LIC MF ELSS-Direct Plan Growth Option

Very High Risk
Equity
ELSS (Tax Savings)

NAV as on Dec 26, 2025

Price per unit of the scheme.

₹ 176.9158-0.36%1 Day Change

-0.06%

Minimum Investment₹500

Expense Ratio1.47%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

LIC MF ELSS-Direct Plan Growth Option

Equity: ELSS (Tax Savings) Average NAV

Topper in Equity: ELSS (Tax Savings)

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

LIC MF ELSS-Direct Plan Growth Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty 500 TR INR

Expense Ratio

1.47%

Category Avg Expense Ratio

0.86%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 1500

Lock In (Years)

Fund Size

₹ 1,107.15 Cr(As on Nov, 2025)

Inception Date

Jan 01, 2013

Turnover

85.00 %

Exit Load

Nil (Subject to Lock-In Period of 3 years)

Objective: To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment objective of the Schemes will be realized.

LIC MF ELSS-Direct Plan Growth Option is an Equity - ELSS (Tax Savings) fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 26, 2025 is ₹176.92. Its expense ratio is 1.47 %. The fund has an AUM of ₹1,107.15 Cr.The fund is managed byAmit Nadekar,Karan Doshi,Dikshit Mittal,Yogesh Patil.
The minimum initial investment is ₹500 in Lumpsum mode.

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FUND MANAGER

Amit Nadekar

Lead Fund Manager.

Jun 6, 2022 - Present

Fund Manager Rank25Out of 37
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed3
Total AUM₹ 29,102.05 Cr
Highest Return In 1 Yr2.67 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Flexi Cap Fund Direct Plan Growth Option

₹ 112.79

-1.90%

-1.33%

Very High Risk

₹1,823.22Cr

LIC MF ELSS-Direct Plan Growth Option

₹ 176.92

-0.06%

-1.11%

Very High Risk

₹1,107.15Cr

Canara Robeco Emerging Equities Direct Plan Growth Option

₹ 291.43

-2.22%

-1.24%

Very High Risk

₹26,171.68Cr

LIC MF Flexi Cap Fund Direct Plan Growth Option

Very High Risk

NAV₹ 112.79
Fund Size₹1,823.22Cr

Fund Return-1.90%

Category Return-1.33%

LIC MF ELSS-Direct Plan Growth Option

Very High Risk

NAV₹ 176.92
Fund Size₹1,107.15Cr

Fund Return-0.06%

Category Return-1.11%

Canara Robeco Emerging Equities Direct Plan Growth Option

Very High Risk

NAV₹ 291.43
Fund Size₹26,171.68Cr

Fund Return-2.22%

Category Return-1.24%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dikshit Mittal

Lead Fund Manager.

Jul 31, 2023 - Present

Fund Manager Rank25Out of 37
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed7
Total AUM₹ 8,205.73 Cr
Highest Return In 1 Yr3.62 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct

₹ 40.70

-0.95%

-0.94%

Very High Risk

₹466.58Cr

LIC MF Large & Mid Cap Direct Growth

₹ 45.09

-0.53%

-1.24%

Very High Risk

₹3,141.26Cr

LIC MF Multi Cap Fund Direct Growth

₹ 18.22

-1.16%

-1.47%

Very High Risk

₹1,823.22Cr

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct

Very High Risk--

NAV₹ 40.70
Fund Size₹466.58Cr

Fund Return-0.95%

Category Return-0.94%

LIC MF Large & Mid Cap Direct Growth

Very High Risk

NAV₹ 45.09
Fund Size₹3,141.26Cr

Fund Return-0.53%

Category Return-1.24%

LIC MF Multi Cap Fund Direct Growth

Very High Risk--

NAV₹ 18.22
Fund Size₹1,823.22Cr

Fund Return-1.16%

Category Return-1.47%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Karan Doshi

Lead Fund Manager.

Jul 31, 2023 - Present

Schemes managed9
Total AUM₹ 3,515.87 Cr
Highest Return In 1 Yr6.29 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Equity Hybrid Fund Direct Plan Growth Option

₹ 229.49

0.21%

-0.70%

Very High Risk

₹538.44Cr

LIC MF Childrens Gift Fund Direct Plan

₹ 36.61

-1.00%

Very High Risk

₹15.72Cr

LIC MF Debt Hybrid Fund Direct Plan Growth Option

₹ 93.12

-0.05%

-0.39%

Moderately High risk

₹49.35Cr

LIC MF Equity Hybrid Fund Direct Plan Growth Option

Very High Risk

NAV₹ 229.49
Fund Size₹538.44Cr

Fund Return0.21%

Category Return-0.70%

LIC MF Childrens Gift Fund Direct Plan

Very High Risk

NAV₹ 36.61
Fund Size₹15.72Cr

Fund Return-1.00%

Category Return--

LIC MF Debt Hybrid Fund Direct Plan Growth Option

Moderately High risk

NAV₹ 93.12
Fund Size₹49.35Cr

Fund Return-0.05%

Category Return-0.39%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Yogesh Patil

Lead Fund Manager.

