Corporate Vs Personal Health Insurance: Which Is Better On A Budget?

Can you afford to skip health insurance if you are on a tight budget? A basic corporate policy may not be enough to protect your finances from major medical expenses. Aditya Shah, Founder, Hercules Advisors, explains why having a retail health insurance policy is important, even with limited income. The discussion covers affordable ways to manage premiums, including a ₹10 lakh base policy, super top-up plans, and deductibles. Understand why skipping health cover can put your savings at risk and how the right insurance strategy can help protect against rising hospitalisation costs and financial stress.