HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk
Fixed Income
Medium to Long Duration

NAV as on May 12, 2026

Price per unit of the scheme.

₹ 65.4764-0.10%1 Day Change

-0.10%

Minimum Investment₹100

Expense Ratio0.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

HDFC Income Fund -Direct Plan - Growth Option

Fixed Income: Medium to Long Duration Average NAV

Topper in Fixed Income: Medium to Long Duration

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

HDFC Income Fund -Direct Plan - Growth Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Medium to Long Dur Debt TR INR

Expense Ratio

0.51%

Category Avg Expense Ratio

0.65%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 819.63 Cr(As on Mar, 2026)

Inception Date

Jan 01, 2013

Turnover

- %

Exit Load

nil

ABOUT THE FUND

Objective: To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Income Fund -Direct Plan - Growth Option is an Fixed Income - Medium to Long Duration fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onMay 12, 2026 is ₹65.48. Its expense ratio is 0.51 %. The fund has an AUM of ₹819.63 Cr.The fund is managed byShobhit Mehrotra,Priya Ranjan,Dhruv Muchhal,Anupam Joshi.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Shobhit Mehrotra

Lead Fund Manager.

Sep 11, 2007 - Present

Fund Manager Rank10Out of 12
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed10
Total AUM₹ 42,239.35 Cr
Highest Return In 1 Yr7.03 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹ 53.61

-2.39%

Very High Risk

₹6,236.24Cr

HDFC Income Fund -Direct Plan - Growth Option

₹ 65.48

-0.10%

-0.01%

Moderate Risk

₹819.63Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹ 64.09

0.20%

0.05%

Moderately High risk

₹3,696.97Cr

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk--

NAV₹ 53.61
Fund Size₹6,236.24Cr

Fund Return-2.39%

Category Return--

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV₹ 65.48
Fund Size₹819.63Cr

Fund Return-0.10%

Category Return-0.01%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 64.09
Fund Size₹3,696.97Cr

Fund Return0.20%

Category Return0.05%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Anupam Joshi

Lead Fund Manager.

Mar 7, 2026 - Present

Fund Manager Rank10Out of 12
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed18
Total AUM₹ 1,48,152.58 Cr
Highest Return In 1 Yr6.59 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Corporate Bond Fund -Direct Plan - Growth Option

₹ 34.41

0.10%

0.16%

Moderate Risk

₹31,028.83Cr

HDFC Low Duration Direct Plan Growth Option

₹ 66.02

0.42%

0.31%

Low to Moderate Risk

₹22,103.93Cr

HDFC Hybrid Equity Fund Direct Growth Option

₹ 119.54

-2.20%

-0.31%

Very High Risk

₹21,286.37Cr

HDFC Corporate Bond Fund -Direct Plan - Growth Option

Moderate Risk

NAV₹ 34.41
Fund Size₹31,028.83Cr

Fund Return0.10%

Category Return0.16%

HDFC Low Duration Direct Plan Growth Option

Low to Moderate Risk

NAV₹ 66.02
Fund Size₹22,103.93Cr

Fund Return0.42%

Category Return0.31%

HDFC Hybrid Equity Fund Direct Growth Option

Very High Risk

NAV₹ 119.54
Fund Size₹21,286.37Cr

Fund Return-2.20%

Category Return-0.31%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Priya Ranjan

Lead Fund Manager.

May 1, 2022 - Present

Schemes managed39
Total AUM₹ 6,96,055.97 Cr
Highest Return In 1 Yr25.60 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹ 53.61

-2.39%

Very High Risk

₹6,236.24Cr

HDFC Income Fund -Direct Plan - Growth Option

₹ 65.48

-0.10%

-0.01%

Moderate Risk

₹819.63Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹ 100.47

0.08%

0.01%

Moderate Risk

₹598.17Cr

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk--

NAV₹ 53.61
Fund Size₹6,236.24Cr

Fund Return-2.39%

Category Return--

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV₹ 65.48
Fund Size₹819.63Cr

Fund Return-0.10%

Category Return-0.01%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV₹ 100.47
Fund Size₹598.17Cr

Fund Return0.08%

Category Return0.01%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dhruv Muchhal

Lead Fund Manager.

