growth

₹ 20.34

-0.74%

-0.42%

Very High Risk

₹1,027.02Cr

Tata Housing Opportunities Fund Direct Growth

₹ 15.80

-1.74%

Very High Risk

₹529.53Cr

Tata Large Cap Fund Direct Plan Growth

Very High Risk

NAV₹ 602.88
Fund Size₹2,827.02Cr

Fund Return-0.37%

Category Return-0.65%

Tata Dividend Yield Fund Direct Growth

Very High Risk--

NAV₹ 20.34
Fund Size₹1,027.02Cr

Fund Return-0.74%

Category Return-0.42%

Tata Housing Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 15.80
Fund Size₹529.53Cr

Fund Return-1.74%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Nov, 2025

EQUITY (98.09%)

DEBT (-%)

CASH (1.91%)

Allocation by Market Cap

Large Cap(63.30%)

Mid Cap(17.11%)

Small Cap(14.07%)

Industry Holdings

Banks Regional65.14%
Credit Services9.77%
Insurance Life7.53%
Specialty Finance6.07%
Insurance Diversified3.97%
Financial Conglomerates3.12%

Stock Holdings

HDFC Bank Ltd17.68%
ICICI Bank Ltd9.98%
Axis Bank Ltd8.64%
Kotak Mahindra Bank Ltd7.93%
State Bank of India6.21%
Bajaj Finserv Ltd3.06%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
2.66
This Fund
VS
0.56
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
80.28
This Fund
VS
78.34
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.95
This Fund
VS
0.98
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.76
This Fund
VS
0.62
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.45
This Fund
VS
1.12
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
12.68
This Fund
VS
14.79
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Tata Asset Management Pvt Ltd

Tata Asset Management Pvt Ltd manages assets worth ₹ 2,25,152.95 crores. It’s current offering of mutual fund schemes includes 38 equity, 18 debt and 10 hybrid schemes.

Phone

+91 22 6657 8282

kiran@tataamc.com

AUM

₹ 2,25,152.95 Cr (

As on Nov 30, 2025

)

Address

Mafatlal Centre, 9th Floor, Mumbai,400 021

FAQ's

What is the category of Tata Banking & Financial Services Fund Regular Growth ?

The category of Tata Banking & Financial Services Fund Regular Growth is Equity - Sector - Financial Services

What is the current NAV of Tata Banking & Financial Services Fund Regular Growth ?

The current NAV of Tata Banking & Financial Services Fund Regular Growth as on Dec 26, 2025 is ₹45.03

How safe is Tata Banking & Financial Services Fund Regular Growth ?

The risk level of Tata Banking & Financial Services Fund Regular Growth is Very High.

What are short term returns given by Tata Banking & Financial Services Fund Regular Growth ?

The return given by Tata Banking & Financial Services Fund Regular Growth in 1 month is -0.95%, 3 months is 7.55%, 6 months is 1.48%, and 1 year is 16.77%

What are the long term returns given by Tata Banking & Financial Services Fund Regular Growth ?

The return given by Tata Banking & Financial Services Fund Regular Growth in 3 years is 16.46% and 5 years is 15.85%.

What is the expense ratio of Tata Banking & Financial Services Fund Regular Growth ?

The expense ratio of Tata Banking & Financial Services Fund Regular Growth is 2.07%

What is the AUM of Tata Banking & Financial Services Fund Regular Growth ?

The assets under Management (AUM) of Tata Banking & Financial Services Fund Regular Growth is Rs 3,214.01 crores.

What is the minimum investment in Tata Banking & Financial Services Fund Regular Growth ?

The minimum Lumpsum investment in Tata Banking & Financial Services Fund Regular Growth is ₹5,000.00 and the minimum SIP investment in Tata Banking & Financial Services Fund Regular Growth is ₹1,000.00

What is the asset allocation of Tata Banking & Financial Services Fund Regular Growth?

Tata Banking & Financial Services Fund Regular Growth has an exposure of 98.09% in Equity and 1.91% in Cash & Money Market Securities