Insurance has become the most-preferred financial product to protect the family against health emergencies post the COVID-19 pandemic, according to a survey from Tata AIA Life Insurance.
LIC Bima Jyoti: The Policy Term of the plan varies from 15 to 20 years. For a 15-year policy term, the premium paying term will be 10 years
The option to reduce waiting period existed earlier also in some health plans, but what has changed now is the affordability factor and relaxed underwriting norms.
The plan offers guaranteed addition at the rate of Rs 50 per 1,000 basic sum assured (or 5 per cent) at the end of each policy year.
The regulator has reasoned that the step will not only bring down the cost but also help speed up claim settlement process
The agency said it is essential for insurers to maintain adequate buffers over the regulatory minimum so as to be prepared for any unforeseen risk events
The country's largest life insurer LIC contributed Rs 14,345.70 crore or 58 per cent to the total premium generated during the month, showed IRDAI data
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