Business Today
Subscribe
PMS TodayUnion BudgetUS NewsIndiaWeatherBT ShortsNRIEducationElection
BT GolfBT India 100BT Mindrush
Search
Advertisement
Business News
mutual funds
baroda bnp paribas retirement fund direct growth
Baroda BNP Paribas Retirement Fund Direct Growth

Baroda BNP Paribas Retirement Fund Direct Growth

  • Very High Risk
  • Allocation
  • Retirement
Share
  • Whatsapp
  • Twitter
  • Facebook
NAV as on Dec 26, 2025
i
Price per unit of the scheme.
₹ 11.8595-0.28%1 Day Change
-0.72%
Minimum Investment₹1000
Expense Ratio--

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Baroda BNP Paribas Retirement Fund Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
    Share
    • Whatsapp
    • Twitter
    • Facebook

    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Baroda BNP Paribas Retirement Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 35+65 - Agg TR INR
    Expense Ratio
    -%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1500
    Lock In (Years)
    5
    Fund Size
    ₹ 391.85 Cr(As on Oct, 2025)
    Inception Date
    May 29, 2024
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

    Baroda BNP Paribas Retirement Fund Direct Growth is an Allocation - Retirement fund. The fund was launched inMay 29, 2024. Its risk level is . The NAV of the fund as onDec 29, 2025 is ₹11.83. Its expense ratio is - %. The fund has an AUM of ₹391.85 Cr.The fund is managed byPratish Krishnan,Mayank Prakash,Miten Vora,Prashant Pimple,Vikram Pamnani,Gurvinder Wasan,Ankeet Pandya.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

    SUBSCRIBE TO
    BUSINESS TODAY MAGAZINE
    Subscribe Now
    Already a subscriber?Login

