Video: Why Jan Dhan Yojana's overdraft facility was so unpopular

On August 1, there were 32.25 crore Pradhan Mantri Jan Dhan Yojana account holders with a total balance of Rs 80,675 crore. The government provided overdraft of Rs 5,000 to one account holder per household. But merely 1% of account holders used this overdraft facility. Watch BusinessToday.In video to find out why there was such low utilisation of the overdraft facility.