ICICI & HDFC Bank Policy Shifts | What’s Driving Big Moves In The Banking Sector

India’s leading private sector banks are making swift and significant changes to their customer policies, signalling a broader shift in strategy within the banking space. ICICI Bank recently raised its account balance requirement, only to reverse the decision within days, while HDFC Bank has moved in the opposite direction by stepping up its own threshold. What is driving these changes, and what could they mean for customers and investors alike? In this exclusive conversation, Deven Choksey, Managing Director of DR Choksey FinServ Private, shares his insights on why large corporate banks remain well-positioned for sustainable growth, the challenges on the liability side, and why current market conditions may offer compelling buying opportunities in quality banking stocks