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sundaram banking & psu debt fund - direct plan - growth option
Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option

  • Moderate Risk
  • Fixed Income
  • Banking and PSU
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NAV as on May 14, 2026
i
Price per unit of the scheme.
₹ 45.4590-0.01%1 Day Change
0.16%
Minimum Investment₹5000
Expense Ratio0.23%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
VS
Fixed Income: Banking and PSU Average NAV
    Topper in Fixed Income: Banking and PSU
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY Banking & PSU Debt TR INR
    Expense Ratio
    0.23%
    Category Avg Expense Ratio
    0.34%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 272.43 Cr(As on Mar, 2026)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    For redemption within 12 months from the date of allotment - 1%. For redemption after 12 months from the date of allotment - Nil.

    bt_logoABOUT THE FUND

    Objective: To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is an Fixed Income - Banking and PSU fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 14, 2026 is ₹45.46. Its expense ratio is 0.23 %. The fund has an AUM of ₹272.43 Cr.The fund is managed byDwijendra Srivastava,Sandeep Agarwal,Yash Sanghvi.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sandeep Agarwal
    Sandeep Agarwal
    i
    Lead Fund Manager.
    May 16, 2022 - Present
    • Fund Manager Rank11Out of 23
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 19,334.44 Cr
    • Highest Return In 1 Yr6.35 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Sundaram Medium Term Bond - Direct Plan - Growth Option
    ₹ 79.24
    0.19%
    0.07%
    Moderate Risk
    ₹33.94Cr
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    ₹ 45.46
    0.16%
    0.12%
    Moderate Risk
    ₹272.43Cr
    Sundaram Aggressive Hybrid Fund Direct Plan Growth
    ₹ 180.74
    0.43%
    0.37%
    High Risk
    ₹7,653.49Cr
    Sundaram Medium Term Bond - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 79.24
    • Fund Size₹33.94Cr
    Fund Return0.19%
    Category Return0.07%
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 45.46
    • Fund Size₹272.43Cr
    Fund Return0.16%
    Category Return0.12%
    Sundaram Aggressive Hybrid Fund Direct Plan Growth
    High Risk
    • NAV₹ 180.74
    • Fund Size₹7,653.49Cr
    Fund Return0.43%
    Category Return0.37%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dwijendra Srivastava
    Dwijendra Srivastava
    i
    Lead Fund Manager.
    Jul 27, 2010 - Present
    • Schemes managed16
    • Total AUM₹ 24,206.27 Cr
    • Highest Return In 1 Yr6.68 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Sundaram Medium Term Bond - Direct Plan - Growth Option
    ₹ 79.24
    0.19%
    0.07%
    Moderate Risk
    ₹33.94Cr
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    ₹ 45.46
    0.16%
    0.12%
    Moderate Risk
    ₹272.43Cr
    Sundaram Aggressive Hybrid Fund Direct Plan Growth
    ₹ 180.74
    0.43%
    0.37%
    High Risk
    ₹7,653.49Cr
    Sundaram Medium Term Bond - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 79.24
    • Fund Size₹33.94Cr
    Fund Return0.19%
    Category Return0.07%
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 45.46
    • Fund Size₹272.43Cr
    Fund Return0.16%
    Category Return0.12%
    Sundaram Aggressive Hybrid Fund Direct Plan Growth
    High Risk
    • NAV₹ 180.74
    • Fund Size₹7,653.49Cr
    Fund Return0.43%
    Category Return0.37%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Yash Sanghvi
    Yash Sanghvi
    i
    Lead Fund Manager.
    May 31, 2025 - Present
    • Schemes managed3
    • Total AUM₹ 5,793.17 Cr
    • Highest Return In 1 Yr6.26 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Sundaram Overnight Fund Direct Growth
    --
    ₹ 1,439.18
    0.41%
    -%
    Low Risk
    ₹345.80Cr
    Sundaram Liquid Fund -Direct Plan - Growth Option
    --
    ₹ 2,455.58
    0.43%
    0.31%
    Moderate Risk
    ₹5,174.93Cr
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    ₹ 45.46
    0.16%
    0.12%
    Moderate Risk
    ₹272.43Cr
    Sundaram Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,439.18
    • Fund Size₹345.80Cr
    Fund Return0.41%
    Category Return--
    Sundaram Liquid Fund -Direct Plan - Growth Option
    Moderate Risk--
    • NAV₹ 2,455.58
    • Fund Size₹5,174.93Cr
    Fund Return0.43%
    Category Return0.31%
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 45.46
    • Fund Size₹272.43Cr
    Fund Return0.16%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Apr, 2026
    EQUITY (-%)
    DEBT (83.52%)
    CASH (15.98%)
    Allocation by Market Cap
    Other Cap(0.49%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      0.41
      This Fund
      VS
      0.02
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      87.34
      This Fund
      VS
      76.47
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.91
      This Fund
      VS
      0.99
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.40
      This Fund
      VS
      0.09
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.66
      This Fund
      VS
      0.20
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      1.20
      This Fund
      VS
      1.55
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Sundaram Asset Management Company Ltd
    Sundaram Asset Management Company Ltd manages assets worth ₹ 66,889.29 crores. It’s current offering of mutual fund schemes includes 33 equity, 10 debt and 6 hybrid schemes.
    phone icon
    Phone
    +91 44 28583362/3367
    mail icon
    Email
    rahulm@sundarammutual.com
    aum
    AUM
    ₹ 66,889.29 Cr (
    As on Mar 31, 2026
    )
    location
    Address
    Sundaram Towers, Chennai,600 014

    bt_logoFAQs

    What is the category of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The category of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is Fixed Income - Banking and PSU
    What is the current NAV of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The current NAV of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option as on May 14, 2026 is ₹45.46
    How safe is Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The risk level of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is Moderate.
    What are short term returns given by Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The return given by Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option in 1 month is 0.16%, 3 months is 0.63%, 6 months is 1.52%, and 1 year is 4.54%
    What are the long term returns given by Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The return given by Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option in 3 years is 6.99% and 5 years is 5.78%.
    What is the expense ratio of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The expense ratio of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is 0.23%
    What is the AUM of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The assets under Management (AUM) of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is Rs 272.43 crores.
    What is the minimum investment in Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option ?
    The minimum Lumpsum investment in Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is ₹5,000.00 and the minimum SIP investment in Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option is ₹1,000.00
    What is the asset allocation of Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option?
    Sundaram Banking & PSU Debt Fund - Direct Plan - Growth Option has an exposure of 83.52% in Debt and 15.98% in Cash & Money Market Securities

    bt_logoCALCULATORS

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