    bt_logoFUND MANAGER

    Pratish Krishnan
    Pratish Krishnan
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed9
    • Total AUM₹ 13,602.10 Cr
    • Highest Return In 1 Yr14.50 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.29
    -0.55%
    -0.19%
    Moderately High risk
    ₹281.02Cr
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    ₹ 112.26
    -1.25%
    -1.11%
    Very High Risk
    ₹952.46Cr
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    ₹ 32.61
    -0.82%
    -0.70%
    Very High Risk
    ₹1,275.73Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.29
    • Fund Size₹281.02Cr
    Fund Return-0.55%
    Category Return-0.19%
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 112.26
    • Fund Size₹952.46Cr
    Fund Return-1.25%
    Category Return-1.11%
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    Very High Risk
    • NAV₹ 32.61
    • Fund Size₹1,275.73Cr
    Fund Return-0.82%
    Category Return-0.70%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Mayank Prakash
    Mayank Prakash
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Schemes managed18
    • Total AUM₹ 22,748.09 Cr
    • Highest Return In 1 Yr8.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.29
    -0.55%
    -0.19%
    Moderately High risk
    ₹281.02Cr
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    ₹ 32.61
    -0.82%
    -0.70%
    Very High Risk
    ₹1,275.73Cr
    Baroda BNP Paribas Gilt Fund Direct Growth Option
    ₹ 47.24
    0.25%
    -0.06%
    Moderate Risk
    ₹1,326.61Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.29
    • Fund Size₹281.02Cr
    Fund Return-0.55%
    Category Return-0.19%
    Baroda BNP Paribas Aggressive Equity Hybrid Direct Growth
    Very High Risk
    • NAV₹ 32.61
    • Fund Size₹1,275.73Cr
    Fund Return-0.82%
    Category Return-0.70%
    Baroda BNP Paribas Gilt Fund Direct Growth Option
    Moderate Risk
    • NAV₹ 47.24
    • Fund Size₹1,326.61Cr
    Fund Return0.25%
    Category Return-0.06%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Miten Vora
    Miten Vora
    i
    Lead Fund Manager.
    May 29, 2024 - Present
    • Schemes managed15
    • Total AUM₹ 20,771.38 Cr
    • Highest Return In 1 Yr20.07 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.29
    -0.55%
    -0.19%
    Moderately High risk
    ₹281.02Cr
    Baroda BNP Paribas Mid Cap Fund Direct Plan Growth Option
    ₹ 124.55
    -1.10%
    -1.49%
    Very High Risk
    ₹2,320.02Cr
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    ₹ 112.26
    -1.25%
    -1.11%
    Very High Risk
    ₹952.46Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.29
    • Fund Size₹281.02Cr
    Fund Return-0.55%
    Category Return-0.19%
    Baroda BNP Paribas Mid Cap Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 124.55
    • Fund Size₹2,320.02Cr
    Fund Return-1.10%
    Category Return-1.49%
    Baroda BNP Paribas ELSS Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 112.26
    • Fund Size₹952.46Cr
    Fund Return-1.25%
    Category Return-1.11%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Prashant Pimple
    Prashant Pimple
    i
    Lead Fund Manager.
    Jul 10, 2024 - Present
    • Schemes managed20
    • Total AUM₹ 28,283.58 Cr
    • Highest Return In 1 Yr8.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Credit Risk Fund Direct Growth
    ₹ 25.34
    0.33%
    0.12%
    Moderately High risk
    ₹199.04Cr
    Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Bonus
    --
    --
    -%
    -%
    Moderately High risk
    ₹0.00Cr
    Baroda BNP Paribas Floater Fund Direct Growth
    --
    ₹ 11.24
    0.66%
    0.56%
    Moderate Risk
    ₹17.70Cr
    Baroda BNP Paribas Credit Risk Fund Direct Growth
    Moderately High risk
    • NAV₹ 25.34
    • Fund Size₹199.04Cr
    Fund Return0.33%
    Category Return0.12%
    Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Bonus
    Moderately High risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return--
    Baroda BNP Paribas Floater Fund Direct Growth
    Moderate Risk--
    • NAV₹ 11.24
    • Fund Size₹17.70Cr
    Fund Return0.66%
    Category Return0.56%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vikram Pamnani
    Vikram Pamnani
    i
    Lead Fund Manager.
    Jul 10, 2024 - Present
    • Schemes managed21
    • Total AUM₹ 26,072.86 Cr
    • Highest Return In 1 Yr14.50 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Multi Asset Fund Direct Growth
    --
    ₹ 16.62
    0.42%
    -%
    Very High Risk
    ₹1,292.08Cr
    Baroda BNP Paribas Overnight Fund Direct Growth
    --
    ₹ 1,396.67
    0.43%
    -%
    Low Risk
    ₹718.48Cr
    Baroda BNP Paribas Ultra Short Duration Fund Direct Growth
    ₹ 1,610.81
    0.43%
    0.31%
    Moderate Risk
    ₹1,070.84Cr
    Baroda BNP Paribas Multi Asset Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.62
    • Fund Size₹1,292.08Cr
    Fund Return0.42%
    Category Return--
    Baroda BNP Paribas Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,396.67
    • Fund Size₹718.48Cr
    Fund Return0.43%
    Category Return--
    Baroda BNP Paribas Ultra Short Duration Fund Direct Growth
    Moderate Risk
    • NAV₹ 1,610.81
    • Fund Size₹1,070.84Cr
    Fund Return0.43%
    Category Return0.31%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gurvinder Wasan
    Gurvinder Wasan
    i
    Lead Fund Manager.
    Oct 21, 2024 - Present
    • Schemes managed37
    • Total AUM₹ 55,197.72 Cr
    • Highest Return In 1 Yr8.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    JM Tax Gain Fund (Direct) - Growth
    ₹ 57.03
    -2.22%
    -1.11%
    Very High Risk
    ₹228.21Cr
    JM Midcap Fund Direct Growth
    --
    ₹ 19.90
    -3.41%
    -1.49%
    Very High Risk
    ₹1,474.62Cr
    JM Flexicap Fund (Direct) Growth Option
    ₹ 110.36
    -2.18%
    -1.33%
    Very High Risk
    ₹6,015.32Cr
    JM Tax Gain Fund (Direct) - Growth
    Very High Risk
    • NAV₹ 57.03
    • Fund Size₹228.21Cr
    Fund Return-2.22%
    Category Return-1.11%
    JM Midcap Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.90
    • Fund Size₹1,474.62Cr
    Fund Return-3.41%
    Category Return-1.49%
    JM Flexicap Fund (Direct) Growth Option
    Very High Risk
    • NAV₹ 110.36
    • Fund Size₹6,015.32Cr
    Fund Return-2.18%
    Category Return-1.33%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ankeet Pandya
    Ankeet Pandya
    i
    Lead Fund Manager.
    Jan 1, 2025 - Present
    • Schemes managed3
    • Total AUM₹ 1,511.52 Cr
    • Highest Return In 1 Yr7.51 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Baroda BNP Paribas Conservative Hybrid Fund Direct Plan Growth Option
    ₹ 55.96
    -0.15%
    -0.39%
    Moderately High risk
    ₹838.66Cr
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    ₹ 18.29
    -0.55%
    -0.19%
    Moderately High risk
    ₹281.02Cr
    Baroda BNP Paribas Retirement Fund Direct Growth
    --
    ₹ 11.83
    -0.79%
    -%
    Very High Risk
    ₹391.85Cr
    Baroda BNP Paribas Conservative Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 55.96
    • Fund Size₹838.66Cr
    Fund Return-0.15%
    Category Return-0.39%
    Baroda BNP Paribas Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 18.29
    • Fund Size₹281.02Cr
    Fund Return-0.55%
    Category Return-0.19%
    Baroda BNP Paribas Retirement Fund Direct Growth
    Very High Risk--
    • NAV₹ 11.83
    • Fund Size₹391.85Cr
    Fund Return-0.79%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (76.10%)
    DEBT (21.46%)
    CASH (2.43%)
    Allocation by Market Cap
    Large Cap(47.39%)
    Mid Cap(18.37%)
    Small Cap(4.63%)
    Industry Holdings
    • Banks Regional23.42%
    • Information Technology Services7.92%
    • Diversified Industrials5.29%
    • Utilities Regulated Electric5.09%
    • Auto Manufacturers4.69%
    • Oil Gas Refining Marketing4.22%
    Stock Holdings
    • HDFC Bank Ltd5.54%
    • ICICI Bank Ltd3.65%
    • Reliance Industries Ltd3.21%
    • Anzen India Energy Yield Plus Trust Units2.81%
    • Larsen & Toubro Ltd2.42%
    • Infosys Ltd2.21%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      --
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      --
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Baroda BNP Paribas Asset Management India Pvt. Ltd.
    Baroda BNP Paribas Asset Management India Pvt. Ltd. manages assets worth ₹ 55,288.23 crores. It’s current offering of mutual fund schemes includes 22 equity, 14 debt and 8 hybrid schemes.
    phone icon
    Phone
    +91 22 69209600
    mail icon
    Email
    service@barodabnpparibasmf.in
    aum
    AUM
    ₹ 55,288.23 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    201(A) 2nd Floor, A wing, Crescenzo, C-38 & 39, G Block Mumbai,400 051

