UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option

Moderately High risk
Fixed Income
Other Bond

Price per unit of the scheme.

₹ 0.0000-%1 Day Change

Minimum Investment₹500

Expense Ratio--

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option

Fixed Income: Other Bond Average NAV

Topper in Fixed Income: Other Bond

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Credit Risk Fund TR INR

Expense Ratio

Category Avg Expense Ratio

0.20%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 1500

Lock In (Years)

No Lock-in

Fund Size

₹ 0.00 Cr(As on May, 2025)

Inception Date

Mar 09, 2020

Turnover

- %

Exit Load

Objective: The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is an Fixed Income - Other Bond fund. The fund was launched inMar 09, 2020. Its risk level is . The NAV of the fund as onInvalid date is ₹-. Its expense ratio is - %. The fund has an AUM of ₹0.00 Cr.The fund is managed byRitesh Nambiar.
The minimum initial investment is ₹500 in Lumpsum mode.

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FUND MANAGER

Ritesh Nambiar

Lead Fund Manager.

Mar 9, 2020 - Present

Fund Manager Rank--Out of 0
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed9
Total AUM₹ 9,545.49 Cr
Highest Return In 1 Yr338.68 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

UTI Credit Risk Fund Direct Plan Growth Option

₹ 19.88

0.65%

0.64%

Moderately High risk

₹257.92Cr

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option

Moderately High risk

₹0.00Cr

UTI Medium Term Fund - Direct Plan - Growth Option

₹ 20.05

0.63%

0.61%

Moderate Risk

₹40.68Cr

UTI Credit Risk Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 19.88
Fund Size₹257.92Cr

Fund Return0.65%

Category Return0.64%

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option

Moderately High risk--

NAV--
Fund Size₹0.00Cr

Fund Return--

Category Return--

UTI Medium Term Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 20.05
Fund Size₹40.68Cr

Fund Return0.63%

Category Return0.61%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on May, 2025

EQUITY (-%)

DEBT (-%)

CASH (100.00%)

Allocation by Market Cap

No Data For Allocation

Industry Holdings

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
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Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
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Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
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Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
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Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
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HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
--
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
--
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
--
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
--
This Fund
VS
--
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
--
This Fund
VS
--
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
--
This Fund
VS
--
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

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table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd

UTI Asset Management Co Ltd manages assets worth ₹ 2,47,028.51 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.

Phone

+91-22-6678 6666

AUM

₹ 2,47,028.51 Cr (

As on Oct 31, 2025

)

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

FAQ's

What is the category of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The category of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is Fixed Income - Other Bond

What is the current NAV of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The current NAV of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option as on Invalid date is ₹-

How safe is UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The risk level of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is Moderately High.

What are short term returns given by UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The return given by UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option in 1 month is --, 3 months is --, 6 months is --, and 1 year is --

What are the long term returns given by UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The return given by UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option in 3 years is -- and 5 years is --.

What is the expense ratio of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The expense ratio of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is --

What is the AUM of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The assets under Management (AUM) of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is Rs 0.00 crores.

What is the minimum investment in UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option ?

The minimum Lumpsum investment in UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is ₹500.00 and the minimum SIP investment in UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option is ₹1,500.00

What is the asset allocation of UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option?

UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option has an exposure of 100.00% in Cash & Money Market Securities