Bank of India Balanced Advantage Direct Growth

Very High Risk
Allocation
Dynamic Asset Allocation

NAV as on Oct 23, 2026

Price per unit of the scheme.

₹ 27.2363-0.82%1 Day Change

-3.50%

Minimum Investment₹5000

Expense Ratio1.64%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Bank of India Balanced Advantage Direct Growth

Allocation: Dynamic Asset Allocation Average NAV

Topper in Allocation: Dynamic Asset Allocation

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Bank of India Balanced Advantage Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

Nifty Composite Debt Index TR INR

Expense Ratio

1.64%

Category Avg Expense Ratio

0.77%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 173.75 Cr(As on Sep, 2026)

Inception Date

Mar 14, 2014

Turnover

- %

Exit Load

If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1%

Objective: The Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Bank of India Balanced Advantage Direct Growth is an Allocation - Dynamic Asset Allocation fund. The fund was launched inMar 14, 2014. Its risk level is . The NAV of the fund as onOct 23, 2026 is ₹27.24. Its expense ratio is 1.64 %. The fund has an AUM of ₹173.75 Cr.The fund is managed byAlok Singh.
The minimum initial investment is ₹5000 in Lumpsum mode.

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DETAILED PORTFOLIO

As on Sep, 2026

EQUITY (55.19%)

DEBT (25.31%)

CASH (19.49%)

Allocation by Market Cap

Large Cap(43.51%)

Mid Cap(3.85%)

Small Cap(2.46%)

Industry Holdings

Banks Regional18.11%
Utilities Regulated Electric6.69%
Infrastructure Operations6.44%
Auto Manufacturers6.05%
Oil Gas Refining Marketing5.88%
Credit Services5.33%

Stock Holdings

IRB InvIT Fund Units 2017-Series IV3.56%
Reliance Industries Ltd3.24%
ICICI Bank Ltd3.09%
State Bank of India2.20%
Adani Ports & Special Economic Zone Ltd2.12%
Bharti Airtel Ltd1.84%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Bank of India Investment Managers Private Limited

Bank of India Investment Managers Private Limited manages assets worth ₹ 19,128.64 crores. It’s current offering of mutual fund schemes includes 14 equity, 4 debt and 4 hybrid schemes.

Phone

022-61249000

service@boimf.in

AUM

₹ 19,128.64 Cr (

As on Sep 30, 2026

)

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai,400 013

FAQs

What is the category of Bank of India Balanced Advantage Direct Growth ?

The category of Bank of India Balanced Advantage Direct Growth is Allocation - Dynamic Asset Allocation

What is the current NAV of Bank of India Balanced Advantage Direct Growth ?

The current NAV of Bank of India Balanced Advantage Direct Growth as on Oct 23, 2026 is ₹27.24

How safe is Bank of India Balanced Advantage Direct Growth ?

The risk level of Bank of India Balanced Advantage Direct Growth is Very High.

What are short term returns given by Bank of India Balanced Advantage Direct Growth ?

The return given by Bank of India Balanced Advantage Direct Growth in 1 month is -3.50%, 3 months is -3.99%, 6 months is -4.11%, and 1 year is -1.60%

What are the long term returns given by Bank of India Balanced Advantage Direct Growth ?

The return given by Bank of India Balanced Advantage Direct Growth in 3 years is 8.62% and 5 years is 9.60%.

What is the expense ratio of Bank of India Balanced Advantage Direct Growth ?

The expense ratio of Bank of India Balanced Advantage Direct Growth is 1.64%

What is the AUM of Bank of India Balanced Advantage Direct Growth ?

The assets under Management (AUM) of Bank of India Balanced Advantage Direct Growth is Rs 173.75 crores.

What is the minimum investment in Bank of India Balanced Advantage Direct Growth ?

The minimum Lumpsum investment in Bank of India Balanced Advantage Direct Growth is ₹5,000.00 and the minimum SIP investment in Bank of India Balanced Advantage Direct Growth is ₹1,000.00

What is the asset allocation of Bank of India Balanced Advantage Direct Growth?

Bank of India Balanced Advantage Direct Growth has an exposure of 55.19% in Equity, 25.31% in Debt and 19.49% in Cash & Money Market Securities