    bt_logoFAQ's

    What is the category of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The category of Baroda BNP Paribas Retirement Fund Direct Growth is Allocation - Retirement
    What is the current NAV of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The current NAV of Baroda BNP Paribas Retirement Fund Direct Growth as on Dec 26, 2025 is ₹11.86
    How safe is Baroda BNP Paribas Retirement Fund Direct Growth ?
    The risk level of Baroda BNP Paribas Retirement Fund Direct Growth is Very High.
    What are short term returns given by Baroda BNP Paribas Retirement Fund Direct Growth ?
    The return given by Baroda BNP Paribas Retirement Fund Direct Growth in 1 month is -0.72%, 3 months is 5.32%, 6 months is 3.58%, and 1 year is 7.27%
    What are the long term returns given by Baroda BNP Paribas Retirement Fund Direct Growth ?
    The return given by Baroda BNP Paribas Retirement Fund Direct Growth in 3 years is -- and 5 years is --.
    What is the expense ratio of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The expense ratio of Baroda BNP Paribas Retirement Fund Direct Growth is --
    What is the AUM of Baroda BNP Paribas Retirement Fund Direct Growth ?
    The assets under Management (AUM) of Baroda BNP Paribas Retirement Fund Direct Growth is Rs 391.85 crores.
    What is the minimum investment in Baroda BNP Paribas Retirement Fund Direct Growth ?
    The minimum Lumpsum investment in Baroda BNP Paribas Retirement Fund Direct Growth is ₹1,000.00 and the minimum SIP investment in Baroda BNP Paribas Retirement Fund Direct Growth is ₹1,500.00
    What is the asset allocation of Baroda BNP Paribas Retirement Fund Direct Growth?
    Baroda BNP Paribas Retirement Fund Direct Growth has an exposure of 76.10% in Equity, 21.46% in Debt and 2.43% in Cash & Money Market Securities

    bt_logoCALCULATORS

    calculatorIncome Tax Calculatorsip calculatorSIP Calculatorfd calculatorFD Calculatordividend yield calculatorDividend Yield Calculatorlump sum calculatorLump-Sum Calculatorcagr calculator CAGR Calculatortop up sip calculatorTop-Up Calculatorlatter factor calculatorLatte Factor Calculator

    bt_logoTop Stories