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dsp regular saving fund regular plan growth

DSP Regular Saving Fund Regular Plan Growth

Moderately High risk
Allocation
Conservative Allocation

NAV as on Feb 6, 2026

i

Price per unit of the scheme.

₹ 59.7875-0.14%1 Day Change

-0.71%

Minimum Investment₹100

Expense Ratio1.10%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

3

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

DSP Regular Saving Fund Regular Plan Growth

VS

Allocation: Conservative Allocation Average NAV

Topper in Allocation: Conservative Allocation

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

DSP Regular Saving Fund Regular Plan Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Hybrid 85+15 - ConservativeTR INR

Expense Ratio

1.10%

Category Avg Expense Ratio

0.75%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 183.97 Cr(As on Dec, 2025)

Inception Date

Jun 11, 2004

Turnover

- %

Exit Load

Nil

ABOUT THE FUND

Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

DSP Regular Saving Fund Regular Plan Growth is an Allocation - Conservative Allocation fund. The fund was launched inJun 11, 2004. Its risk level is . The NAV of the fund as onFeb 06, 2026 is ₹59.79. Its expense ratio is 1.10 %. The fund has an AUM of ₹183.97 Cr.The fund is managed byKedar Karnik,Abhishek Singh,Jay Kothari,Shantanu Godambe.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Lead Fund Manager.

May 31, 2021 - Present

Fund Manager Rank3Out of 20
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed5
Total AUM₹ 30,197.52 Cr
Highest Return In 1 Yr7.97 %

Other Funds

table
card

1M

3M

6M

1Y

3Y

5Y

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Regular Saving Fund Direct Plan Growth

₹ 67.58

-0.65%

-0.41%

Moderately High risk

₹183.97Cr

DSP Equity Savings Fund Direct Plan Growth

₹ 24.99

-0.58%

-0.31%

Moderately High risk

₹3,904.77Cr

DSP Arbitrage Fund Direct Growth

--

₹ 16.25

0.63%

0.60%

Low Risk

₹6,662.57Cr

DSP Regular Saving Fund Direct Plan Growth

Moderately High risk

NAV₹ 67.58
Fund Size₹183.97Cr

Fund Return-0.65%

Category Return-0.41%

DSP Equity Savings Fund Direct Plan Growth

Moderately High risk

NAV₹ 24.99
Fund Size₹3,904.77Cr

Fund Return-0.58%

Category Return-0.31%

DSP Arbitrage Fund Direct Growth

Low Risk--

NAV₹ 16.25
Fund Size₹6,662.57Cr

Fund Return0.63%

Category Return0.60%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Lead Fund Manager.

Jul 1, 2023 - Present

Schemes managed19
Total AUM₹ 81,631.94 Cr
Highest Return In 1 Yr25.77 %

Other Funds

table
card

1M

3M

6M

1Y

3Y

5Y

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Regular Saving Fund Direct Plan Growth

₹ 67.58

-0.65%

-0.41%

Moderately High risk

₹183.97Cr

DSP Equity Savings Fund Direct Plan Growth

₹ 24.99

-0.58%

-0.31%

Moderately High risk

₹3,904.77Cr

DSP Floater Fund Direct Growth

--

₹ 13.80

0.21%

0.30%

Low to Moderate Risk

₹449.10Cr

DSP Regular Saving Fund Direct Plan Growth

Moderately High risk

NAV₹ 67.58
Fund Size₹183.97Cr

Fund Return-0.65%

Category Return-0.41%

DSP Equity Savings Fund Direct Plan Growth

Moderately High risk

NAV₹ 24.99
Fund Size₹3,904.77Cr

Fund Return-0.58%

Category Return-0.31%

DSP Floater Fund Direct Growth

Low to Moderate Risk--

NAV₹ 13.80
Fund Size₹449.10Cr

Fund Return0.21%

Category Return0.30%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Lead Fund Manager.

Mar 16, 2018 - Present

Schemes managed18
Total AUM₹ 85,742.64 Cr
Highest Return In 1 Yr142.66 %

Other Funds

table
card

1M

3M

6M

1Y

3Y

5Y

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Regular Saving Fund Direct Plan Growth

₹ 67.58

-0.65%

-0.41%

Moderately High risk

₹183.97Cr

DSP World Mining Fund Direct Plan Growth

--

₹ 33.06

8.31%

-%

Very High Risk

₹153.76Cr

DSP Equity Savings Fund Direct Plan Growth

₹ 24.99

-0.58%

-0.31%

Moderately High risk

₹3,904.77Cr

DSP Regular Saving Fund Direct Plan Growth

Moderately High risk

NAV₹ 67.58
Fund Size₹183.97Cr

Fund Return-0.65%

Category Return-0.41%

DSP World Mining Fund Direct Plan Growth

Very High Risk--

NAV₹ 33.06
Fund Size₹153.76Cr

Fund Return8.31%

Category Return--

DSP Equity Savings Fund Direct Plan Growth

Moderately High risk

NAV₹ 24.99
Fund Size₹3,904.77Cr

Fund Return-0.58%

Category Return-0.31%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Shantanu Godambe

Shantanu Godambe

Lead Fund Manager.

