HDFC Banking & Financial Services Fund Direct Growth

Very High Risk
Equity
Sector - Financial Services

NAV as on Jul 20, 2026

Price per unit of the scheme.

₹ 19.5140-1.15%1 Day Change

1.51%

Minimum Investment₹100

Expense Ratio0.52%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

HDFC Banking & Financial Services Fund Direct Growth

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

HDFC Banking & Financial Services Fund Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

0.52%

Category Avg Expense Ratio

0.90%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 4,582.30 Cr(As on Jun, 2026)

Inception Date

Jul 01, 2021

Turnover

16.00 %

Exit Load

an Exit load of 1% is payable if units are redeemed/switchedout within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.

ABOUT THE FUND

Objective: To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services.

HDFC Banking & Financial Services Fund Direct Growth is an Equity - Sector - Financial Services fund. The fund was launched inJul 01, 2021. Its risk level is . The NAV of the fund as onJul 20, 2026 is ₹19.51. Its expense ratio is 0.52 %. The fund has an AUM of ₹4,582.30 Cr.The fund is managed byAnand Laddha,Priya Ranjan,Dhruv Muchhal.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Anand Laddha

Lead Fund Manager.

Jul 1, 2021 - Present

Fund Manager Rank9Out of 16
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed2
Total AUM₹ 12,165.57 Cr
Highest Return In 1 Yr6.93 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Banking & Financial Services Fund Direct Growth

₹ 19.51

1.51%

0.66%

Very High Risk

₹4,582.30Cr

HDFC Capital Builder Value Fund -Direct Plan - Growth Option

₹ 879.28

1.68%

0.27%

Very High Risk

₹7,583.27Cr

HDFC Banking & Financial Services Fund Direct Growth

Very High Risk--

NAV₹ 19.51
Fund Size₹4,582.30Cr

Fund Return1.51%

Category Return0.66%

HDFC Capital Builder Value Fund -Direct Plan - Growth Option

Very High Risk

NAV₹ 879.28
Fund Size₹7,583.27Cr

Fund Return1.68%

Category Return0.27%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Priya Ranjan

Lead Fund Manager.

May 1, 2022 - Present

Schemes managed39
Total AUM₹ 7,60,836.22 Cr
Highest Return In 1 Yr22.29 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹ 55.69

0.57%

Very High Risk

₹6,832.14Cr

HDFC Income Fund -Direct Plan - Growth Option

₹ 67.42

1.17%

0.81%

Moderate Risk

₹833.20Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹ 103.45

1.28%

0.91%

Moderate Risk

₹531.60Cr

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk--

NAV₹ 55.69
Fund Size₹6,832.14Cr

Fund Return0.57%

Category Return--

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV₹ 67.42
Fund Size₹833.20Cr

Fund Return1.17%

Category Return0.81%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV₹ 103.45
Fund Size₹531.60Cr

Fund Return1.28%

Category Return0.91%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dhruv Muchhal

Lead Fund Manager.

Jun 22, 2023 - Present

Schemes managed41
Total AUM₹ 8,29,417.89 Cr
Highest Return In 1 Yr22.29 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Defence Fund Direct Growth

₹ 30.17

-0.98%

Very High Risk

₹10,529.25Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹ 570.25

0.98%

1.11%

Very High Risk

₹1,06,456.16Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹ 28.06

0.86%

0.74%

Moderately High risk

₹7,693.35Cr

HDFC Defence Fund Direct Growth

Very High Risk--

NAV₹ 30.17
Fund Size₹10,529.25Cr

Fund Return-0.98%

Category Return--

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV₹ 570.25
Fund Size₹1,06,456.16Cr

Fund Return0.98%

Category Return1.11%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 28.06
Fund Size₹7,693.35Cr

Fund Return0.86%

Category Return0.74%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jun, 2026

EQUITY (99.20%)

DEBT (-%)

CASH (0.80%)

Allocation by Market Cap

Large Cap(69.89%)

Mid Cap(11.22%)

Small Cap(18.09%)

Industry Holdings

Banks Regional61.27%
Credit Services19.47%
Specialty Finance5.24%
Insurance Life4.56%
Capital Markets3.74%
Insurance Diversified2.01%

Stock Holdings

HDFC Bank Ltd14.71%
ICICI Bank Ltd13.92%
Axis Bank Ltd8.48%
Kotak Mahindra Bank Ltd7.56%
State Bank of India6.27%
Shriram Finance Ltd4.88%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
2.97
This Fund
VS
2.33
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
89.67
This Fund
VS
84.72
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.98
This Fund
VS
0.98
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.50
This Fund
VS
0.42
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.76
This Fund
VS
0.63
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
16.25
This Fund
VS
17.08
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

HDFC Asset Management Co Ltd

HDFC Asset Management Co Ltd manages assets worth ₹ 9,76,732.63 crores. It’s current offering of mutual fund schemes includes 43 equity, 34 debt and 14 hybrid schemes.

Phone

+91 22 66316333

cliser@hdfcfund.com

AUM

₹ 9,76,732.63 Cr (

As on Jun 30, 2026

)

Address

“HUL House”, 2nd Floor, Mumbai,400 020

FAQs

What is the category of HDFC Banking & Financial Services Fund Direct Growth ?

The category of HDFC Banking & Financial Services Fund Direct Growth is Equity - Sector - Financial Services

What is the current NAV of HDFC Banking & Financial Services Fund Direct Growth ?

The current NAV of HDFC Banking & Financial Services Fund Direct Growth as on Jul 20, 2026 is ₹19.51

How safe is HDFC Banking & Financial Services Fund Direct Growth ?

The risk level of HDFC Banking & Financial Services Fund Direct Growth is Very High.

What are short term returns given by HDFC Banking & Financial Services Fund Direct Growth ?

The return given by HDFC Banking & Financial Services Fund Direct Growth in 1 month is 1.51%, 3 months is 3.60%, 6 months is 2.42%, and 1 year is 6.93%

What are the long term returns given by HDFC Banking & Financial Services Fund Direct Growth ?

The return given by HDFC Banking & Financial Services Fund Direct Growth in 3 years is 13.49% and 5 years is 14.70%.

What is the expense ratio of HDFC Banking & Financial Services Fund Direct Growth ?

The expense ratio of HDFC Banking & Financial Services Fund Direct Growth is 0.52%

What is the AUM of HDFC Banking & Financial Services Fund Direct Growth ?

The assets under Management (AUM) of HDFC Banking & Financial Services Fund Direct Growth is Rs 4,582.30 crores.

What is the minimum investment in HDFC Banking & Financial Services Fund Direct Growth ?

The minimum Lumpsum investment in HDFC Banking & Financial Services Fund Direct Growth is ₹100.00 and the minimum SIP investment in HDFC Banking & Financial Services Fund Direct Growth is ₹100.00

What is the asset allocation of HDFC Banking & Financial Services Fund Direct Growth?

HDFC Banking & Financial Services Fund Direct Growth has an exposure of 99.20% in Equity and 0.80% in Cash & Money Market Securities