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Instead of redeeming your investments, you simply “lien-mark” your units to a lender. The lender then offers you a credit limit, often up to 90% of the Net Asset Value (NAV) of the pledged mutual fund units.

Loans Against Mutual Funds: A Simple Guide for Investors

by smallcase |Jun 18, 2025

Most investors panic-sell their mutual funds at the first sign of a financial crunch, disrupting long-term goals and triggering tax consequences. But there’s a smarter alternative: Loan Against Mutual...

STPs help avoid the risk of investing a lump sum at a market peak by spreading the investment over time.

What is STP in Mutual Funds and Why You Should Care?

by smallcase |Jun 17, 2025

An STP allows you to automatically transfer money from one mutual fund scheme to another, typically from a low-risk debt fund to a higher-risk equity fund.

When a company’s promoters or shareholders use their own shares as collateral to borrow money from banks or other financial institutions, that’s called share pledging.

What is Share Pledging and why should investors care?

by smallcase |Jun 4, 2025

Promoters often use their company shares as collateral to secure loans without giving up ownership. But for retail investors, share pledging can be a double-edged sword—offering both opportunity and ...

If you aim to build Rs 10 lakh in five years, you need to know if your funds are on track. A tracker helps you compare actual returns against your target, so you can adjust your strategy if needed.

Mutual Fund Trackers: A Simple Guide

by smallcase |May 20, 2025

A mutual fund tracker is a tool that helps investors stay on top of their fund performance by offering key insights like NAV, portfolio composition, and returns over time. Whether updated daily or in ...

In a lump sum investment, all your money starts working right away. If the market rises after you invest, such an investment can yield high returns because your full amount benefits from that rise.

Lump Sum vs SIP: Picking Your Money Move in 2025

by smallcase |May 13, 2025

SIP involves investing a fixed, smaller amount regularly (monthly, quarterly, etc.) into mutual funds. This approach allows investors to enter the market gradually, benefiting from rupee cost averagin...

India's chip consumption is expected to reach $64 billion by 2026, tripling in size from $22 billion in 2019.

The chip that could change the game: Future of semiconductor manufacturing in India

by smallcase |Dec 12, 2024

India is making significant strides toward establishing itself as a global semiconductor manufacturing hub driven by robust government initiatives and strategic investments. 

India’s Defence Sector: Investing in Aatmanirbhar Push

by smallcase |Nov 28, 2024

The defence sector has become a striking ‘Make in India’ story, presenting a potential investment opportunity.

 In 2023, EV sales hit a significant milestone, crossing the 1 million mark.

Driving towards greener pastures: How India's EV industry is set to grow

by smallcase |Nov 19, 2024

Being the world’s fourth-largest auto market, India is gaining interest in electric vehicles, signalling a growing acceptance of electric mobility. 

The Indian government has set ambitious targets, offering incentives, subsidies, and tax breaks to encourage solar adoption.

Solar Energy In India: A Bright Future

by smallcase |Nov 5, 2024

With its abundant sunlight, favourable government policies, and growing demand for clean energy, India’s solar energy sector is poised to grow further.

Green energy adoption in India is just not a high potential area but also the need of the hour.

Green Energy stocks: Powering the future of sustainable investing

by smallcase |Oct 5, 2024

In India, the green energy sector is rapidly expanding. Here are some reasons why it is an attractive sector to explore