IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl

Moderately High risk
Allocation
Equity Savings

NAV as on Dec 30, 2025

Price per unit of the scheme.

₹ 20.8369-0.11%1 Day Change

-0.69%

Minimum Investment₹5000

Expense Ratio2.12%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl

Allocation: Equity Savings Average NAV

Topper in Allocation: Equity Savings

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Equity Savings TR INR

Expense Ratio

2.12%

Category Avg Expense Ratio

0.71%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 35.86 Cr(As on Nov, 2025)

Inception Date

Mar 07, 2011

Turnover

397.00 %

Exit Load

Nil, If units of the Scheme areredeemed or switched out up to12% of the units (the limit) within 3months from the date of allotment.1% of the applicable NAV, If units ofthe scheme are redeemed orswitched out in excess of the limitwithin 3 months from the date ofallotment.Nil, If units of scheme are redeemedor switched out after 3 months fromthe date of allotment.

ABOUT THE FUND

Objective: The investment objective of the Scheme is to generate regular income by investing in Debt and money market instruments and using arbitrage and other derivative strategies. The Scheme also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is an Allocation - Equity Savings fund. The fund was launched inMar 07, 2011. Its risk level is . The NAV of the fund as onDec 30, 2025 is ₹20.84. Its expense ratio is 2.12 %. The fund has an AUM of ₹35.86 Cr.The fund is managed byRaju Sharma,Alok Ranjan,Marzban Irani,Jaiprakash Toshniwal,Pratik Shroff,Sumit Bhatnagar.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Raju Sharma

Lead Fund Manager.

May 3, 2017 - Present

Schemes managed1
Total AUM₹ 35.86 Cr
Highest Return In 1 Yr8.42 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

IDBI Equity Savings Growth Option Direct

₹ 31.73

-0.59%

-0.35%

Moderately High risk

₹35.86Cr

IDBI Equity Savings Growth Option Direct

Moderately High risk

NAV₹ 31.73
Fund Size₹35.86Cr

Fund Return-0.59%

Category Return-0.35%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Alok Ranjan

Lead Fund Manager.

Aug 6, 2021 - Present

Schemes managed11
Total AUM₹ 3,209.61 Cr
Highest Return In 1 Yr8.87 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

IDBI Focused 30 Equity Fund Direct Growth

₹ 23.51

-0.78%

-1.36%

Very High Risk

₹173.04Cr

IDBI Equity Savings Growth Option Direct

₹ 31.73

-0.59%

-0.35%

Moderately High risk

₹35.86Cr

IDBI Midcap Fund Direct Growth

₹ 32.43

-2.34%

-1.94%

Very High Risk

₹349.56Cr

IDBI Focused 30 Equity Fund Direct Growth

Very High Risk

NAV₹ 23.51
Fund Size₹173.04Cr

Fund Return-0.78%

Category Return-1.36%

IDBI Equity Savings Growth Option Direct

Moderately High risk

NAV₹ 31.73
Fund Size₹35.86Cr

Fund Return-0.59%

Category Return-0.35%

IDBI Midcap Fund Direct Growth

Very High Risk

NAV₹ 32.43
Fund Size₹349.56Cr

Fund Return-2.34%

Category Return-1.94%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Jaiprakash Toshniwal

Lead Fund Manager.

Jul 31, 2023 - Present

Schemes managed11
Total AUM₹ 5,631.65 Cr
Highest Return In 1 Yr16.49 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Balanced Advantage Fund Direct Growth

₹ 14.61

-0.99%

-0.73%

Very High Risk

₹756.40Cr

LIC MF Banking & Financial Services Fund Direct Growth

₹ 25.02

-1.76%

-1.16%

Very High Risk

₹292.63Cr

LIC MF Arbitrage Direct Plan Growth

₹ 14.88

0.53%

0.49%

Low Risk

₹281.55Cr

LIC MF Balanced Advantage Fund Direct Growth

Very High Risk--

NAV₹ 14.61
Fund Size₹756.40Cr

Fund Return-0.99%

Category Return-0.73%

LIC MF Banking & Financial Services Fund Direct Growth

Very High Risk

NAV₹ 25.02
Fund Size₹292.63Cr

Fund Return-1.76%

Category Return-1.16%

LIC MF Arbitrage Direct Plan Growth

Low Risk--

NAV₹ 14.88
Fund Size₹281.55Cr

Fund Return0.53%

Category Return0.49%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Marzban Irani

Lead Fund Manager.

Jul 31, 2023 - Present

Schemes managed5
Total AUM₹ 2,450.92 Cr
Highest Return In 1 Yr8.42 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Short Term Debt Fund Direct Growth

₹ 16.04

0.10%

0.05%

Low to Moderate Risk

₹269.67Cr

LIC MF Bond Fund-Direct Plan Growth Option

₹ 79.47

0.11%

-0.17%

Moderate Risk

₹200.98Cr

LIC MF Banking & PSU Debt Fund Direct Plan Growth Option

₹ 38.63

0.00%

-0.03%

Moderate Risk

₹1,887.56Cr

LIC MF Short Term Debt Fund Direct Growth

Low to Moderate Risk

NAV₹ 16.04
Fund Size₹269.67Cr

Fund Return0.10%

Category Return0.05%

LIC MF Bond Fund-Direct Plan Growth Option

Moderate Risk

NAV₹ 79.47
Fund Size₹200.98Cr

Fund Return0.11%

Category Return-0.17%

LIC MF Banking & PSU Debt Fund Direct Plan Growth Option

Moderate Risk

NAV₹ 38.63
Fund Size₹1,887.56Cr

Fund Return0.00%

Category Return-0.03%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Pratik Shroff

Lead Fund Manager.

