Nippon India Credit Risk Fund Direct Plan Growth Option

High Risk
Fixed Income
Credit Risk

NAV as on Aug 10, 2026

Price per unit of the scheme.

₹ 42.19410.09%1 Day Change

0.74%

Minimum Investment₹500

Expense Ratio0.91%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Nippon India Credit Risk Fund Direct Plan Growth Option

Fixed Income: Credit Risk Average NAV

Topper in Fixed Income: Credit Risk

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Nippon India Credit Risk Fund Direct Plan Growth Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Credit Risk Bond TR INR

Expense Ratio

0.91%

Category Avg Expense Ratio

0.89%

Minimum Investment (Lumpsum/SIP)

₹ 500 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 1,486.26 Cr(As on Jun, 2026)

Inception Date

Jan 01, 2013

Turnover

- %

Exit Load

1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units. W.E.F. October 01, 2012, Exit Load If charged to the scheme shall be credited to the scheme immediately net of service tax, if any

ABOUT THE FUND

Objective: The Fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. Core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.

Nippon India Credit Risk Fund Direct Plan Growth Option is an Fixed Income - Credit Risk fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onAug 10, 2026 is ₹42.19. Its expense ratio is 0.91 %. The fund has an AUM of ₹1,486.26 Cr.The fund is managed byKinjal Desai,Sushil Budhia,Akshay Sharma,Divya Sharma,Lokesh Maru,Amber Singhania.
The minimum initial investment is ₹500 in Lumpsum mode.

SUBSCRIBE TO

BUSINESS TODAY MAGAZINE

Subscribe Now

Already a subscriber?Login

DETAILED PORTFOLIO

As on Jun, 2026

EQUITY (-%)

DEBT (90.01%)

CASH (9.79%)

Allocation by Market Cap

Other Cap(0.21%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Nippon Life India Asset Management Ltd

Nippon Life India Asset Management Ltd manages assets worth ₹ 7,79,661.74 crores. It’s current offering of mutual fund schemes includes 34 equity, 80 debt and 13 hybrid schemes.

Phone

022-6808 7000/18602660111

customercare@nipponindiaim.in

AUM

₹ 7,79,661.74 Cr (

As on Jun 30, 2026

)

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai,400 013

FAQs

What is the category of Nippon India Credit Risk Fund Direct Plan Growth Option ?

The category of Nippon India Credit Risk Fund Direct Plan Growth Option is Fixed Income - Credit Risk

What is the current NAV of Nippon India Credit Risk Fund Direct Plan Growth Option ?

The current NAV of Nippon India Credit Risk Fund Direct Plan Growth Option as on Aug 10, 2026 is ₹42.19

How safe is Nippon India Credit Risk Fund Direct Plan Growth Option ?

The risk level of Nippon India Credit Risk Fund Direct Plan Growth Option is High.

What are short term returns given by Nippon India Credit Risk Fund Direct Plan Growth Option ?

The return given by Nippon India Credit Risk Fund Direct Plan Growth Option in 1 month is 0.74%, 3 months is 2.60%, 6 months is 4.51%, and 1 year is 8.13%

What are the long term returns given by Nippon India Credit Risk Fund Direct Plan Growth Option ?

The return given by Nippon India Credit Risk Fund Direct Plan Growth Option in 3 years is 9.06% and 5 years is 8.04%.

What is the expense ratio of Nippon India Credit Risk Fund Direct Plan Growth Option ?

The expense ratio of Nippon India Credit Risk Fund Direct Plan Growth Option is 0.91%

What is the AUM of Nippon India Credit Risk Fund Direct Plan Growth Option ?

The assets under Management (AUM) of Nippon India Credit Risk Fund Direct Plan Growth Option is Rs 1,486.26 crores.

What is the minimum investment in Nippon India Credit Risk Fund Direct Plan Growth Option ?

The minimum Lumpsum investment in Nippon India Credit Risk Fund Direct Plan Growth Option is ₹500.00 and the minimum SIP investment in Nippon India Credit Risk Fund Direct Plan Growth Option is ₹100.00

What is the asset allocation of Nippon India Credit Risk Fund Direct Plan Growth Option?

Nippon India Credit Risk Fund Direct Plan Growth Option has an exposure of 90.01% in Debt and 9.79% in Cash & Money Market Securities