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basudha das
Basudha Das

Basudha Das

tvtn

basudha.das@aajtak.com

With over 16 years of experience in the newsroom, I am currently covering personal finance, banking, financial services, and insurance sector, bullion and metals, sports, and other trending topics. When not chasing interest rates and new-age investme...

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Under the proposal, securities market assets of ₹5 crore for individuals and ₹20 crore for body corporates would be introduced as an additional eligibility criterion for accreditation

SEBI proposes ₹5 crore asset test for accredited investors: Who could qualify?

by Basudha Das |Aug 13, 2026

SEBI has proposed adding a securities-market asset test to the Accredited Investor framework, with a ₹5 crore threshold for individuals. The proposal could expand the eligible Accredited Investor pool...

Dwarka Expressway emerged as Gurugram’s strongest-performing residential micromarket in the first half of 2026.

Dwarka Expressway vs Noida-Greater Noida Expressway: Which NCR housing corridor is winning in 2026?

by Basudha Das |Aug 13, 2026

Delhi-NCR’s premium housing market is seeing a shift towards infrastructure-led growth, with Dwarka Expressway and Noida-Greater Noida Expressway emerging as key investment corridors. While Dwarka Exp...

If an EV suffers accidental damage, the claim process generally begins with registering the claim with the insurer.

Battery damage and EV insurance: What happens when you file a claim, what is covered and what is excluded?

by Basudha Das |Aug 12, 2026

EV battery repairs can be among the most expensive costs after an accident, making it important for owners to understand what their motor insurance actually covers. From specialised battery protection...

Between June 2006 and June 2026, gold delivered a 9.9% annualised spot return and 8.9% through futures.

Gold gave 9.9% annualised spot return over 20 years: How it compared with other commodities

by Basudha Das |Aug 12, 2026

Gold delivered a 9.9% annualised spot return over the 20 years to June 2026, significantly outperforming several major commodity categories, according to the World Gold Council. Its futures return was...

For an investor who makes several contributions at different times, the timing of each contribution can affect the actual return experienced.

NPS XIRR vs CAGR: Which return measure better reflects your actual pension investment?

by Basudha Das |Aug 11, 2026

PFRDA’s PRIDE-DISHA platform uses XIRR instead of traditional CAGR to reflect NPS returns more accurately when subscribers make multiple contributions or withdrawals at different times. The methodolog...

 The RBI has revised deposit rate rules, effective October 1, 2026, to improve retail transparency while giving banks greater flexibility in bulk deposit pricing.

‘We don’t enter price wars’: Capital SFB CEO on new RBI fixed deposit rules from October 1

by Basudha Das |Aug 11, 2026

RBI’s revised deposit rules, effective from October 1, are unlikely to force Capital Small Finance Bank into a rate war, as its deposit strategy is built around granular retail relationships rather th...

Average listing gains moderated sharply from 29% in FY25 to 7% in FY26, while average oversubscription declined from 71 times to 39 times.

₹1.77 lakh crore IPO fundraising, but listing gains fell to 7%: What changed in FY26?

by Basudha Das |Aug 10, 2026

India’s IPO market remained strong in FY26 despite global uncertainty, but investor behaviour changed significantly during the year. Listing gains and oversubscription moderated as investors became mo...

The Bill extends until March 31, 2041, the income-tax exemption available to foreign companies engaging Indian contract manufacturers to produce specified electronic goods.

New Tax Bill targets data centres, electronics manufacturing: Can India attract more global investment?

by Basudha Das |Aug 10, 2026

The Taxation and Other Laws (Amendment) Bill, 2026, seeks to attract long-term global investment by extending tax incentives for electronics manufacturing and easing rules for data centres. The reform...

For homebuyers, the increase in premium inventory could potentially improve negotiating power, particularly in markets or projects where supply is building faster than sales.

Unsold premium homes surge 43%: Should homebuyers expect discounts now?

by Basudha Das |Aug 10, 2026

Unsold housing inventory across eight Indian markets rose 4% year-on-year to 5,25,695 units in H1 2026, with premium homes accounting for much of the increase. Inventory in the ₹2-5 crore segment surg...

MAAFs invest across at least three asset classes, while BAFs dynamically adjust allocations mainly between equity and debt. Both are hybrid mutual fund categories but follow different strategies.

Are investors turning to multi-asset funds for gold and silver exposure?

by Basudha Das |Aug 8, 2026

Multi-Asset Allocation Funds delivered mixed returns in July 2026, with Canara Robeco leading the monthly performance at 2.71%. Over longer periods, Kotak and Quant stood out, posting 21.59% and 20.56...