Planning a bank visit in October? Branches will be closed on 11 days. Check dates

Bank branches across India will remain shut for up to 11 days in October 2026, as per the Reserve Bank of India’s (RBI) holiday calendar, with the exact number of closures varying by state due to local festivals and regional observances. Customers planning cash withdrawals, loan EMIs, or branch-based services are advised to check the state-wise schedule in advance.

National and weekend closures

October opens with a nationwide holiday on October 2 for Mahatma Gandhi Jayanti, when all banks will remain closed. In addition, all Sundays and the second Saturday (October 10) are non-working days across the country, as per RBI norms. These weekend and national holidays form the base of the month’s closure calendar before regional festivals are added.

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Key festival holidays by state

The bulk of October’s bank holidays stem from Dussehra, Durga Puja, and related observances, with different states marking different dates.

• October 10 (Saturday): Mahalaya Amavasye – Bengaluru and Kolkata.
• October 17 (Saturday): Maha Saptami – Agartala (Tripura).
• October 19 (Monday): Dussehra/Maha Ashtami–Maha Navami – closed in Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi and Shillong.
• October 20–23: Vijaya Dashami/Durga Puja (Dasain) – banks shut in Gangtok, Imphal, Agartala, Bengaluru, Guwahati, Kochi, Kolkata and Thiruvananthapuram on one or more of these days.
• October 26 (Monday): Laxmi Puja/Accession Day/Maharishi Valmiki’s Birthday – Agartala, Chandigarh, Jammu, Shimla and Srinagar.
• October 29 (Thursday): Karva Chauth – Shimla.
• October 31 (Saturday): Sardar Vallabhbhai Patel’s birthday – Ahmedabad.

In several states, the combination of these festival holidays with weekends can lead to long breaks, while others may see only a few additional closures.

Impact on customers, digital services

While physical branches and some back-office operations will be closed on these dates, ATMs, internet banking, mobile banking and UPI are expected to remain functional, subject to technical maintenance windows. However, cheque clearances and branch-dependent transactions scheduled on holidays will be processed on the next working day, the RBI calendar indicates.

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For the latest and most accurate state-wise list, customers should refer to the RBI holiday calendar and their bank’s official notifications, as some lenders may declare additional local holidays.