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baroda bnp paribas retirement fund direct growth
Baroda BNP Paribas Retirement Fund Direct Growth

Baroda BNP Paribas Retirement Fund Direct Growth

  • Very High Risk
  • Allocation
  • Retirement
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NAV as on Dec 19, 2025
i
Price per unit of the scheme.
₹ 11.85430.55%1 Day Change
-0.25%
Minimum Investment₹1000
Expense Ratio--

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Baroda BNP Paribas Retirement Fund Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Baroda BNP Paribas Retirement Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 35+65 - Agg TR INR
    Expense Ratio
    -%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1500
    Lock In (Years)
    5
    Fund Size
    ₹ 391.85 Cr(As on Oct, 2025)
    Inception Date
    May 29, 2024
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

    Baroda BNP Paribas Retirement Fund Direct Growth is an Allocation - Retirement fund. The fund was launched inMay 29, 2024. Its risk level is . The NAV of the fund as onDec 19, 2025 is ₹11.85. Its expense ratio is - %. The fund has an AUM of ₹391.85 Cr.The fund is managed byPratish Krishnan,Mayank Prakash,Miten Vora,Prashant Pimple,Vikram Pamnani,Gurvinder Wasan,Ankeet Pandya.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Pratish Krishnan
    Pratish Krishnan
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 11,745.46 Cr
    • Highest Return In 1 Yr13.40 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.30
    -0.08%
    -0.17%
    Moderately High risk
    ₹270.00Cr
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    ₹ 112.78
    0.04%
    -1.14%
    Very High Risk
    ₹934.60Cr
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    ₹ 32.61
    -0.31%
    -0.61%
    Very High Risk
    ₹1,256.37Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.30
    • Fund Size₹270.00Cr
    Fund Return-0.08%
    Category Return-0.17%
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 112.78
    • Fund Size₹934.60Cr
    Fund Return0.04%
    Category Return-1.14%
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    Very High Risk
    • NAV₹ 32.61
    • Fund Size₹1,256.37Cr
    Fund Return-0.31%
    Category Return-0.61%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Mayank Prakash
    Mayank Prakash
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Schemes managed18
    • Total AUM₹ 20,017.27 Cr
    • Highest Return In 1 Yr8.85 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.30
    -0.08%
    -0.17%
    Moderately High risk
    ₹270.00Cr
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    ₹ 32.61
    -0.31%
    -0.61%
    Very High Risk
    ₹1,256.37Cr
    Baroda BNP Paribas Gilt Fund Direct Growth Option
    ₹ 47.13
    0.00%
    0.10%
    Moderate Risk
    ₹1,313.13Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.30
    • Fund Size₹270.00Cr
    Fund Return-0.08%
    Category Return-0.17%
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    Very High Risk
    • NAV₹ 32.61
    • Fund Size₹1,256.37Cr
    Fund Return-0.31%
    Category Return-0.61%
    Baroda BNP Paribas Gilt Fund Direct Growth Option
    Moderate Risk
    • NAV₹ 47.13
    • Fund Size₹1,313.13Cr
    Fund Return0.00%
    Category Return0.10%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Miten Vora
    Miten Vora
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Schemes managed15
    • Total AUM₹ 20,232.53 Cr
    • Highest Return In 1 Yr18.81 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.30
    -0.08%
    -0.17%
    Moderately High risk
    ₹270.00Cr
    Baroda BNP Paribas Mid Cap Fund Direct Plan Growth Option
    ₹ 124.86
    -1.20%
    -2.29%
    Very High Risk
    ₹2,276.13Cr
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    ₹ 112.78
    0.04%
    -1.14%
    Very High Risk
    ₹934.60Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.30
    • Fund Size₹270.00Cr
    Fund Return-0.08%
    Category Return-0.17%
    Baroda BNP Paribas Mid Cap Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 124.86
    • Fund Size₹2,276.13Cr
    Fund Return-1.20%
    Category Return-2.29%
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 112.78
    • Fund Size₹934.60Cr
    Fund Return0.04%
    Category Return-1.14%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Prashant Pimple
    Prashant Pimple
    i
    Lead Fund Manager.
    Jul 10, 2024 - Present
    • Schemes managed20
    • Total AUM₹ 25,385.60 Cr
    • Highest Return In 1 Yr8.85 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Credit Risk Fund Direct Growth
    ₹ 25.29
    0.33%
    0.14%
    Moderately High risk
    ₹199.42Cr
    Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Bonus
    --
    --
    -%
    -%
    Moderately High risk
    ₹0.00Cr
    Baroda BNP Paribas Floater Fund Direct Growth
    --
    ₹ 11.24
    0.66%
    0.56%
    Moderate Risk
    ₹17.70Cr
    Baroda BNP Paribas Credit Risk Fund Direct Growth
