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tata banking & psu debt fund direct growth
Tata Banking & PSU Debt Fund Direct Growth

Tata Banking & PSU Debt Fund Direct Growth

  • Moderate Risk
  • Fixed Income
  • Banking and PSU
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NAV as on Jun 14, 2024
i
Price per unit of the scheme.
₹ 13.49260.03%1 Day Change
0.70%
Minimum Investment₹5000
Expense Ratio0.25%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Tata Banking & PSU Debt Fund Direct Growth
VS
Fixed Income: Banking and PSU Average NAV
    Topper in Fixed Income: Banking and PSU
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Tata Banking & PSU Debt Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Banking and PSU Debt TR INR
    Expense Ratio
    0.25%
    Category Avg Expense Ratio
    0.34%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 213.01 Cr(As on Apr, 2024)
    Inception Date
    Oct 11, 2019
    Turnover
    - %
    Exit Load

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

    Tata Banking & PSU Debt Fund Direct Growth is an Fixed Income - Banking and PSU fund. The fund was launched inOct 11, 2019. Its risk level is . The NAV of the fund as onJun 14, 2024 is ₹13.49. Its expense ratio is 0.25 %. The fund has an AUM of ₹213.01 Cr.The fund is managed byAmit Somani.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Amit Somani
    Amit Somani
    i
    Lead Fund Manager.
    Oct 11, 2019 - Present
    • Fund Manager Rank22Out of 23
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed11
    • Total AUM₹ 77,377.19 Cr
    • Highest Return In 1 Yr116.54 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth
    --
    ₹ 12.58
    0.46%
    -%
    Low to Moderate Risk
    ₹853.27Cr
    TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth
    --
    ₹ 12.37
    0.38%
    -%
    Moderate Risk
    ₹95.32Cr
    Tata Money Market Fund Direct Plan Growth
    ₹ 4,967.99
    0.44%
    0.37%
    Low to Moderate Risk
    ₹40,598.26Cr
    Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 12.58
    • Fund Size₹853.27Cr
    Fund Return0.46%
    Category Return--
    TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.37
    • Fund Size₹95.32Cr
    Fund Return0.38%
    Category Return--
    Tata Money Market Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 4,967.99
    • Fund Size₹40,598.26Cr
    Fund Return0.44%
    Category Return0.37%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on May, 2024
    EQUITY (-%)
    DEBT (84.58%)
    CASH (15.08%)
    Allocation by Market Cap
    Other Cap(0.34%)
    Industry Holdings
    • -%
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.06
      This Fund
      VS
      -0.80
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      90.34
      This Fund
      VS
      60.23
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.90
      This Fund
      VS
      0.80
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      -0.14
      This Fund
      VS
      -0.64
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      -0.17
      This Fund
      VS
      -0.55
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      1.14
      This Fund
      VS
      1.50
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Tata Asset Management Pvt Ltd
    Tata Asset Management Pvt Ltd manages assets worth ₹ 2,20,939.29 crores. It’s current offering of mutual fund schemes includes 38 equity, 18 debt and 10 hybrid schemes.
    phone icon
    Phone
    +91 22 6657 8282
    mail icon
    Email
    kiran@tataamc.com
    aum
    AUM
    ₹ 2,20,939.29 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    Mafatlal Centre, 9th Floor, Mumbai,400 021

    bt_logoFAQ's

    What is the category of Tata Banking & PSU Debt Fund Direct Growth ?
    The category of Tata Banking & PSU Debt Fund Direct Growth is Fixed Income - Banking and PSU
    What is the current NAV of Tata Banking & PSU Debt Fund Direct Growth ?
    The current NAV of Tata Banking & PSU Debt Fund Direct Growth as on Jun 14, 2024 is ₹13.49
    How safe is Tata Banking & PSU Debt Fund Direct Growth ?
    The risk level of Tata Banking & PSU Debt Fund Direct Growth is Moderate.
    What are short term returns given by Tata Banking & PSU Debt Fund Direct Growth ?
    The return given by Tata Banking & PSU Debt Fund Direct Growth in 1 month is 0.70%, 3 months is 1.87%, 6 months is 3.98%, and 1 year is 6.98%
    What are the long term returns given by Tata Banking & PSU Debt Fund Direct Growth ?
    The return given by Tata Banking & PSU Debt Fund Direct Growth in 3 years is 5.47% and 5 years is --.
    What is the expense ratio of Tata Banking & PSU Debt Fund Direct Growth ?
    The expense ratio of Tata Banking & PSU Debt Fund Direct Growth is 0.25%
    What is the AUM of Tata Banking & PSU Debt Fund Direct Growth ?
    The assets under Management (AUM) of Tata Banking & PSU Debt Fund Direct Growth is Rs 213.01 crores.
    What is the minimum investment in Tata Banking & PSU Debt Fund Direct Growth ?
    The minimum Lumpsum investment in Tata Banking & PSU Debt Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Tata Banking & PSU Debt Fund Direct Growth is ₹1,000.00
    What is the asset allocation of Tata Banking & PSU Debt Fund Direct Growth?
    Tata Banking & PSU Debt Fund Direct Growth has an exposure of 84.58% in Debt and 15.08% in Cash & Money Market Securities

    bt_logoCALCULATORS

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