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basudha das
Basudha Das

Basudha Das

tvtn

basudha.das@aajtak.com

With over 16 years of experience in the newsroom, I am currently covering personal finance, banking, financial services, and insurance sector, bullion and metals, sports, and other trending topics. When not chasing interest rates and new-age investment tools, I like to follow and cover climate change trends and environment-friendly initiatives across the world. When not at work, I spend time learning Bharatnatyam from my guru, and baking from my daughter.

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Listed REITs work well for investors who want exposure to high-quality commercial real estate without taking on property-level risk.

REITs, SM REITs or InvITs? How to choose the right real estate asset mix for your 2026 portfolio

by Basudha Das |Dec 17, 2025

REITs, SM REITs and InvITs have made it easier for investors to earn steady income from real estate and infrastructure without owning physical assets. But each works differently, and knowing where the...

Over five years, the fund has delivered 17.42% annualised returns, with an AUM of Rs 1.29 lakh crore and an NAV of Rs 86.64.

Parag Parikh Flexi Cap nears Rs 1.30 lakh cr AUM in November: Should investors worry on AUM boom?

by Basudha Das |Dec 17, 2025

In November, the Parag Parikh Flexi Cap recorded the highest monthly inflow among equity schemes at Rs 3,982 crore, taking its total AUM to nearly Rs 1.30 lakh crore, up from about Rs 1.25 lakh crore ...

If implemented, joint filing could lower tax liability for many middle-class households, especially where one spouse earns significantly more than the other.

Budget 2026 buzz: How joint income tax returns for married couples can be a welcome move

by Basudha Das |Dec 16, 2025

First discussed ahead of Budget 2025, the joint taxation proposal suggests allowing spouses to file a combined return with a higher family-level basic exemption of around Rs 6–8 lakh. For single-inco...

anara Robeco Infrastructure Fund invests 80–100% of its portfolio in infrastructure-related equities, with the flexibility to allocate up to 20% to debt and money market instruments.

Canara Robeco Infrastructure Fund delivers Rs 1.61 lakh on Rs 10,000 investment in 20 years; should you invest

by Basudha Das |Dec 12, 2025

As of November 28, the fund managed Rs 916.58 crore in assets. The Regular Plan – Growth Option recorded 1-year, 3-year and 5-year CAGRs of 1.32%, 24.29% and 28.96%, respectively. In comparison, the s...

Under the Income Tax Act, 1961, reporting foreign assets is mandatory for individuals classified as Resident and Ordinarily Resident (ROR).

Foreign asset schedules missing in revised ITR after filing ITR-1/4? I-T dept explains solution

by Basudha Das |Dec 11, 2025

Many taxpayers revising their Income Tax Returns this year are hitting an unexpected snag. Details of foreign assets or overseas income simply aren’t showing up in their revised forms. The tax depar...

Bond investing means lending money to governments, PSUs, or companies for a fixed period in return for periodic interest and repayment of principal at maturity.

Fixed deposit yields dip after RBI repo rate cut - should investors go for bonds despite hidden risks?

by Basudha Das |Dec 11, 2025

In the low-rate era, bonds bridge FD gaps without equity volatility. Retail investors are increasingly shifting toward bonds, and experts say there are two major drivers behind this trend - a steady m...

According to experts, employers will need to rebalance salary break-ups, especially for employees who currently draw large allowances or flexible components.

Labour codes 2025: How your wage structure will change now - check impact on salary structure, PF, tax

by Basudha Das |Dec 9, 2025

Under the new framework, wages, comprising basic pay, dearness allowance (DA) and retaining allowance, must account for at least 50% of total remuneration.

Under the labour codes, if allowances exceed 50% of total pay, the extra portion must be added back to “wages” for statutory deductions.

Govt ends confusion: New Labour Codes won’t cut your take-home pay if PF stays on Rs 15,000 ceiling

by Basudha Das |Dec 11, 2025

The Labour Ministry has confirmed that employees whose PF is calculated on the Rs 15,000 statutory wage ceiling will see no reduction in take-home pay. Any PF contribution beyond this limit remains vo...

Silver, which was Rs 85,851 per kg on December 31 last year, touched Rs 1,78,861 per kg on December 9.

Silver prices hit record highs as demand from EVs, solar, data centres rises; what lies ahead in 2026

by Basudha Das |Dec 10, 2025

Silver has doubled in 2025, rocketing from $50 to $61 per ounce — and from Rs 1,58,000 to Rs 1,90,000 per kg — in barely 12 trading sessions. Experts said as the metal heads into 2026, its fundamental...

PPF and ELSS are super popular when it comes to saving on taxes. PPF gives you assured returns plus tax-free interest, while ELSS lets your money grow with the market.

Tax deduction: Can one claim Section 80C exemption on PPF, ELSS investments done in spouse's name?

by Basudha Das |Dec 10, 2025

Many people max out their Section 80C limit — but a major doubt keeps coming up every tax season. If you invest in PPF or ELSS in your spouse’s name, can you still claim the deduction? The answer isn’...