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lic mf unit linked insurance 10 yrs regular premium reducing cover quarterly - direct
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct

  • Very High Risk
  • Allocation
  • Balanced Allocation
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NAV as on Apr 21, 2026
i
Price per unit of the scheme.
₹ 39.88110.66%1 Day Change
6.66%
Minimum Investment₹3000
Expense Ratio1.67%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
VS
Allocation: Balanced Allocation Average NAV
    Topper in Allocation: Balanced Allocation
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 35+65 - Agg TR INR
    Expense Ratio
    1.67%
    Category Avg Expense Ratio
    1.67%
    Minimum Investment (Lumpsum/SIP)
    ₹ 3000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 399.70 Cr(As on Mar, 2026)
    Inception Date
    Dec 29, 2015
    Turnover
    20.00 %
    Exit Load
    NIL

    bt_logoABOUT THE FUND

    Objective: An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is an Allocation - Balanced Allocation fund. The fund was launched inDec 29, 2015. Its risk level is . The NAV of the fund as onApr 21, 2026 is ₹39.88. Its expense ratio is 1.67 %. The fund has an AUM of ₹399.70 Cr.The fund is managed bySanjay Pawar,Dikshit Mittal,Pratik Shroff,Karan Doshi,Mahesh Bendre.
    The minimum initial investment is  ₹3000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sanjay Pawar
    Sanjay Pawar
    i
    Lead Fund Manager.
    Jan 1, 2022 - Present
    • Fund Manager Rank1Out of 1
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed10
    • Total AUM₹ 46,436.11 Cr
    • Highest Return In 1 Yr6.55 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    --
    ₹ 39.88
    6.66%
    4.92%
    Very High Risk
    ₹399.70Cr
    LIC MF Short Term Debt Fund Direct Growth
    ₹ 16.26
    0.58%
    0.47%
    Low to Moderate Risk
    ₹188.45Cr
    Aditya Birla Sun Life Liquid Direct Plan Growth
    --
    ₹ 447.61
    0.77%
    0.57%
    Moderate Risk
    ₹43,022.18Cr
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    Very High Risk--
    • NAV₹ 39.88
    • Fund Size₹399.70Cr
    Fund Return6.66%
    Category Return4.92%
    LIC MF Short Term Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 16.26
    • Fund Size₹188.45Cr
    Fund Return0.58%
    Category Return0.47%
    Aditya Birla Sun Life Liquid Direct Plan Growth
    Moderate Risk--
    • NAV₹ 447.61
    • Fund Size₹43,022.18Cr
    Fund Return0.77%
    Category Return0.57%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dikshit Mittal
    Dikshit Mittal
    i
    Lead Fund Manager.
    Sep 6, 2021 - Present
    • Schemes managed7
    • Total AUM₹ 7,092.23 Cr
    • Highest Return In 1 Yr9.60 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    --
    ₹ 39.88
    6.66%
    4.92%
    Very High Risk
    ₹399.70Cr
    LIC MF Large & Mid Cap Direct Growth
    ₹ 44.00
    7.32%
    8.28%
    Very High Risk
    ₹2,709.75Cr
    LIC MF Multi Cap Fund Direct Growth
    --
    ₹ 17.92
    8.48%
    8.90%
    Very High Risk
    ₹1,632.36Cr
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    Very High Risk--
    • NAV₹ 39.88
    • Fund Size₹399.70Cr
    Fund Return6.66%
    Category Return4.92%
    LIC MF Large & Mid Cap Direct Growth
    Very High Risk
    • NAV₹ 44.00
    • Fund Size₹2,709.75Cr
    Fund Return7.32%
    Category Return8.28%
    LIC MF Multi Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.92
    • Fund Size₹1,632.36Cr
    Fund Return8.48%
    Category Return8.90%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pratik Shroff
    Pratik Shroff
    i
    Lead Fund Manager.
    Sep 26, 2023 - Present
    • Schemes managed13
    • Total AUM₹ 10,056.56 Cr
    • Highest Return In 1 Yr6.71 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 35.87
    8.52%
    -%
    Very High Risk
    ₹13.59Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 31.78
    3.65%
    2.49%
    Moderately High risk
    ₹32.22Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 92.86
    1.28%
    1.49%
    Moderately High risk
    ₹45.59Cr
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 35.87
    • Fund Size₹13.59Cr
    Fund Return8.52%
    Category Return--
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 31.78
    • Fund Size₹32.22Cr
    Fund Return3.65%
    Category Return2.49%
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 92.86
    • Fund Size₹45.59Cr
    Fund Return1.28%
    Category Return1.49%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Karan Doshi
    Karan Doshi
    i
    Lead Fund Manager.
    Jul 1, 2024 - Present
    • Schemes managed10
    • Total AUM₹ 3,882.18 Cr
    • Highest Return In 1 Yr15.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Equity Hybrid Fund Direct Plan Growth Option
    ₹ 223.47
    6.97%
    6.00%
    Very High Risk
    ₹470.35Cr
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 35.87
    8.52%
    -%
    Very High Risk
    ₹13.59Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 92.86
    1.28%
    1.49%
    Moderately High risk
    ₹45.59Cr
