Advertisement
rishabh goel
Rishabh Goel

Rishabh Goel

Rishabh Goel, Co-founder & CEO, Credgenics

The good news is that technology and smart financial planning can help borrowers navigate these challenges before they escalate into loan defaults.

Financial year ending: Last-minute financial fixes to avoid loan defaults 

by Rishabh Goel |Mar 28, 2025

Recent data indicates that defaults on retail loans, particularly unsecured personal loans, are on the rise. Small-ticket personal loans—under Rs 10,000 — show higher delinquency rates than larger loa...

The first step in tackling post-festival debt is to have a clear understanding and detailed assessment of your festive spending.

Diwali celebrations: How to avoid the debt hangover post-festive season spending

by Rishabh Goel |Nov 2, 2024

Diwali spending: The popular practices of giving gifts, shopping, and celebrating extravagantly with loved ones often come with a financial cost. Without careful planning, these habits can put a signi...