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basudha das
Basudha Das

Basudha Das

tvtn

basudha.das@aajtak.com

With over 16 years of experience in the newsroom, I am currently covering personal finance, banking, financial services, and insurance sector, bullion and metals, sports, and other trending topics. When not chasing interest rates and new-age investment tools, I like to follow and cover climate change trends and environment-friendly initiatives across the world. When not at work, I spend time learning Bharatnatyam from my guru, and baking from my daughter.

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PFRDA has also issued a fresh circular outlining how subscriber information will be shared under the Multiple Scheme Framework (MSF) for non-government NPS subscribers

Pension 2026: NPS assured payouts on cards as PFRDA sets up high-level advisory panel

by Basudha Das |Jan 13, 2026

According to the PFRDA, the committee will function as a standing advisory body on structured pension payouts. Its central task is to design a regulatory framework for assured payout products under th...

In the premium and luxury housing segment, expectations are centred on easing capital gains rules and improving access to finance.

Budget 2026: What tax, GST and credit reforms the industry expects to boost housing momentum

by Basudha Das |Jan 13, 2026

Budget expectations: Industry leaders say Budget 2026 could play a decisive role in improving affordability, encouraging reinvestment and unlocking long-term value across residential, commercial and m...

While major slab changes look unlikely after Budget 2025’s threshold hikes, experts still see scope for targeted relief.

Budget 2026: Will tax tweaks in FM Sitharaman's 9th Budget ease pressure on salaried middle class?

by Basudha Das |Jan 13, 2026

As India prepares for the Union Budget 2026, expectations are mounting around possible income tax relief for the middle class. With Finance Minister Nirmala Sitharaman set to present her ninth consecu...

While salaried individuals buying cars for personal use get no tax relief, the story is different for business owners and self-employed professionals.

Budget 2026: Will car loan interest get tax relief as govt pushes new tax regime?

by Basudha Das |Jan 8, 2026

As Budget 2026 approaches, the spotlight is back on whether the government will offer any tax relief on car loan interest or continue pushing taxpayers towards the deductions-free new tax regime. With...

One proposal gaining traction is joint income-tax filing for married couples, which could reshape exemption limits, deductions and the way family income is taxed in India.

Budget 2026: Will Income tax overhaul continue? What salaried Indians can expect from FM Sitharaman

by Basudha Das |Jan 8, 2026

As Budget 2026 nears, the focus is shifting from tax rate cuts to deeper reforms in India’s income-tax system. After the 2025 changes that made income up to Rs 12 lakh largely tax-free, attention is n...

The report shows that ITR-3 filings jumped 45% year-on-year in 2025, driven by a surge in self-employed professionals, small business owners, traders and F&O participants.

ITR filing 2025: Traders, investors, freelancers drive tax filing surge beyond salaried for AY2025-26

by Basudha Das |Jan 7, 2026

According to the ClearTax annual report, traditionally, the bulk of salaried taxpayers filed simpler forms such as ITR-1, reflecting dependence on fixed monthly income. That profile is now being resha...

While the gap between Direct and Regular plans may appear modest over five years, it widens sharply over longer holding periods.

80% of mutual funds show 25%+ wealth loss in 10 years due to commissions: Report

by Basudha Das |Jan 6, 2026

For most mutual fund investors, the biggest drag on returns isn’t market volatility—it’s cost. New research reveals that over 10 years, commissions embedded in regular plans cut investor wealth by 25%...

Tax litigation remains a major challenge for India’s tax system, with the current backlog likely to take five to six years to clear—straining both the exchequer and taxpayers.

Budget 2026: Simpler TDS, faster dispute resolution top middle class, businesses wishlists this year

by Basudha Das |Jan 6, 2026

As Union Budget 2026 approaches, experts feel expectations are now shifting from headline tax cuts to meaningful reforms that would make the tax system easier to deal with. For many taxpayers, especia...

Agriculture gold loans are cheaper, purpose-linked and offer harvest-based repayment, unlike regular gold loans with higher rates and fixed EMIs.

Gold loan tagged as agriculture by bank, though I’m not a farmer — should I be worried? 

by Basudha Das |Jan 2, 2026

An agriculture gold loan is a specialised credit product designed to meet the financing needs of farmers and those engaged in allied agricultural activities. If your gold loan acknowledgment mentions ...

Gold prices rose nearly 62% in 2025, while silver posted a historic gain of around 140%.

Gold, silver 2026 trade setup: Silver jumps Rs 9,000, gold near Rs 1.36 lakh — what investors should do next

by Basudha Das |Jan 2, 2026

The outlook for gold in 2026 remains constructive. Analysts expect prices to extend gains amid continued central bank buying, a dovish bias from the US Federal Reserve and lingering global uncertainty...