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Banking

One wrong transaction can make you run from pillar to post.

 
 

Dormant accounts are vulnerable to fraud, close them if you don't need them, or get them reactivated

Timing and procedure are important while dealing with bounced cheques.

Carrying a balance on your credit card can prove costly. Pay your bill on time.

 
 

The changes in interest rates on small savings schemes,and what they signify for your investment portfolio.

A new lending rate methodology enables banks pass benefit instantly to borrowers.
Maintaining a credit score is important for getting a loan easily in the time of need.

Different banks have different scoring models for approving loans. The key points banks consider before approving a home loan.

Instant loans deliver just that, but beware of high interest rates.

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Union Budget 2016-17