Aug 1, 2024 - Present

Schemes managed16
Total AUM₹ 40,673.89 Cr
Highest Return In 1 Yr9.84 %

Other Funds

table
card

1M

3M

6M

1Y

3Y

5Y

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Floater Fund Direct Growth

--

₹ 13.80

0.21%

0.30%

Low to Moderate Risk

₹449.10Cr

DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

--

₹ 12.57

0.48%

-%

Moderate Risk

₹87.72Cr

DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth

--

₹ 12.67

0.24%

-%

Moderate Risk

₹323.17Cr

DSP Floater Fund Direct Growth

Low to Moderate Risk--

NAV₹ 13.80
Fund Size₹449.10Cr

Fund Return0.21%

Category Return0.30%

DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.57
Fund Size₹87.72Cr

Fund Return0.48%

Category Return--

DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.67
Fund Size₹323.17Cr

Fund Return0.24%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jan, 2026

EQUITY (19.21%)

DEBT (63.15%)

CASH (16.50%)

Allocation by Market Cap

Large Cap(12.26%)

Mid Cap(1.89%)

Small Cap(5.07%)

Other Cap(1.13%)

Industry Holdings

Banks Regional29.86%
Insurance Life13.42%
Drug Manufacturers Specialty Generic10.91%
Information Technology Services6.30%
Tobacco5.03%
Utilities Regulated Electric4.20%

Stock Holdings

Canara HSBC Life Insurance Co Ltd2.02%
HDFC Bank Ltd1.84%
ICICI Bank Ltd1.71%
Infosys Ltd0.99%
Axis Bank Ltd0.98%
ITC Ltd0.97%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
1.03
This Fund
VS
0.00
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
76.10
This Fund
VS
73.52
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.96
This Fund
VS
1.08
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.95
This Fund
VS
0.65
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.90
This Fund
VS
1.17
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
3.22
This Fund
VS
3.70
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

1M

3M

6M

1Y

3Y

5Y

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

1M

3M

6M

1Y

3Y

5Y

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

DSP Asset Managers Private Limited

DSP Asset Managers Private Limited manages assets worth ₹ 18,362.26 crores. It’s current offering of mutual fund schemes includes 14 equity, 1 debt and 1 hybrid schemes.

Phone

+91 18002084499

Email

aum

AUM

₹ 18,362.26 Cr (

As on Dec 31, 2025

)

location

Address

29, Senapati Bapat Marg Mumbai,400028

FAQ's

What is the category of DSP Regular Saving Fund Regular Plan Growth ?

The category of DSP Regular Saving Fund Regular Plan Growth is Allocation - Conservative Allocation

What is the current NAV of DSP Regular Saving Fund Regular Plan Growth ?

The current NAV of DSP Regular Saving Fund Regular Plan Growth as on Feb 06, 2026 is ₹59.79

How safe is DSP Regular Saving Fund Regular Plan Growth ?

The risk level of DSP Regular Saving Fund Regular Plan Growth is Moderately High.

What are short term returns given by DSP Regular Saving Fund Regular Plan Growth ?

The return given by DSP Regular Saving Fund Regular Plan Growth in 1 month is -0.71%, 3 months is 0.53%, 6 months is 1.78%, and 1 year is 6.48%

What are the long term returns given by DSP Regular Saving Fund Regular Plan Growth ?

The return given by DSP Regular Saving Fund Regular Plan Growth in 3 years is 9.71% and 5 years is 8.04%.

What is the expense ratio of DSP Regular Saving Fund Regular Plan Growth ?

The expense ratio of DSP Regular Saving Fund Regular Plan Growth is 1.10%

What is the AUM of DSP Regular Saving Fund Regular Plan Growth ?

The assets under Management (AUM) of DSP Regular Saving Fund Regular Plan Growth is Rs 183.97 crores.

What is the minimum investment in DSP Regular Saving Fund Regular Plan Growth ?

The minimum Lumpsum investment in DSP Regular Saving Fund Regular Plan Growth is ₹100.00 and the minimum SIP investment in DSP Regular Saving Fund Regular Plan Growth is ₹100.00

What is the asset allocation of DSP Regular Saving Fund Regular Plan Growth?

DSP Regular Saving Fund Regular Plan Growth has an exposure of 19.21% in Equity, 63.15% in Debt and 16.50% in Cash & Money Market Securities