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basudha das
Basudha Das

Basudha Das

tvtn

basudha.das@aajtak.com

With over 16 years of experience in the newsroom, I am currently covering personal finance, banking, financial services, and insurance sector, bullion and metals, sports, and other trending topics. When not chasing interest rates and new-age investment tools, I like to follow and cover climate change trends and environment-friendly initiatives across the world. When not at work, I spend time learning Bharatnatyam from my guru, and baking from my daughter.

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India’s health insurance market is expected to expand rapidly due to rising healthcare costs, increasing awareness and wider coverage, making the sector attractive for investors.

41% surge in health insurance complaints raises concerns over service quality, investor risk in sector

by Basudha Das |Mar 21, 2026

The report found that complaints in the general and health insurance segment rose 41% year-on-year in FY25 to 1,37,361, compared with 97,503 in FY24.

Your EPF is one of the very few debt instruments in India that offers guaranteed, E-E-E (Exempt-Exempt-Exempt) tax-free compounding at around 8.25%.

Should you use PF to prepay home loan? Tax rules, interest savings and risks you must check first 

by Basudha Das |Mar 21, 2026

Using EPF money to prepay a home loan can reduce interest costs, but it may also affect taxes, retirement savings and overall asset allocation. Experts say borrowers should check PF withdrawal rules, ...

Tax experts say reviewing finances before year-end helps optimise tax, claim deductions, and avoid penalties or scrutiny.

Tick-tock to March 31: Tax-saving moves you shouldn’t miss before FY26 ends

by Basudha Das |Mar 20, 2026

The last few days of the financial year are crucial, as several deductions, exemptions, and statutory requirements are available only if the required payments, investments, or filings are completed wi...

A recent World Gold Council report said that despite both being precious metals, gold acts as a strategic asset while silver is more of a tactical allocation due to different demand drivers and market structure.

Gold, silver recover early after sharp drop a day before; WGC says gold safer, silver high beta

by Basudha Das |Mar 20, 2026

Precious metals have remained under pressure despite geopolitical tensions, as a stronger US dollar and rising crude oil prices have weakened safe-haven demand in the near term. Higher oil prices boos...

The Nifty 50 is down about 10.4% from its peak, while the Next 50 has fallen 14.8%.

Sensex drops, smallcaps down 18% from peak, ₹20 lakh cr wiped out; Radhika Gupta advises calm amid selloff

by Basudha Das |Mar 15, 2026

Radhika Gupta, MD & CEO of Edelweiss Mutual Fund, said investors should not panic, noting that markets have faced similar geopolitical shocks in the past and have eventually recovered. She said invest...

One of the most notable changes is the introduction of a single “Tax Year”, replacing the earlier distinction between the “previous year” and “assessment year”.

Tax for you: Major tax changes taking effect from 1 April 2026 under new Income-tax Act, 2025

by Basudha Das |Mar 15, 2026

According to CA Dr Suresh Surana, the Income-tax Act, 2025 (ITA 2025) aims to simplify compliance, rationalise procedures and align the tax framework with current economic realities. Several key chang...

ATF prices have surged since early March as the US-Israel-Iran conflict disrupted Gulf supply routes, raising concerns over fuel shipments.

West Asia conflict: How Air India, IndiGo, Akasa fuel surcharge hikes are making flights costlier

by Basudha Das |Mar 14, 2026

Almost all major Indian airlines, including IndiGo, Air India and Akasa Air, have announced fare hikes in the form of fuel surcharges over the past few days, citing a steep rise in fuel prices and con...

Experts that advance tax is not limited to businesses or professionals and may also apply to salaried individuals if they have additional income.

Advance tax last instalment due on March 15, 2026: Can you pay tax on a Sunday?

by Basudha Das |Mar 14, 2026

With the deadline for the final advance tax instalment on March 15 approaching, taxpayers are rushing to clear their dues before the end of the financial year. Since the due date falls on a Sunday, ex...

Households are increasingly using life insurance as a long-term wealth and stability tool, supported by higher survival benefits, strong persistency, and rising demand for annuity and pension products.

Life insurance now about retirement, savings, not just death cover, says Kamlesh Rao of IAC-Life

by Basudha Das |Mar 14, 2026

Experts say the industry is seeing a structural shift towards savings-linked and income-generating products, even as awareness about pure protection plans remains low compared to global standards.

 India is heavily dependent on the Strait of Hormuz for energy supplies, with nearly 55–65% of LNG imports passing through the narrow shipping route, and Qatar alone accounting for about 40% of India’s gas imports.

Iran crisis may hit India via LNG shortage more than oil; industries face early signs of gas supply stress: Report

by Basudha Das |Mar 13, 2026

LNG supply disruption could pose a bigger threat to India than crude oil as tensions in West Asia put the Strait of Hormuz at risk. Gas shortages have already started impacting key industries, highlig...