    LIC MF Equity Hybrid Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 223.47
    • Fund Size₹470.35Cr
    Fund Return6.97%
    Category Return6.00%
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 35.87
    • Fund Size₹13.59Cr
    Fund Return8.52%
    Category Return--
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 92.86
    • Fund Size₹45.59Cr
    Fund Return1.28%
    Category Return1.49%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Mahesh Bendre
    Mahesh Bendre
    i
    Lead Fund Manager.
    Apr 7, 2026 - Present
    • Schemes managed7
    • Total AUM₹ 3,450.98 Cr
    • Highest Return In 1 Yr18.23 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    IDBI Long Term Value Fund Direct Growth
    ₹ 28.01
    10.55%
    7.93%
    Very High Risk
    ₹181.45Cr
    LIC MF Infrastructure Fund Direct Plan Growth Option
    ₹ 59.59
    9.88%
    10.19%
    Very High Risk
    ₹904.53Cr
    IDBI Small Cap Fund Direct Growth
    ₹ 34.21
    12.65%
    11.22%
    Very High Risk
    ₹552.21Cr
    IDBI Long Term Value Fund Direct Growth
    Very High Risk
    • NAV₹ 28.01
    • Fund Size₹181.45Cr
    Fund Return10.55%
    Category Return7.93%
    LIC MF Infrastructure Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 59.59
    • Fund Size₹904.53Cr
    Fund Return9.88%
    Category Return10.19%
    IDBI Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 34.21
    • Fund Size₹552.21Cr
    Fund Return12.65%
    Category Return11.22%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Mar, 2026
    EQUITY (75.02%)
    DEBT (21.54%)
    CASH (3.45%)
    Allocation by Market Cap
    Large Cap(50.28%)
    Mid Cap(6.54%)
    Small Cap(17.07%)
    Industry Holdings
    • Banks Regional25.25%
    • Information Technology Services7.06%
    • Drug Manufacturers Specialty Generic6.51%
    • Specialty Chemicals6.09%
    • Credit Services5.63%
    • Packaged Foods5.33%
    Stock Holdings
    • ICICI Bank Ltd8.15%
    • HDFC Bank Ltd4.44%
    • Infosys Ltd3.39%
    • Bharat Electronics Ltd3.07%
    • Titan Co Ltd2.86%
    • Trent Ltd2.81%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -2.12
      This Fund
      VS
      -2.19
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      87.99
      This Fund
      VS
      87.84
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.32
      This Fund
      VS
      1.05
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.22
      This Fund
      VS
      0.15
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.29
      This Fund
      VS
      0.21
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      11.04
      This Fund
      VS
      8.74
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    LIC Mutual Fund Asset Management Limited
    LIC Mutual Fund Asset Management Limited manages assets worth ₹ 38,635.77 crores. It’s current offering of mutual fund schemes includes 12 equity, 7 debt and 6 hybrid schemes.
    phone icon
    Phone
    +91 022-66016000
    mail icon
    Email
    cs.co@licmf.com
    aum
    AUM
    ₹ 38,635.77 Cr (
    As on Mar 31, 2026
    )
    location
    Address
    4th Floor, Industrial Assurance Building, Mumbai,400 020

    bt_logoFAQs

    What is the category of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The category of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is Allocation - Balanced Allocation
    What is the current NAV of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The current NAV of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct as on Apr 21, 2026 is ₹39.88
    How safe is LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The risk level of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is Very High.
    What are short term returns given by LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The return given by LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct in 1 month is 6.66%, 3 months is 1.83%, 6 months is -3.80%, and 1 year is 1.28%
    What are the long term returns given by LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The return given by LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct in 3 years is 11.38% and 5 years is 11.11%.
    What is the expense ratio of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The expense ratio of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is 1.67%
    What is the AUM of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The assets under Management (AUM) of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is Rs 399.70 crores.
    What is the minimum investment in LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct ?
    The minimum Lumpsum investment in LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is ₹3,000.00 and the minimum SIP investment in LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is ₹1,000.00
    What is the asset allocation of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct?
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct has an exposure of 75.02% in Equity, 21.54% in Debt and 3.45% in Cash & Money Market Securities

    bt_logoCALCULATORS

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