UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl

Moderate Risk
Fixed Income
Short Duration

NAV as on Jan 12, 2026

Price per unit of the scheme.

₹ 10.69250.06%1 Day Change

-0.22%

Minimum Investment₹20000

Expense Ratio0.34%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl

Fixed Income: Short Duration Average NAV

Topper in Fixed Income: Short Duration

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Short Duration Fund TR INR

Expense Ratio

0.34%

Category Avg Expense Ratio

0.35%

Minimum Investment (Lumpsum/SIP)

₹ 20000 /₹ 1500

Lock In (Years)

No Lock-in

Fund Size

₹ 3,374.49 Cr(As on Nov, 2025)

Inception Date

Feb 10, 2015

Turnover

- %

Exit Load

Nil

Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is an Fixed Income - Short Duration fund. The fund was launched inFeb 10, 2015. Its risk level is . The NAV of the fund as onJan 12, 2026 is ₹10.69. Its expense ratio is 0.34 %. The fund has an AUM of ₹3,374.49 Cr.The fund is managed bySudhir Agarwal,Anurag Mittal,Abhishek Sonthalia.
The minimum initial investment is ₹20000 in Lumpsum mode.

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FUND MANAGER

Sudhir Agarwal

Lead Fund Manager.

Oct 25, 2012 - Present

Fund Manager Rank90Out of 115
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed8
Total AUM₹ 23,450.58 Cr
Highest Return In 1 Yr338.86 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

UTI Dynamic Bond Fund Direct Plan Growth Option

₹ 34.40

0.25%

0.24%

Moderate Risk

₹456.79Cr

UTI - Short Term Income Fund - Direct Plan - Growth Option

₹ 34.80

0.34%

0.25%

Moderate Risk

₹3,374.49Cr

UTI Gilt Fund Direct Plan Growth

₹ 65.87

0.34%

0.36%

Low to Moderate Risk

₹560.78Cr

UTI Dynamic Bond Fund Direct Plan Growth Option

Moderate Risk

NAV₹ 34.40
Fund Size₹456.79Cr

Fund Return0.25%

Category Return0.24%

UTI - Short Term Income Fund - Direct Plan - Growth Option

Moderate Risk

NAV₹ 34.80
Fund Size₹3,374.49Cr

Fund Return0.34%

Category Return0.25%

UTI Gilt Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 65.87
Fund Size₹560.78Cr

Fund Return0.34%

Category Return0.36%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Anurag Mittal

Lead Fund Manager.

Apr 8, 2025 - Present

Fund Manager Rank90Out of 115
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed8
Total AUM₹ 43,434.16 Cr
Highest Return In 1 Yr9.83 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

UTI Gilt Fund with 10 year Constant Duration Direct Growth

₹ 13.05

0.61%

0.55%

Moderate Risk

₹140.60Cr

UTI - Treasury Advantage Fund - Direct Plan - Growth Option

₹ 3,728.75

0.43%

0.32%

Low to Moderate Risk

₹3,184.08Cr

UTI Banking & PSU Debt Fund Direct Plan Growth

₹ 23.04

0.39%

0.09%

Moderate Risk

₹811.55Cr

UTI Gilt Fund with 10 year Constant Duration Direct Growth

Moderate Risk--

NAV₹ 13.05
Fund Size₹140.60Cr

Fund Return0.61%

Category Return0.55%

UTI - Treasury Advantage Fund - Direct Plan - Growth Option

Low to Moderate Risk

NAV₹ 3,728.75
Fund Size₹3,184.08Cr

Fund Return0.43%

Category Return0.32%

UTI Banking & PSU Debt Fund Direct Plan Growth

Moderate Risk

NAV₹ 23.04
Fund Size₹811.55Cr

Fund Return0.39%

Category Return0.09%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Abhishek Sonthalia

Lead Fund Manager.

Nov 10, 2025 - Present

Fund Manager Rank90Out of 115
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed13
Total AUM₹ 47,538.65 Cr
Highest Return In 1 Yr338.68 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Plan Growth

₹ 80.12

0.63%

Low to Moderate Risk

₹15.12Cr

Tata Treasury Advantage Fund Direct Plan Growth

₹ 4,177.30

0.41%

0.32%

Low to Moderate Risk

₹3,655.75Cr

Tata Medium Term Fund Segregated Portfolio 1 Direct Plan Growth

₹ 2.40

0.64%

Moderate Risk

₹2.15Cr

Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Plan Growth

Low to Moderate Risk--

NAV₹ 80.12
Fund Size₹15.12Cr

Fund Return0.63%

Category Return--

Tata Treasury Advantage Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 4,177.30
Fund Size₹3,655.75Cr

Fund Return0.41%

Category Return0.32%

Tata Medium Term Fund Segregated Portfolio 1 Direct Plan Growth

Moderate Risk--

NAV₹ 2.40
Fund Size₹2.15Cr

Fund Return0.64%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Dec, 2025

EQUITY (-%)

DEBT (97.56%)

CASH (2.16%)

Allocation by Market Cap

Other Cap(0.28%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.54
This Fund
VS
-0.37
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
68.76
This Fund
VS
80.07
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.30
This Fund
VS
1.38
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.54
This Fund
VS
0.74
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.85
This Fund
VS
1.63
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
1.15
This Fund
VS
1.28
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd

UTI Asset Management Co Ltd manages assets worth ₹ 3,64,091.05 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.

Phone

+91-22-6678 6666

pms_care@uti.co.in

AUM

₹ 3,64,091.05 Cr (

As on Nov 30, 2025

)

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

FAQ's

What is the category of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The category of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is Fixed Income - Short Duration

What is the current NAV of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The current NAV of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl as on Jan 12, 2026 is ₹10.69

How safe is UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The risk level of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is Moderate.

What are short term returns given by UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl in 1 month is -0.22%, 3 months is -0.59%, 6 months is 0.20%, and 1 year is 5.32%

What are the long term returns given by UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The return given by UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl in 3 years is 7.04% and 5 years is 6.83%.

What is the expense ratio of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The expense ratio of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is 0.34%

What is the AUM of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The assets under Management (AUM) of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is Rs 3,374.49 crores.

What is the minimum investment in UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl ?

The minimum Lumpsum investment in UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is ₹20,000.00 and the minimum SIP investment in UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl is ₹1,500.00

What is the asset allocation of UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl?

UTI - Short Term Income Fund - Direct Plan - Monthly Payout Inc Dist cum Cap Wdrl has an exposure of 97.56% in Debt and 2.16% in Cash & Money Market Securities