Kotak Tax Saver-Scheme-Growth - Direct

Very High Risk
Equity
ELSS (Tax Savings)

NAV as on Dec 24, 2025

Price per unit of the scheme.

₹ 138.1760-0.20%1 Day Change

0.11%

Minimum Investment₹500

Expense Ratio0.59%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Kotak Tax Saver-Scheme-Growth - Direct

Equity: ELSS (Tax Savings) Average NAV

Topper in Equity: ELSS (Tax Savings)

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Kotak Tax Saver-Scheme-Growth - Direct

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty 500 TR INR

Expense Ratio

0.59%

Category Avg Expense Ratio

0.86%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 500

Lock In (Years)

Fund Size

₹ 6,515.84 Cr(As on Nov, 2025)

Inception Date

Jan 01, 2013

Turnover

16.95 %

Exit Load

Nil

Objective: The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver-Scheme-Growth - Direct is an Equity - ELSS (Tax Savings) fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 24, 2025 is ₹138.18. Its expense ratio is 0.59 %. The fund has an AUM of ₹6,515.84 Cr.The fund is managed byHarsha Upadhyaya.
The minimum initial investment is ₹500 in Lumpsum mode.

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FUND MANAGER

Harsha Upadhyaya

Lead Fund Manager.

Aug 25, 2015 - Present

Fund Manager Rank22Out of 37
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed135
Total AUM₹ 2,92,130.75 Cr
Highest Return In 1 Yr9.63 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Tax Saver-Scheme-Growth - Direct

₹ 138.18

0.11%

0.35%

Very High Risk

₹6,515.84Cr

Kotak Equity Opportunities Direct Growth

₹ 406.39

0.70%

0.45%

Very High Risk

₹29,961.44Cr

Kotak Flexicap Fund Direct Growth

₹ 98.46

0.43%

0.29%

Very High Risk

₹56,885.07Cr

Kotak Tax Saver-Scheme-Growth - Direct

Very High Risk

NAV₹ 138.18
Fund Size₹6,515.84Cr

Fund Return0.11%

Category Return0.35%

Kotak Equity Opportunities Direct Growth

Very High Risk

NAV₹ 406.39
Fund Size₹29,961.44Cr

Fund Return0.70%

Category Return0.45%

Kotak Flexicap Fund Direct Growth

Very High Risk

NAV₹ 98.46
Fund Size₹56,885.07Cr

Fund Return0.43%

Category Return0.29%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Nov, 2025

EQUITY (98.57%)

DEBT (-%)

CASH (1.43%)

Allocation by Market Cap

Large Cap(69.68%)

Mid Cap(19.33%)

Small Cap(6.92%)

Industry Holdings

Banks Regional25.65%
Information Technology Services8.72%
Oil Gas Refining Marketing6.91%
Engineering Construction5.07%
Auto Manufacturers4.93%
Drug Manufacturers Specialty Generic4.86%

Stock Holdings

HDFC Bank Ltd9.28%
ICICI Bank Ltd4.90%
State Bank of India4.73%
Bharti Airtel Ltd3.81%
Infosys Ltd3.51%
Axis Bank Ltd3.34%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
1.62
This Fund
VS
1.61
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
90.07
This Fund
VS
89.05
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.92
This Fund
VS
0.94
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.75
This Fund
VS
0.75
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.13
This Fund
VS
1.22
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
12.64
This Fund
VS
13.01
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,95,894.29 crores. It’s current offering of mutual fund schemes includes 50 equity, 56 debt and 7 hybrid schemes.

Phone

+91 22 61152100

fundaccops@kotakmutual.com

AUM

₹ 5,95,894.29 Cr (

As on Nov 30, 2025

)

Address

2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

FAQ's

What is the category of Kotak Tax Saver-Scheme-Growth - Direct ?

The category of Kotak Tax Saver-Scheme-Growth - Direct is Equity - ELSS (Tax Savings)

What is the current NAV of Kotak Tax Saver-Scheme-Growth - Direct ?

The current NAV of Kotak Tax Saver-Scheme-Growth - Direct as on Dec 24, 2025 is ₹138.18

How safe is Kotak Tax Saver-Scheme-Growth - Direct ?

The risk level of Kotak Tax Saver-Scheme-Growth - Direct is Very High.

What are short term returns given by Kotak Tax Saver-Scheme-Growth - Direct ?

The return given by Kotak Tax Saver-Scheme-Growth - Direct in 1 month is 0.11%, 3 months is 1.68%, 6 months is 2.82%, and 1 year is 2.89%

What are the long term returns given by Kotak Tax Saver-Scheme-Growth - Direct ?

The return given by Kotak Tax Saver-Scheme-Growth - Direct in 3 years is 17.76% and 5 years is 18.68%.

What is the expense ratio of Kotak Tax Saver-Scheme-Growth - Direct ?

The expense ratio of Kotak Tax Saver-Scheme-Growth - Direct is 0.59%

What is the AUM of Kotak Tax Saver-Scheme-Growth - Direct ?

The assets under Management (AUM) of Kotak Tax Saver-Scheme-Growth - Direct is Rs 6,515.84 crores.

What is the minimum investment in Kotak Tax Saver-Scheme-Growth - Direct ?

The minimum Lumpsum investment in Kotak Tax Saver-Scheme-Growth - Direct is ₹500.00 and the minimum SIP investment in Kotak Tax Saver-Scheme-Growth - Direct is ₹500.00

What is the asset allocation of Kotak Tax Saver-Scheme-Growth - Direct?

Kotak Tax Saver-Scheme-Growth - Direct has an exposure of 98.57% in Equity and 1.43% in Cash & Money Market Securities