
Markets have corrected nearly 15% from their September peak, triggering panic among many retail investors. SIP cancellations have risen in recent months, raising concerns about investor behaviour during market volatility. In this insightful conversation, Dhirendra Kumar explains why the current fall is not a crisis but a normal correction after a strong multi-year rally. He highlights how many new investors panic during their first market decline and end up making the classic mistake of buying high and selling low. Kumar stresses that disciplined investing and continuing SIPs during corrections can actually benefit long-term investors. He also discusses earnings cyclicality, market expectations, and how mutual fund investors should approach large-cap, mid-cap, and diversified portfolios in uncertain times.