Modicare: Govt's flagship National Health Protection Scheme explained

The NDA goverment's ambitious National Health Protection Scheme was approved by the Union government. Dubbed as the world's largest government-funded health care programme, the mega plan will cover 40% of the population with pre-existing diseases. Some highlights:

 

• The National Health Protection Scheme or 'Modicare' promises universal access to healthcare.
• It is supposed to be the world's largest health care initiative.
• Modicare is set to roll out later this year.

 
What is the scale of the scheme?

• To help 100 million families with an annual insurance cover of Rs 5 lakh per family
• To impact the lives of 500 million poor and underprivileged people
• To cover secondary and tertiary healthcare, mostly hospital care
• Govt to set up 1.5 lakh health & wellness centres
• Each centre will cater to 5,000 people

Services will include:

• Maternal and Child Healthcare
• Mental Health
• Vaccinations
• Screening Facilities
• The scheme will cover all pre-existing diseases
• Pre-hospitalisation expenses of 3 days and post-hospitalisation for 15 days will be covered

 
What is the cost?

• Rs 16,000 crore has been earmarked for 2018-19 and 2019-20
• The premium are expected to be shared on a 60:40 basis between the Centre and states.
• As per Niti Aayog, the premium per family will be around Rs 1,000-1,200