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sanjiv bajaj

Sanjiv Bajaj

Travel insurance market is not just growing, it is accelerating

Rising global uncertainties and why more Indians are buying travel insurance today

by Sanjiv Bajaj |Dec 2, 2025

What was once a small, quiet corner of the insurance world has now become a booming category. India’s travel insurance market isn’t just growing—it’s accelerating.

When insurance coverage really lies in the fine print

Your policy says 100% cover, but here’s when that doesn’t mean everything

by Sanjiv Bajaj |Dec 1, 2025

Insurance documents are long, technical, and rarely read fully. So people trust the larger headline 100% cover and assume it protects them from everything.

Why Indians are hesitant to buy term insurance

Mind the gap: Why Indians don’t buy term insurance

by Sanjiv Bajaj |Nov 28, 2025

Most Indians carry a quiet optimism: “I’m healthy. I’m young. It can wait.” This optimism bias makes conversations about mortality feel awkward, heavy, or unnecessary.

Avoid these investment mistakes during Diwali festive season

Top 5 investment mistakes to avoid during the festival season

by Sanjiv Bajaj |Oct 18, 2025

The lights, the bonuses, the atmosphere of abundance, it all creates a peculiar mindset where financial decisions feel different

Diwali 2025: How to turn the festival of lights into a wealth-building season

How millennials can make Diwali their wealth-building season

by Sanjiv Bajaj |Oct 17, 2025

Make Diwali your annual wealth-building reset. One year becomes five. Five years becomes a decade.

Diwali 2025: Why the festival of lights is the perfect time to start investing in your future

Why Diwali is the perfect time to start your investment journey

by Sanjiv Bajaj |Oct 15, 2025

We often wait for the “perfect time” or “ the right time” to start investing. Next month, the next bonus, the right market, some sign that never comes. But Diwali has its own kind of magic.

Diwali 2025: Which type of gold should you invest in?

Digital gold vs physical gold: Which is right for your Diwali portfolio?

by Sanjiv Bajaj |Oct 14, 2025

Digital gold does come with considerations: platform stability, regulatory maturity, and the lack of physical possession, which can feel intangible.

Insurance is no longer a sectoral concern, it is a development imperative

Insurance for all by 2047: GST reform as the big push India needed

by Sanjiv Bajaj |Sep 11, 2025

For decades, India’s insurance journey has been constrained by three familiar barriers: low penetration, affordability, and awareness.

India still records one of the highest out-of-pocket healthcare spending shares in the world

Zero GST on health insurance: A relief against rising medical inflation

by Sanjiv Bajaj |Sep 11, 2025

Despite progress, fewer than one in three Indians has adequate health insurance, compared to 80–90% coverage in developed economies.

India was no longer just the world’s exporter of doctors; it was emerging as an exporter of trusted healthcare financing

Health insurance is India’s new soft power and NRIs are taking notice

by Sanjiv Bajaj |Sep 9, 2025

For decades, India’s global healthcare narrative has centred on talent - its doctors, nurses, and caregivers who form the backbone of hospitals from Dubai to New Jersey. But in the last few years, a q...