    Moderately High risk
    • NAV₹ 25.29
    • Fund Size₹199.42Cr
    Fund Return0.33%
    Category Return0.14%
    Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Bonus
    Moderately High risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return--
    Baroda BNP Paribas Floater Fund Direct Growth
    Moderate Risk--
    • NAV₹ 11.24
    • Fund Size₹17.70Cr
    Fund Return0.66%
    Category Return0.56%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vikram Pamnani
    Vikram Pamnani
    i
    Lead Fund Manager.
    Jul 10, 2024 - Present
    • Schemes managed21
    • Total AUM₹ 23,388.19 Cr
    • Highest Return In 1 Yr13.40 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Multi Asset Fund Direct Growth
    --
    ₹ 16.54
    0.81%
    -%
    Very High Risk
    ₹1,248.19Cr
    Baroda BNP Paribas Overnight Fund Direct Growth
    --
    ₹ 1,394.63
    0.44%
    -%
    Low Risk
    ₹843.29Cr
    Baroda BNP Paribas Ultra Short Duration Fund Direct Growth
    ₹ 1,608.01
    0.40%
    0.33%
    Moderate Risk
    ₹1,206.74Cr
    Baroda BNP Paribas Multi Asset Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.54
    • Fund Size₹1,248.19Cr
    Fund Return0.81%
    Category Return--
    Baroda BNP Paribas Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,394.63
    • Fund Size₹843.29Cr
    Fund Return0.44%
    Category Return--
    Baroda BNP Paribas Ultra Short Duration Fund Direct Growth
    Moderate Risk
    • NAV₹ 1,608.01
    • Fund Size₹1,206.74Cr
    Fund Return0.40%
    Category Return0.33%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gurvinder Wasan
    Gurvinder Wasan
    i
    Lead Fund Manager.
    Oct 21, 2024 - Present
    • Schemes managed37
    • Total AUM₹ 45,163.32 Cr
    • Highest Return In 1 Yr8.85 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    JM Tax Gain Fund (Direct) - Growth
    ₹ 57.39
    -1.23%
    -1.14%
    Very High Risk
    ₹224.19Cr
    JM Midcap Fund Direct Growth
    --
    ₹ 19.95
    -3.43%
    -2.29%
    Very High Risk
    ₹1,477.25Cr
    JM Flexicap Fund (Direct) Growth Option
    ₹ 110.94
    -1.61%
    -1.76%
    Very High Risk
    ₹6,080.39Cr
    JM Tax Gain Fund (Direct) - Growth
    Very High Risk
    • NAV₹ 57.39
    • Fund Size₹224.19Cr
    Fund Return-1.23%
    Category Return-1.14%
    JM Midcap Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.95
    • Fund Size₹1,477.25Cr
    Fund Return-3.43%
    Category Return-2.29%
    JM Flexicap Fund (Direct) Growth Option
    Very High Risk
    • NAV₹ 110.94
    • Fund Size₹6,080.39Cr
    Fund Return-1.61%
    Category Return-1.76%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ankeet Pandya
    Ankeet Pandya
    i
    Lead Fund Manager.
    Jan 1, 2025 - Present
    • Schemes managed3
    • Total AUM₹ 1,485.26 Cr
    • Highest Return In 1 Yr7.37 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Conservative Hybrid Fund Direct Plan Growth Option
    ₹ 55.92
    0.14%
    -0.33%
    Moderately High risk
    ₹823.41Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.30
    -0.08%
    -0.17%
    Moderately High risk
    ₹270.00Cr
    Baroda BNP Paribas Retirement Fund Direct Growth
    --
    ₹ 11.85
    -0.25%
    -%
    Very High Risk
    ₹391.85Cr
    Baroda BNP Paribas Conservative Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 55.92
    • Fund Size₹823.41Cr
    Fund Return0.14%
    Category Return-0.33%
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.30
    • Fund Size₹270.00Cr
    Fund Return-0.08%
    Category Return-0.17%
    Baroda BNP Paribas Retirement Fund Direct Growth
    Very High Risk--
    • NAV₹ 11.85
    • Fund Size₹391.85Cr
    Fund Return-0.25%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (76.10%)
    DEBT (21.46%)
    CASH (2.43%)
    Allocation by Market Cap
    Large Cap(47.39%)
    Mid Cap(18.37%)
    Small Cap(4.63%)
    Industry Holdings
    • Banks Regional23.42%
    • Information Technology Services7.92%
    • Diversified Industrials5.29%
    • Utilities Regulated Electric5.09%
    • Auto Manufacturers4.69%
    • Oil Gas Refining Marketing4.22%
    Stock Holdings
    • HDFC Bank Ltd5.54%
    • ICICI Bank Ltd3.65%
    • Reliance Industries Ltd3.21%
    • Anzen India Energy Yield Plus Trust Units2.81%
    • Larsen & Toubro Ltd2.42%
    • Infosys Ltd2.21%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      --
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      --
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Baroda BNP Paribas Asset Management India Pvt. Ltd.
    Baroda BNP Paribas Asset Management India Pvt. Ltd. manages assets worth ₹ 52,139.92 crores. It’s current offering of mutual fund schemes includes 22 equity, 14 debt and 8 hybrid schemes.
    phone icon
    Phone
    +91 22 69209600
    mail icon
    Email
    service@barodabnpparibasmf.in
    aum
    AUM
    ₹ 52,139.92 Cr (
    As on Oct 31, 2025
    )
    location
    Address
    201(A) 2nd Floor, A wing, Crescenzo, C-38 & 39, G Block Mumbai,400 051

