Finance

Updated : Jan 12, 2024

India's coolest start-ups: How FinBox is looking to dominate the credit infra space

Originally a personal finance app, FinBox—with revenue of Rs 36.2 crore and a loss of Rs 20.7 crore in FY23, per Tracxn—pivoted to enabling firms to offer digital credit products.

A clutch of start-ups has turned the concept of Buy Now, Pay Later on its head to devise Save Now, Buy Later schemes that incentivise saving for big spends while avoiding the debt trap that comes with BNPL - Illustration by Nilanjan Das

Updated : Nov 17, 2022

Buy Now, Pay Later is old. Say hello to Save Now, Buy Later schemes

A clutch of start-ups has turned the concept of Buy Now, Pay Later on its head to devise Save Now, Buy Later schemes that incentivise saving for big spends while avoiding the debt trap that comes with BNPL. And there are many takers

What are the building blocks of the Reserve Bank of India's Central Bank Digital Currency?

Updated : Apr 2, 2022

The Path to India’s Central Bank Digital Currency

India is set to welcome its own digital currency in the near future. What are the building blocks of the Reserve Bank of India's Central Bank Digital Currency and what will the path to a CBDC look like?

Updated : Jan 3, 2022

The Rising Popularity of Passive Funds

A lot is happening in the passive fund arena as new-age mutual fund houses—and also some of the traditional ones—eye the passive space to attract investor attention and their monies. Is passive really a better bet or just smart packaging?

Updated : Jul 22, 2021

Cash Splash

Why the cash in the system remains stubbornly high despite the rising number of digital payment options

Updated : Jul 8, 2021

Shaping India's Bad Bank

Government and RBI are working to make the National Asset Reconstruction Company a reality. Here’s why we must learn from global experience

Updated : Jun 30, 2021

SBI Yono is the 'startup' you didn't see coming! It's worth billions now

State Bank of India claims YONO, its digital banking platform, is valued at $40-50 billion in just three years of its launch. Here are the nuts and bolts of the bank's biggest initiative yet

Updated : Jun 25, 2021

Smart Investing

Low-cost index funds are emerging as top picks as they stand the test of time in outperformance

Updated : May 14, 2021

REITs: The New Real(i)ty

Though India caught on to the Real Estate Investment Trust model late, successful listings have not only demonstrated investor appetite, but also paved way for many others to consider a new approach to commercial real estate

Updated : Apr 15, 2021

Exiting the Easy Money Circle

The RBI adopted multiple regulatory forbearance measures and ultra-loose monetary policy to counter economic headwinds. Now it has to work out an exit roadmap

Updated : Feb 6, 2021

Missing Credit

Bank credit growth shows signs of uptick, backed by retail and agri loans, but is expected to remain muted in FY21 due to asset quality pressures

Updated : Sep 24, 2020

New-age NBFCs

A new breed of tech-savvy players is targeting niche lending segments not covered by banks and traditional NBFCs. Their journey is not without challenges

Updated : Aug 20, 2020

Fintechs Face RBI Red Flag

Fintechs' ties with banks and NBFCs have come under the Reserve Bank of Indias scanner for shoddy practices. Here is the inside story

Updated : Jul 23, 2020

Deals in Distress

A slowing economy and widespread stress in India Inc. are creating opportunities for promoters and strategic investors to ink M&As, buy back shares and delist