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hdfc banking & financial services fund regular reinvestment of income distribution cum capital wdrl
HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl

HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Jan 9, 2026
i
Price per unit of the scheme.
₹ 15.7120-1.05%1 Day Change
-0.04%
Minimum Investment₹100
Expense Ratio1.93%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    1.93%
    Category Avg Expense Ratio
    0.91%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 4,512.97 Cr(As on Nov, 2025)
    Inception Date
    Jul 01, 2021
    Turnover
    16.00 %
    Exit Load
    In respect of each purchase/switch-in of units, an Exit load of 1% is payable if units are redeemed/switched-out within 1 year from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 1 year from the date of allotment.

    bt_logoABOUT THE FUND

    Objective: To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services.

    HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is an Equity - Sector - Financial Services fund. The fund was launched inJul 01, 2021. Its risk level is . The NAV of the fund as onJan 09, 2026 is ₹15.71. Its expense ratio is 1.93 %. The fund has an AUM of ₹4,512.97 Cr.The fund is managed byAnand Laddha,Priya Ranjan,Dhruv Muchhal.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Anand Laddha
    Anand Laddha
    i
    Lead Fund Manager.
    Jul 1, 2021 - Present
    • Fund Manager Rank15Out of 35
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed2
    • Total AUM₹ 12,188.85 Cr
    • Highest Return In 1 Yr19.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Banking & Financial Services Fund Direct Growth
    --
    ₹ 19.10
    0.06%
    0.68%
    Very High Risk
    ₹4,512.97Cr
    HDFC Capital Builder Value Fund -Direct Plan - Growth Option
    ₹ 856.25
    0.12%
    0.74%
    Very High Risk
    ₹7,675.88Cr
    HDFC Banking & Financial Services Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.10
    • Fund Size₹4,512.97Cr
    Fund Return0.06%
    Category Return0.68%
    HDFC Capital Builder Value Fund -Direct Plan - Growth Option
    Very High Risk
    • NAV₹ 856.25
    • Fund Size₹7,675.88Cr
    Fund Return0.12%
    Category Return0.74%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Priya Ranjan
    Priya Ranjan
    i
    Lead Fund Manager.
    May 1, 2022 - Present
    • Schemes managed39
    • Total AUM₹ 7,71,054.85 Cr
    • Highest Return In 1 Yr19.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Retirement Savings Fund - Equity Plan - Direct Plan
    --
    ₹ 58.22
    -0.23%
    -%
    Very High Risk
    ₹7,054.60Cr
    HDFC Income Fund -Direct Plan - Growth Option
    ₹ 65.15
    0.20%
    -0.07%
    Moderate Risk
    ₹887.25Cr
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    ₹ 99.80
    0.58%
    0.19%
    Moderate Risk
    ₹757.60Cr
    HDFC Retirement Savings Fund - Equity Plan - Direct Plan
    Very High Risk--
    • NAV₹ 58.22
    • Fund Size₹7,054.60Cr
    Fund Return-0.23%
    Category Return--
    HDFC Income Fund -Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 65.15
    • Fund Size₹887.25Cr
    Fund Return0.20%
    Category Return-0.07%
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 99.80
    • Fund Size₹757.60Cr
    Fund Return0.58%
    Category Return0.19%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhruv Muchhal
    Dhruv Muchhal
    i
    Lead Fund Manager.
    Jun 22, 2023 - Present
    • Schemes managed41
    • Total AUM₹ 8,37,719.43 Cr
    • Highest Return In 1 Yr19.89 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Defence Fund Direct Growth
    --
    ₹ 24.49
    4.78%
    -%
    Very High Risk
    ₹7,402.96Cr
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    ₹ 574.43
    0.15%
    -0.14%
    Very High Risk
    ₹1,07,971.20Cr
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    ₹ 26.95
    0.38%
    0.42%
    Moderately High risk
    ₹7,012.56Cr
    HDFC Defence Fund Direct Growth
    Very High Risk--
    • NAV₹ 24.49
    • Fund Size₹7,402.96Cr
    Fund Return4.78%
    Category Return--
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 574.43
    • Fund Size₹1,07,971.20Cr
    Fund Return0.15%
    Category Return-0.14%
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 26.95
    • Fund Size₹7,012.56Cr
    Fund Return0.38%
    Category Return0.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (99.23%)
    DEBT (-%)
    CASH (0.77%)
    Allocation by Market Cap
    Large Cap(68.88%)
    Mid Cap(12.34%)
    Small Cap(15.46%)
    Industry Holdings
    • Banks Regional69.15%
    • Credit Services11.23%
    • Insurance Life5.59%
    • Specialty Finance5.26%
    • Insurance Diversified2.20%
    • Capital Markets2.20%
    Stock Holdings
    • HDFC Bank Ltd20.32%
    • ICICI Bank Ltd16.00%
    • Axis Bank Ltd8.04%
    • Kotak Mahindra Bank Ltd7.94%
    • State Bank of India6.07%
    • AU Small Finance Bank Ltd3.91%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      1.84
      This Fund
      VS
      0.03
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      82.69
      This Fund
      VS
      78.84
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.95
      This Fund
      VS
      0.99
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.74
      This Fund
      VS
      0.61
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.35
      This Fund
      VS
      1.12
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      12.35
      This Fund
      VS
      14.77
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    HDFC Asset Management Co Ltd
    HDFC Asset Management Co Ltd manages assets worth ₹ 9,63,892.58 crores. It’s current offering of mutual fund schemes includes 41 equity, 33 debt and 12 hybrid schemes.
    phone icon
    Phone
    +91 22 66316333
    mail icon
    Email
    cliser@hdfcfund.com
    aum
    AUM
    ₹ 9,63,892.58 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    “HUL House”, 2nd Floor, Mumbai,400 020

    bt_logoFAQ's

    What is the category of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The category of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is Equity - Sector - Financial Services
    What is the current NAV of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The current NAV of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl as on Jan 09, 2026 is ₹15.71
    How safe is HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The risk level of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is Very High.
    What are short term returns given by HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The return given by HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl in 1 month is -0.04%, 3 months is 5.39%, 6 months is 2.57%, and 1 year is 18.61%
    What are the long term returns given by HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The return given by HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl in 3 years is 15.80% and 5 years is --.
    What is the expense ratio of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The expense ratio of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is 1.93%
    What is the AUM of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The assets under Management (AUM) of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is Rs 4,512.97 crores.
    What is the minimum investment in HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl ?
    The minimum Lumpsum investment in HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is ₹100.00 and the minimum SIP investment in HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl is ₹100.00
    What is the asset allocation of HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl?
    HDFC Banking & Financial Services Fund Regular Reinvestment of Income Distribution cum capital wdrl has an exposure of 99.23% in Equity and 0.77% in Cash & Money Market Securities

    bt_logoCALCULATORS

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