SIP Strategy: Should You Continue, Increase Investments Or Rebalance Your Mutual Fund Portfolio?

With equity markets witnessing volatility, many mutual fund investors are questioning their SIP strategy. Should you continue investing, increase your SIP amount after the correction or consider other investment options? Mrin Agarwal, CEO of Finsafe, explains why staying invested for 7–10 years, aligning SIP amounts with financial goals and maintaining diversification are crucial for long-term wealth creation. She highlights common investor mistakes, including chasing top-performing funds, holding multiple similar index funds and stopping SIPs during market downturns. The discussion also explores how investors can build a balanced mutual fund portfolio across large-cap, mid-cap and flexi-cap categories.