Jun 22, 2023 - Present

Schemes managed41
Total AUM₹ 7,52,372.54 Cr
Highest Return In 1 Yr25.60 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

HDFC Defence Fund Direct Growth

₹ 27.45

7.17%

Very High Risk

₹7,304.61Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹ 548.67

-1.14%

-0.42%

Very High Risk

₹98,457.75Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹ 27.49

0.29%

1.09%

Moderately High risk

₹6,743.10Cr

HDFC Defence Fund Direct Growth

Very High Risk--

NAV₹ 27.45
Fund Size₹7,304.61Cr

Fund Return7.17%

Category Return--

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV₹ 548.67
Fund Size₹98,457.75Cr

Fund Return-1.14%

Category Return-0.42%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 27.49
Fund Size₹6,743.10Cr

Fund Return0.29%

Category Return1.09%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Apr, 2026

EQUITY (0.57%)

DEBT (92.73%)

CASH (6.38%)

Allocation by Market Cap

Other Cap(0.32%)

Industry Holdings

R E I T Office100.00%

Stock Holdings

Embassy Office Parks REIT0.57%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.06
This Fund
VS
-0.42
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
88.12
This Fund
VS
84.03
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.20
This Fund
VS
1.03
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.02
This Fund
VS
-0.11
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.02
This Fund
VS
-0.11
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
2.76
This Fund
VS
2.45
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

HDFC Asset Management Co Ltd

HDFC Asset Management Co Ltd manages assets worth ₹ 8,85,873.58 crores. It’s current offering of mutual fund schemes includes 42 equity, 34 debt and 13 hybrid schemes.

Phone

+91 22 66316333

cliser@hdfcfund.com

AUM

₹ 8,85,873.58 Cr (

As on Mar 31, 2026

)

Address

“HUL House”, 2nd Floor, Mumbai,400 020

FAQs

What is the category of HDFC Income Fund -Direct Plan - Growth Option ?

The category of HDFC Income Fund -Direct Plan - Growth Option is Fixed Income - Medium to Long Duration

What is the current NAV of HDFC Income Fund -Direct Plan - Growth Option ?

The current NAV of HDFC Income Fund -Direct Plan - Growth Option as on May 12, 2026 is ₹65.48

How safe is HDFC Income Fund -Direct Plan - Growth Option ?

The risk level of HDFC Income Fund -Direct Plan - Growth Option is Moderate.

What are short term returns given by HDFC Income Fund -Direct Plan - Growth Option ?

The return given by HDFC Income Fund -Direct Plan - Growth Option in 1 month is -0.10%, 3 months is 0.12%, 6 months is 0.52%, and 1 year is 1.73%

What are the long term returns given by HDFC Income Fund -Direct Plan - Growth Option ?

The return given by HDFC Income Fund -Direct Plan - Growth Option in 3 years is 6.24% and 5 years is 5.61%.

What is the expense ratio of HDFC Income Fund -Direct Plan - Growth Option ?

The expense ratio of HDFC Income Fund -Direct Plan - Growth Option is 0.51%

What is the AUM of HDFC Income Fund -Direct Plan - Growth Option ?

The assets under Management (AUM) of HDFC Income Fund -Direct Plan - Growth Option is Rs 819.63 crores.

What is the minimum investment in HDFC Income Fund -Direct Plan - Growth Option ?

The minimum Lumpsum investment in HDFC Income Fund -Direct Plan - Growth Option is ₹100.00 and the minimum SIP investment in HDFC Income Fund -Direct Plan - Growth Option is ₹100.00

What is the asset allocation of HDFC Income Fund -Direct Plan - Growth Option?

HDFC Income Fund -Direct Plan - Growth Option has an exposure of 0.57% in Equity, 92.73% in Debt and 6.38% in Cash & Money Market Securities