Jul 1, 2024 - Present

Schemes managed7
Total AUM₹ 9,971.72 Cr
Highest Return In 1 Yr6.28 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

LIC MF Balanced Advantage Fund Direct Growth

₹ 14.68

-0.61%

-0.48%

Very High Risk

₹756.40Cr

LIC MF Infrastructure Fund Direct Plan Growth Option

₹ 56.56

-0.80%

-2.15%

Very High Risk

₹1,021.73Cr

LIC MF Large & Mid Cap Direct Growth

₹ 45.09

-0.53%

-1.24%

Very High Risk

₹3,141.26Cr

LIC MF Balanced Advantage Fund Direct Growth

Very High Risk--

NAV₹ 14.68
Fund Size₹756.40Cr

Fund Return-0.61%

Category Return-0.48%

LIC MF Infrastructure Fund Direct Plan Growth Option

Very High Risk

NAV₹ 56.56
Fund Size₹1,021.73Cr

Fund Return-0.80%

Category Return-2.15%

LIC MF Large & Mid Cap Direct Growth

Very High Risk

NAV₹ 45.09
Fund Size₹3,141.26Cr

Fund Return-0.53%

Category Return-1.24%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Nov, 2025

EQUITY (97.68%)

DEBT (-%)

CASH (2.32%)

Allocation by Market Cap

Large Cap(65.76%)

Mid Cap(13.16%)

Small Cap(18.76%)

Industry Holdings

Banks Regional24.11%
Auto Manufacturers7.22%
Diversified Industrials6.73%
Information Technology Services6.58%
Credit Services6.01%
Drug Manufacturers Specialty Generic5.50%

Stock Holdings

HDFC Bank Ltd8.34%
ICICI Bank Ltd7.58%
Shakti Pumps (India) Ltd4.78%
Axis Bank Ltd3.96%
Cholamandalam Investment and Finance Co Ltd3.31%
State Bank of India2.83%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
2.01
This Fund
VS
1.61
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
82.80
This Fund
VS
89.05
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.87
This Fund
VS
0.94
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.76
This Fund
VS
0.75
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.25
This Fund
VS
1.22
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
12.58
This Fund
VS
13.01
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

LIC Mutual Fund Asset Management Limited

LIC Mutual Fund Asset Management Limited manages assets worth ₹ 41,432.74 crores. It’s current offering of mutual fund schemes includes 11 equity, 7 debt and 6 hybrid schemes.

Phone

+91 022-66016000

cs.co@licmf.com

AUM

₹ 41,432.74 Cr (

As on Nov 30, 2025

)

Address

4th Floor, Industrial Assurance Building, Mumbai,400 020

FAQ's

What is the category of LIC MF ELSS-Direct Plan Growth Option ?

The category of LIC MF ELSS-Direct Plan Growth Option is Equity - ELSS (Tax Savings)

What is the current NAV of LIC MF ELSS-Direct Plan Growth Option ?

The current NAV of LIC MF ELSS-Direct Plan Growth Option as on Dec 26, 2025 is ₹176.92

How safe is LIC MF ELSS-Direct Plan Growth Option ?

The risk level of LIC MF ELSS-Direct Plan Growth Option is Very High.

What are short term returns given by LIC MF ELSS-Direct Plan Growth Option ?

The return given by LIC MF ELSS-Direct Plan Growth Option in 1 month is -0.06%, 3 months is 2.82%, 6 months is 0.26%, and 1 year is 1.69%

What are the long term returns given by LIC MF ELSS-Direct Plan Growth Option ?

The return given by LIC MF ELSS-Direct Plan Growth Option in 3 years is 17.64% and 5 years is 15.86%.

What is the expense ratio of LIC MF ELSS-Direct Plan Growth Option ?

The expense ratio of LIC MF ELSS-Direct Plan Growth Option is 1.47%

What is the AUM of LIC MF ELSS-Direct Plan Growth Option ?

The assets under Management (AUM) of LIC MF ELSS-Direct Plan Growth Option is Rs 1,107.15 crores.

What is the minimum investment in LIC MF ELSS-Direct Plan Growth Option ?

The minimum Lumpsum investment in LIC MF ELSS-Direct Plan Growth Option is ₹500.00 and the minimum SIP investment in LIC MF ELSS-Direct Plan Growth Option is ₹1,500.00

What is the asset allocation of LIC MF ELSS-Direct Plan Growth Option?

LIC MF ELSS-Direct Plan Growth Option has an exposure of 97.68% in Equity and 2.32% in Cash & Money Market Securities