With the latest notification, the Transgender Identity Certificate/Card has now been formally added to this list of acceptable documents. “The said document shall be deemed to have been included in the List of Acceptable Documents available as Annexure II to the circular dated January 16, 2025, on Simplification of Joint Declaration Process,” the EPFO said.
'India is certainly looking more expensive than most other markets when we look at it comparatively, but at the same time, India is also a faster-growing market. So, it can well be defended,' says the Value Research CEO
The Employees' Provident Fund Organisation has been working on several initiatives over the last few years to ensure a smoother experience for its subscribers. It is now taking that a step further with its next set of reforms.
The facility applies to employees who were left out of EPF coverage between July 1, 2017, and October 31, 2025. By opening a time-bound window, EPFO aims to encourage voluntary compliance and reduce disputes arising from delayed or missed enrolments.
The Ministry of Labour and Employment introduces EES 2025, enabling employers to enrol workers left out of EPF between July 2017 and October 2025, with reduced penalties and a focus on formalising social security coverage.
Union Labour Minister Mansukh Mandaviya announced that EPFO subscribers will soon be able to withdraw their provident fund directly through ATMs and UPI, eliminating lengthy paperwork. He said the new digital withdrawal options are expected to be rolled out before March 2026. The move aims to make EPF access faster, simpler and more member-friendly.
EPS 1995 operates as a Defined Contribution–Defined Benefit social security scheme. The pension fund is financed through an employer contribution of 8.33% of wages and a central government contribution of 1.16% on wages up to Rs 15,000 per month. Benefits are disbursed from the accumulated corpus, which, as per the actuarial valuation dated March 31, 2019, reflects a deficit.
Under the present rules, only employees earning up to Rs 15,000 in basic pay must be brought under EPF and EPS. Those earning even marginally above this can opt out, and employers are not obligated to register them
Central PF Commissioner says aim of recent reforms is to do away with manual interventions, discretion, unnecessary or redundant processes; officers free to focus on claim settlement, other issues.
With the annual life certificate deadline set for 30 November 2025, the government is driving a nationwide campaign to simplify the process for India’s pensioners. Digital, doorstep, and in-person options have been expanded, focusing especially on the needs of older pensioners, including those above 80 and 90, ensuring wider access to essential benefits.
Currently, employees earning up to Rs 15,000 per month in basic pay are mandatorily covered under EPF and EPS, while those earning above this limit can opt out.





