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hdfc gilt fund direct plan payout of income distribution cum capital withdrawal option
HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option

HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option

  • Moderate Risk
  • Fixed Income
  • Government Bond
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NAV as on Dec 26, 2025
i
Price per unit of the scheme.
₹ 12.9999-0.04%1 Day Change
0.01%
Minimum Investment₹100
Expense Ratio0.46%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
2
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option
VS
Fixed Income: Government Bond Average NAV
    Topper in Fixed Income: Government Bond
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Dynamic Gilt TR INR
    Expense Ratio
    0.46%
    Category Avg Expense Ratio
    0.49%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 2,938.91 Cr(As on Nov, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and / or State Government.There is no assurance that the investment objective of the Scheme will be realized.

    HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is an Fixed Income - Government Bond fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 29, 2025 is ₹12.96. Its expense ratio is 0.46 %. The fund has an AUM of ₹2,938.91 Cr.The fund is managed byAnil Bamboli,Priya Ranjan,Dhruv Muchhal.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Anil Bamboli
    Anil Bamboli
    i
    Lead Fund Manager.
    Sep 1, 2007 - Present
    • Fund Manager Rank26Out of 63
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed13
    • Total AUM₹ 2,30,325.39 Cr
    • Highest Return In 1 Yr14.72 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    ₹ 99.94
    0.38%
    -0.06%
    Moderate Risk
    ₹757.60Cr
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    ₹ 576.88
    -0.56%
    -0.48%
    Very High Risk
    ₹1,07,971.20Cr
    HDFC Banking & PSU Debt Fund Direct Plan Growth Option
    ₹ 24.67
    0.06%
    -0.05%
    Moderate Risk
    ₹5,834.90Cr
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 99.94
    • Fund Size₹757.60Cr
    Fund Return0.38%
    Category Return-0.06%
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 576.88
    • Fund Size₹1,07,971.20Cr
    Fund Return-0.56%
    Category Return-0.48%
    HDFC Banking & PSU Debt Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 24.67
    • Fund Size₹5,834.90Cr
    Fund Return0.06%
    Category Return-0.05%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Priya Ranjan
    Priya Ranjan
    i
    Lead Fund Manager.
    May 1, 2022 - Present
    • Schemes managed39
    • Total AUM₹ 7,71,054.85 Cr
    • Highest Return In 1 Yr16.09 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Retirement Savings Fund - Equity Plan - Direct Plan
    --
    ₹ 58.43
    -1.07%
    -%
    Very High Risk
    ₹7,054.60Cr
    HDFC Income Fund -Direct Plan - Growth Option
    ₹ 65.23
    0.19%
    -0.18%
    Moderate Risk
    ₹887.25Cr
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    ₹ 99.94
    0.38%
    -0.06%
    Moderate Risk
    ₹757.60Cr
    HDFC Retirement Savings Fund - Equity Plan - Direct Plan
    Very High Risk--
    • NAV₹ 58.43
    • Fund Size₹7,054.60Cr
    Fund Return-1.07%
    Category Return--
    HDFC Income Fund -Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 65.23
    • Fund Size₹887.25Cr
    Fund Return0.19%
    Category Return-0.18%
    HDFC Dynamic Debt Plan - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 99.94
    • Fund Size₹757.60Cr
    Fund Return0.38%
    Category Return-0.06%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhruv Muchhal
    Dhruv Muchhal
    i
    Lead Fund Manager.
    Jun 22, 2023 - Present
    • Schemes managed41
    • Total AUM₹ 8,37,719.43 Cr
    • Highest Return In 1 Yr16.09 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    HDFC Defence Fund Direct Growth
    --
    ₹ 23.94
    -2.64%
    -%
    Very High Risk
    ₹7,402.96Cr
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    ₹ 576.88
    -0.56%
    -0.48%
    Very High Risk
    ₹1,07,971.20Cr
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    ₹ 26.92
    0.26%
    0.12%
    Moderately High risk
    ₹7,012.56Cr
    HDFC Defence Fund Direct Growth
    Very High Risk--
    • NAV₹ 23.94
    • Fund Size₹7,402.96Cr
    Fund Return-2.64%
    Category Return--
    HDFC Balanced Advantage Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 576.88
    • Fund Size₹1,07,971.20Cr
    Fund Return-0.56%
    Category Return-0.48%
    HDFC Credit Risk Debt Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 26.92
    • Fund Size₹7,012.56Cr
    Fund Return0.26%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (-%)
    DEBT (97.10%)
    CASH (2.90%)
    Allocation by Market Cap

    No Data For Allocation

    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.54
      This Fund
      VS
      -0.89
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      93.80
      This Fund
      VS
      76.67
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.96
      This Fund
      VS
      0.94
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.25
      This Fund
      VS
      0.17
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.36
      This Fund
      VS
      0.31
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      2.74
      This Fund
      VS
      3.10
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    HDFC Asset Management Co Ltd
    HDFC Asset Management Co Ltd manages assets worth ₹ 9,63,892.58 crores. It’s current offering of mutual fund schemes includes 41 equity, 33 debt and 12 hybrid schemes.
    phone icon
    Phone
    +91 22 66316333
    mail icon
    Email
    cliser@hdfcfund.com
    aum
    AUM
    ₹ 9,63,892.58 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    “HUL House”, 2nd Floor, Mumbai,400 020

    bt_logoFAQ's

    What is the category of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The category of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is Fixed Income - Government Bond
    What is the current NAV of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The current NAV of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option as on Dec 26, 2025 is ₹13.00
    How safe is HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The risk level of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is Moderate.
    What are short term returns given by HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The return given by HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option in 1 month is 0.01%, 3 months is 0.76%, 6 months is 0.95%, and 1 year is 5.73%
    What are the long term returns given by HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The return given by HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option in 3 years is 6.82% and 5 years is 5.43%.
    What is the expense ratio of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The expense ratio of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is 0.46%
    What is the AUM of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The assets under Management (AUM) of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is Rs 2,938.91 crores.
    What is the minimum investment in HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option ?
    The minimum Lumpsum investment in HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is ₹100.00 and the minimum SIP investment in HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option is ₹100.00
    What is the asset allocation of HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
    HDFC Gilt Fund Direct Plan Payout of Income Distribution cum Capital Withdrawal option has an exposure of 97.10% in Debt and 2.90% in Cash & Money Market Securities

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