Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl

Moderate Risk
Fixed Income
Banking and PSU

NAV as on Dec 26, 2025

Price per unit of the scheme.

₹ 11.21990.02%1 Day Change

0.06%

Minimum Investment₹5000

Expense Ratio0.37%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl

Fixed Income: Banking and PSU Average NAV

Topper in Fixed Income: Banking and PSU

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Banking & PSU Debt TR INR

Expense Ratio

0.37%

Category Avg Expense Ratio

0.34%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 377.41 Cr(As on Nov, 2025)

Inception Date

Dec 30, 2004

Turnover

- %

Exit Load

For redemption within 12 months from the date of allotment - 1%. For redemption after 12 months from the date of allotment - Nil.

ABOUT THE FUND

Objective: To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is an Fixed Income - Banking and PSU fund. The fund was launched inDec 30, 2004. Its risk level is . The NAV of the fund as onDec 26, 2025 is ₹11.22. Its expense ratio is 0.37 %. The fund has an AUM of ₹377.41 Cr.The fund is managed byDwijendra Srivastava,Sandeep Agarwal.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Sandeep Agarwal

Lead Fund Manager.

May 16, 2022 - Present

Fund Manager Rank93Out of 104
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed11
Total AUM₹ 21,053.82 Cr
Highest Return In 1 Yr8.08 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Sundaram Medium Term Bond - Direct Plan - Growth Option

₹ 78.76

0.06%

0.12%

Moderate Risk

₹36.38Cr

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

₹ 44.93

0.07%

0.04%

Moderate Risk

₹377.41Cr

Sundaram Aggressive Hybrid Fund Direct Plan Growth

₹ 190.23

-0.84%

0.58%

High Risk

₹7,655.04Cr

Sundaram Medium Term Bond - Direct Plan - Growth Option

Moderate Risk

NAV₹ 78.76
Fund Size₹36.38Cr

Fund Return0.06%

Category Return0.12%

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 44.93
Fund Size₹377.41Cr

Fund Return0.07%

Category Return0.04%

Sundaram Aggressive Hybrid Fund Direct Plan Growth

High Risk

NAV₹ 190.23
Fund Size₹7,655.04Cr

Fund Return-0.84%

Category Return0.58%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dwijendra Srivastava

Lead Fund Manager.

Jul 27, 2010 - Present

Schemes managed15
Total AUM₹ 26,492.51 Cr
Highest Return In 1 Yr8.13 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Sundaram Medium Term Bond - Direct Plan - Growth Option

₹ 78.76

0.06%

0.12%

Moderate Risk

₹36.38Cr

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

₹ 44.93

0.07%

0.04%

Moderate Risk

₹377.41Cr

Sundaram Aggressive Hybrid Fund Direct Plan Growth

₹ 190.23

-0.84%

0.58%

High Risk

₹7,655.04Cr

Sundaram Medium Term Bond - Direct Plan - Growth Option

Moderate Risk

NAV₹ 78.76
Fund Size₹36.38Cr

Fund Return0.06%

Category Return0.12%

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 44.93
Fund Size₹377.41Cr

Fund Return0.07%

Category Return0.04%

Sundaram Aggressive Hybrid Fund Direct Plan Growth

High Risk

NAV₹ 190.23
Fund Size₹7,655.04Cr

Fund Return-0.84%

Category Return0.58%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Dec, 2025

EQUITY (-%)

DEBT (93.69%)

CASH (5.95%)

Allocation by Market Cap

Other Cap(0.36%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.02
This Fund
VS
-0.06
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
77.80
This Fund
VS
71.03
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.95
This Fund
VS
1.02
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.60
This Fund
VS
0.54
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.16
This Fund
VS
1.08
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
1.09
This Fund
VS
1.41
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth ₹ 76,663.30 crores. It’s current offering of mutual fund schemes includes 33 equity, 10 debt and 5 hybrid schemes.

Phone

+91 44 28583362/3367

rahulm@sundarammutual.com

AUM

₹ 76,663.30 Cr (

As on Nov 30, 2025

)

Address

Sundaram Towers, Chennai,600 014

FAQ's

What is the category of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The category of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is Fixed Income - Banking and PSU

What is the current NAV of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The current NAV of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl as on Dec 26, 2025 is ₹11.22

How safe is Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The risk level of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is Moderate.

What are short term returns given by Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl in 1 month is 0.06%, 3 months is 0.90%, 6 months is 2.09%, and 1 year is 7.19%

What are the long term returns given by Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl in 3 years is 7.28% and 5 years is 5.49%.

What is the expense ratio of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The expense ratio of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is 0.37%

What is the AUM of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is Rs 377.41 crores.

What is the minimum investment in Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl is ₹1,000.00

What is the asset allocation of Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl?

Sundaram Banking & PSU Debt Fund Regular Monthly Payout Inc Dist cum Cap Wdrl has an exposure of 93.69% in Debt and 5.95% in Cash & Money Market Securities