Sep 26, 2023 - Present

Schemes managed13
Total AUM₹ 9,705.51 Cr
Highest Return In 1 Yr8.42 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Childrens Gift Fund Direct Plan

₹ 36.36

-1.67%

Very High Risk

₹15.72Cr

IDBI Equity Savings Growth Option Direct

₹ 31.73

-0.59%

-0.35%

Moderately High risk

₹35.86Cr

LIC MF Debt Hybrid Fund Direct Plan Growth Option

₹ 93.08

-0.06%

-0.62%

Moderately High risk

₹49.35Cr

LIC MF Childrens Gift Fund Direct Plan

Very High Risk

NAV₹ 36.36
Fund Size₹15.72Cr

Fund Return-1.67%

Category Return--

IDBI Equity Savings Growth Option Direct

Moderately High risk

NAV₹ 31.73
Fund Size₹35.86Cr

Fund Return-0.59%

Category Return-0.35%

LIC MF Debt Hybrid Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 93.08
Fund Size₹49.35Cr

Fund Return-0.06%

Category Return-0.62%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sumit Bhatnagar

Lead Fund Manager.

Oct 3, 2023 - Present

Schemes managed9
Total AUM₹ 3,617.93 Cr
Highest Return In 1 Yr74.43 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF S & P BSE Sensex Index Direct Plan Growth option

₹ 170.00

-1.26%

Very High Risk

₹94.38Cr

LIC MF Nifty 50 Index Fund Direct Plan Growth Option

₹ 154.66

-1.05%

Very High Risk

₹366.82Cr

IDBI Equity Savings Growth Option Direct

₹ 31.73

-0.59%

-0.35%

Moderately High risk

₹35.86Cr

LIC MF S & P BSE Sensex Index Direct Plan Growth option

Very High Risk

NAV₹ 170.00
Fund Size₹94.38Cr

Fund Return-1.26%

Category Return--

LIC MF Nifty 50 Index Fund Direct Plan Growth Option

Very High Risk

NAV₹ 154.66
Fund Size₹366.82Cr

Fund Return-1.05%

Category Return--

IDBI Equity Savings Growth Option Direct

Moderately High risk

NAV₹ 31.73
Fund Size₹35.86Cr

Fund Return-0.59%

Category Return-0.35%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Nov, 2025

EQUITY (32.97%)

DEBT (-%)

CASH (67.01%)

Allocation by Market Cap

Large Cap(13.63%)

Mid Cap(6.23%)

Small Cap(12.87%)

Other Cap(0.02%)

Industry Holdings

Banks Regional11.59%
Information Technology Services7.33%
Auto Manufacturers7.14%
Aluminum4.43%
Drug Manufacturers Specialty Generic4.39%
Credit Services4.33%

Stock Holdings

Future on Bank of Baroda2.38%
Bank of Baroda2.36%
Future on Tata Steel Ltd.2.33%
Tata Steel Ltd2.32%
Future on Tata Consultancy Services Ltd1.85%
Tata Consultancy Services Ltd1.84%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
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Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
--
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
--
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
--
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.36
This Fund
VS
0.73
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.54
This Fund
VS
1.21
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
6.50
This Fund
VS
4.36
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

LIC Mutual Fund Asset Management Limited

LIC Mutual Fund Asset Management Limited manages assets worth ₹ 41,432.74 crores. It’s current offering of mutual fund schemes includes 11 equity, 7 debt and 6 hybrid schemes.

Phone

+91 022-66016000

cs.co@licmf.com

AUM

₹ 41,432.74 Cr (

As on Nov 30, 2025

)

Address

4th Floor, Industrial Assurance Building, Mumbai,400 020

FAQ's

What is the category of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The category of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is Allocation - Equity Savings

What is the current NAV of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The current NAV of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl as on Dec 30, 2025 is ₹20.84

How safe is IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The risk level of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is Moderately High.

What are short term returns given by IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The return given by IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl in 1 month is -0.69%, 3 months is 0.58%, 6 months is 0.54%, and 1 year is 7.25%

What are the long term returns given by IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The return given by IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl in 3 years is 9.20% and 5 years is 8.05%.

What is the expense ratio of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The expense ratio of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is 2.12%

What is the AUM of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The assets under Management (AUM) of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is Rs 35.86 crores.

What is the minimum investment in IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl ?

The minimum Lumpsum investment in IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is ₹5,000.00 and the minimum SIP investment in IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl is ₹1,000.00

What is the asset allocation of IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl?

IDBI Equity Savings Quarterly Payout of Income Distribution cum Cap wdrl has an exposure of 32.97% in Equity and 67.01% in Cash & Money Market Securities