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Which NPS Option Will Give You Better Retirement Income? | RIS Vs SLW Vs ANNUITY

Which NPS Option Will Give You Better Retirement Income? | RIS Vs SLW Vs ANNUITY

Sakshi Batra
Sakshi Batra
  • New Delhi,
  • Jul 4, 2026,
  • Updated Jul 4, 2026, 12:00 PM IST

NPS subscribers have multiple options to access their retirement corpus—but which one should you choose? Should you opt for the new Regular Income Scheme (RIS), a traditional annuity, or a Systematic Lump-sum Withdrawal (SLW)? In this conversation, Mrin Agarwal, CEO, Finsafe, explains the differences between RIS, annuity, and SLW, how each option works, the flexibility they offer, and the factors retirees should consider before making a decision. Watch the full discussion to understand which retirement income option best aligns with your financial goals.