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dsp regular saving fund direct plan growth
DSP Regular Saving Fund Direct Plan Growth

DSP Regular Saving Fund Direct Plan Growth

  • Moderately High risk
  • Allocation
  • Conservative Allocation
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NAV as on Jun 25, 2026
i
Price per unit of the scheme.
₹ 68.90680.07%1 Day Change
1.25%
Minimum Investment₹100
Expense Ratio0.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Regular Saving Fund Direct Plan Growth
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Regular Saving Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 85+15 - ConservativeTR INR
    Expense Ratio
    0.51%
    Category Avg Expense Ratio
    0.75%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 178.55 Cr(As on May, 2026)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

    DSP Regular Saving Fund Direct Plan Growth is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJun 25, 2026 is ₹68.91. Its expense ratio is 0.51 %. The fund has an AUM of ₹178.55 Cr.The fund is managed byKedar Karnik,Jay Kothari,Abhishek Singh,Shantanu Godambe.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Abhishek Singh
    Abhishek Singh
    i
    Lead Fund Manager.
    May 31, 2021 - Present
    • Fund Manager Rank4Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed6
    • Total AUM₹ 30,550.71 Cr
    • Highest Return In 1 Yr11.20 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 68.91
    1.25%
    1.34%
    Moderately High risk
    ₹178.55Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 25.23
    0.86%
    0.97%
    Moderately High risk
    ₹3,478.25Cr
    DSP Arbitrage Fund Direct Growth
    --
    ₹ 16.64
    0.79%
    0.67%
    Low Risk
    ₹6,381.57Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 68.91
    • Fund Size₹178.55Cr
    Fund Return1.25%
    Category Return1.34%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 25.23
    • Fund Size₹3,478.25Cr
    Fund Return0.86%
    Category Return0.97%
    DSP Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 16.64
    • Fund Size₹6,381.57Cr
    Fund Return0.79%
    Category Return0.67%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Kedar Karnik
    Kedar Karnik
    i
    Lead Fund Manager.
    Jul 1, 2023 - Present
    • Schemes managed19
    • Total AUM₹ 86,287.67 Cr
    • Highest Return In 1 Yr48.05 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 68.91
    1.25%
    1.34%
    Moderately High risk
    ₹178.55Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 25.23
    0.86%
    0.97%
    Moderately High risk
    ₹3,478.25Cr
    DSP Floater Fund Direct Growth
    --
    ₹ 14.21
    2.04%
    1.34%
    Low to Moderate Risk
    ₹322.75Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 68.91
    • Fund Size₹178.55Cr
    Fund Return1.25%
    Category Return1.34%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 25.23
    • Fund Size₹3,478.25Cr
    Fund Return0.86%
    Category Return0.97%
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 14.21
    • Fund Size₹322.75Cr
    Fund Return2.04%
    Category Return1.34%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jay Kothari
    Jay Kothari
    i
    Lead Fund Manager.
    Mar 16, 2018 - Present
    • Schemes managed18
    • Total AUM₹ 88,509.89 Cr
    • Highest Return In 1 Yr75.57 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 68.91
    1.25%
    1.34%
    Moderately High risk
    ₹178.55Cr
    DSP World Mining Fund Direct Plan Growth
    --
    ₹ 32.08
    -9.26%
    -%
    Very High Risk
    ₹187.35Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 25.23
    0.86%
    0.97%
    Moderately High risk
    ₹3,478.25Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 68.91
    • Fund Size₹178.55Cr
    Fund Return1.25%
    Category Return1.34%
    DSP World Mining Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 32.08
    • Fund Size₹187.35Cr
    Fund Return-9.26%
    Category Return--
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 25.23
    • Fund Size₹3,478.25Cr
    Fund Return0.86%
    Category Return0.97%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Shantanu Godambe
    Shantanu Godambe
    i
    Lead Fund Manager.
    Aug 1, 2024 - Present
    • Schemes managed16
    • Total AUM₹ 37,115.71 Cr
    • Highest Return In 1 Yr6.05 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Floater Fund Direct Growth
    --
    ₹ 14.21
    2.04%
    1.34%
    Low to Moderate Risk
    ₹322.75Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.84
    0.95%
    -%
    Moderate Risk
    ₹89.43Cr
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    --
    ₹ 13.05
    2.43%
    -%
    Moderate Risk
    ₹280.05Cr
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 14.21
    • Fund Size₹322.75Cr
    Fund Return2.04%
    Category Return1.34%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.84
    • Fund Size₹89.43Cr
    Fund Return0.95%
    Category Return--
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 13.05
    • Fund Size₹280.05Cr
    Fund Return2.43%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2026
    EQUITY (19.51%)
    DEBT (61.30%)
    CASH (18.84%)
    Allocation by Market Cap
    Large Cap(13.96%)
    Mid Cap(2.40%)
    Small Cap(3.15%)
    Other Cap(0.35%)
    Industry Holdings
    • Banks Regional34.75%
    • Drug Manufacturers Specialty Generic11.75%
    • Auto Manufacturers9.93%
    • Insurance Life9.05%
    • Tobacco6.12%
    • Specialty Chemicals5.60%
    Stock Holdings
    • HDFC Bank Ltd2.90%
    • ICICI Bank Ltd1.79%
    • Kotak Mahindra Bank Ltd1.27%
    • Cipla Ltd1.25%
    • ITC Ltd1.19%
    • Mahindra & Mahindra Ltd1.12%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      1.85
      This Fund
      VS
      0.08
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      83.42
      This Fund
      VS
      81.49
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.01
      This Fund
      VS
      1.09
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.72
      This Fund
      VS
      0.28
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.18
      This Fund
      VS
      0.44
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      3.93
      This Fund
      VS
      4.33
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 23,519.09 crores. It’s current offering of mutual fund schemes includes 14 equity, 1 debt and 1 hybrid schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 23,519.09 Cr (
    As on May 31, 2026
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQs

    What is the category of DSP Regular Saving Fund Direct Plan Growth ?
    The category of DSP Regular Saving Fund Direct Plan Growth is Allocation - Conservative Allocation
    What is the current NAV of DSP Regular Saving Fund Direct Plan Growth ?
    The current NAV of DSP Regular Saving Fund Direct Plan Growth as on Jun 25, 2026 is ₹68.91
    How safe is DSP Regular Saving Fund Direct Plan Growth ?
    The risk level of DSP Regular Saving Fund Direct Plan Growth is Moderately High.
    What are short term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 1 month is 1.25%, 3 months is 3.47%, 6 months is 1.51%, and 1 year is 4.25%
    What are the long term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 3 years is 9.69% and 5 years is 8.09%.
    What is the expense ratio of DSP Regular Saving Fund Direct Plan Growth ?
    The expense ratio of DSP Regular Saving Fund Direct Plan Growth is 0.51%
    What is the AUM of DSP Regular Saving Fund Direct Plan Growth ?
    The assets under Management (AUM) of DSP Regular Saving Fund Direct Plan Growth is Rs 178.55 crores.
    What is the minimum investment in DSP Regular Saving Fund Direct Plan Growth ?
    The minimum Lumpsum investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00 and the minimum SIP investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00
    What is the asset allocation of DSP Regular Saving Fund Direct Plan Growth?
    DSP Regular Saving Fund Direct Plan Growth has an exposure of 19.51% in Equity, 61.30% in Debt and 18.84% in Cash & Money Market Securities

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