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PPF investment rule FY27: How depositing funds before the 5th every month can maximise your returns

Apr 04, 2026, 11:04 AM IST

The PPF can be a highly effective compounding instrument—but only when used strategically. One rule stands out: make your deposits before the 5th of each month. Since interest is calculated on the lowest balance between the 5th and the end of the month, even a slight delay can result in losing interest for the entire month.

March 31 deadline today: PAN rules, tax savings & more; Wrap up these money tasks before the day ends

Mar 31, 2026, 08:02 AM IST

Missing these deadlines now can mean higher deductions, added compliance and lost benefits

Sukanya at 8.2%, PPF steady as govt keeps small savings rates unchanged for another quarter

Mar 30, 2026, 07:31 PM IST

Sukanya Samriddhi Scheme will continue to offer an interest rate of 8.2 per cent, while the rate on a three-year term deposit remains at 7.1 per cent, unchanged from the current quarter.

Income Tax offices to stay open on March 31 despite Mahavir Jayanti holiday: Here's why

Mar 30, 2026, 08:41 AM IST

The directive, issued by the Central Board of Direct Taxes under Section 119 of the Income Tax Act, 1961, instructs field offices to stay operational to handle pending departmental work as the financial year 2025–26 comes to a close

Last-minute tax rush? Why you should finish investments before March 31, 2026

Mar 27, 2026, 09:05 AM IST

March 31 deadline: For deductions under sections such as 80C, 80D, 80CCD(1B), 24, and 80G, the amount must be credited to the relevant institution before March 31. Simply initiating a payment on the last day may not be enough if the funds are realised after the financial year ends.

Relying only on bank fixed deposits? You may be missing safer options with higher returns

Mar 25, 2026, 02:13 PM IST

With interest rates on bank deposits largely in the 7%–8% range, several government-backed savings schemes are offering similar safety but with better returns, tax benefits, and stronger long-term compounding.

Income Taxpayers Alert! Section 80C is going to change from April 1

Mar 24, 2026, 04:37 PM IST

Under the Income Tax Act, 2025, the popular Section 80C deduction of up to ₹1.5 lakh for investments such as PPF, ELSS, insurance, NSC and home loan principal will move to Section 123, with eligible instruments listed in Schedule XV, while the deduction limit remains unchanged.

From PAN to PPF: Complete these urgent financial tasks before March 31

Mar 24, 2026, 01:33 PM IST

Taxpayers and investors should note that any payment, investment, or declaration made after this date will be counted in the next financial year, which means missing out on deductions, exemptions, or refunds for FY 2025–26.

Tick-tock to March 31: Tax-saving moves you shouldn’t miss before FY26 ends

Mar 20, 2026, 11:01 AM IST

The last few days of the financial year are crucial, as several deductions, exemptions, and statutory requirements are available only if the required payments, investments, or filings are completed within the prescribed timelines.

EPF rate @8.25%: EPF interest rate outperforms PPF, FDs, stability prioritised by govt, say experts

Mar 03, 2026, 08:37 PM IST

By retaining the 8.25% rate for the second consecutive year, EPFO has signalled a clear preference for predictability amid volatile global markets and moderating domestic bond yields, say experts.

Planning to retire at 45? Is a Rs 6-crore portfolio enough to last through your golden years?

Feb 24, 2026, 07:52 PM IST

Retiring at 45 may sound ambitious, but with a Rs 6-crore portfolio and controlled annual expenses, financial independence could be closer than it seems. The key question is not just having enough—but structuring your assets wisely to ensure sustainability for the next 40–45 years.

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