    bt_logoFAQ's

    What is the category of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The category of Baroda BNP Paribas Retirement Fund Direct Growth is Allocation - Retirement
    What is the current NAV of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The current NAV of Baroda BNP Paribas Retirement Fund Direct Growth as on Dec 19, 2025 is ₹11.85
    How safe is Baroda BNP Paribas Retirement Fund Direct Growth ?
    The risk level of Baroda BNP Paribas Retirement Fund Direct Growth is Very High.
    What are short term returns given by Baroda BNP Paribas Retirement Fund Direct Growth ?
    The return given by Baroda BNP Paribas Retirement Fund Direct Growth in 1 month is -0.25%, 3 months is 2.76%, 6 months is 6.05%, and 1 year is 6.35%
    What are the long term returns given by Baroda BNP Paribas Retirement Fund Direct Growth ?
    The return given by Baroda BNP Paribas Retirement Fund Direct Growth in 3 years is -- and 5 years is --.
    What is the expense ratio of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The expense ratio of Baroda BNP Paribas Retirement Fund Direct Growth is --
    What is the AUM of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The assets under Management (AUM) of Baroda BNP Paribas Retirement Fund Direct Growth is Rs 391.85 crores.
    What is the minimum investment in Baroda BNP Paribas Retirement Fund Direct Growth ?
    The minimum Lumpsum investment in Baroda BNP Paribas Retirement Fund Direct Growth is ₹1,000.00 and the minimum SIP investment in Baroda BNP Paribas Retirement Fund Direct Growth is ₹1,500.00
    What is the asset allocation of Baroda BNP Paribas Retirement Fund Direct Growth?
    Baroda BNP Paribas Retirement Fund Direct Growth has an exposure of 76.10% in Equity, 21.46% in Debt and 2.43% in Cash & Money Market Securities

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